dcsimg

6 Essential iPhone Apps for Credit Card Holders

By , Editor-in-chief

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.

If Karl Malden were telling you "don't leave home without it," he could just be referring to your iPhone. While you can't yet replace your wallet with your iPhone, a handful of credit card applications have made themselves indispensable to its users.

Credit Card Issuers' Proprietary Apps

A handful of credit card issuers have helped set new standards of customer service with their popular, free iPhone apps:

  • Bank of America: One of the first iPhone banking apps remains near the top of the charts because of its simplicity.
  • American Express: Members can track reward points and manage company expenses across multiple AmEx accounts on the same screen.
  • Discover Card: Cardholders can track cash back reward amounts and sign up for special money-saving promotions instantly.

Dozens of banks add dedicated iPhone apps to the App Store every month. A highly responsive iPhone app can replace a frustrating call center exchange with a fun and informative online browsing session. Real-time information helps prevent going over your spending limits.

Combination Credit Card Apps

Of course, most of us maintain more than one credit card account. That's why developers also offer apps that connect us to multiple information streams at once:

  • Personal Assistant: A frequently featured app, Personal Assistant pulls key balance and purchasing information directly from credit card issuers' secure websites.
  • Mint: The companion app to the popular online budgeting and expense tracking website, Mint offers snapshots of daily and monthly spending.
  • AT&T Mobile Banking: An app enhances AT&T's existing mobile banking features by reporting credit card transaction details for banks without their own dedicated iPhone apps.

Whether you like keeping your credit cards separate or tracking them in a single app, the iTunes Store has a solution that's right for you. Most credit card apps are free, with some advanced features costing just a few dollars to activate.

The iTunes App Store ranks credit card applications by release date and by popularity, making it easy to discover new apps. Even if you didn't purchase your iPhone at an Apple Store, specialists at Apple's retail locations can answer questions about many popular apps when you stop in for a free workshop.

2 Comments

  1. zaklady bukmacherskie May 27, 2010 - 1:15 pm
    You post awsome posts. Bookmarked !
      Reply »  
  2. Quinton Sincebaugh May 27, 2010 - 11:24 am
    Is it me or did this article make you want to buy an iPad?
      Reply »  
FIND THE
BEST CARD
FOR YOU
Select Your Credit Score:
(Ok to Guess)
Excellent
(720-850)
Good
(690-719)
Fair
(630-689)
Bad
(350-629)
None/Limited I don't Know

Featured Partner Cards

loading
  How is your credit?
Oops! Your credit does not qualify you for this card. Applying and being rejected for this card could possibly hurt your credit
We are redirecting you to offers you are qualified for based on your credit.
720-850
Excellent
660-719
Good
600-659
Fair
350-599
Poor
X
CardRatings is excited to announce the launch of the
100% Free CardRatings Email Course to Learn How to Maximize Travel Rewards.

Created in partnership with ChooseFI

We partnered with ChooseFI to combine CardRatings’ offer expertise with ChooseFI’s tried and true travel rewards strategies. Get to know ChooseFI: they have changed tens of thousands of lives and recently won Podcast of the Year at FinCon.
You may think you are a rewards travel expert, but rewards strategies are changing (e.g., the days of card churning and manufactured spending are numbered). Learn powerful, sustainable strategies (a couple of which even you die-hard travel experts might not know). You'll be so glad you did.
We're planning more courses for the future; this is just the beginning of our journey.
BROUGHT TO YOU BY: