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Capital One credit card offers

By Maryalene LaPonsie CardRatings Contributor, updated on June 3, 2020

If a Capital One credit card is not in your wallet, here's your chance to change that and learn about the Capital One credit card offers available.

Capital One says its mission is to change banking for good, and it seeks to incorporate simplicity, ingenuity and humanity into its products. The company was founded in 1988 and offers a variety of banking and financial services.

Those include bank accounts, credit cards, loans and business products. Capital One has its headquarters in McLean, Va., and operates bank branches and cafes in several states. However, you'll find its customers across the country thanks to its popular credit cards and online banking accounts.

Its diverse products and strong reputation have helped Capital One become the fifth largest consumer bank in the country, and the eighth largest bank overall. The business regularly receives awards recognizing its commitment to sustainability, diversity and inclusion and work-life balance. It has been named one of the 100 best companies to work for by Fortune, a leading disability employer by the National Organization on Disability and one of the 50 most civic-minded companies by Civic 50.

Many Capital One credit cards offer cash back or travel rewards. There are also specialty cards designed for business customers and consumers seeking to build their credit. Many cards come with perks such as travel insurance, extended warranty protection and no foreign transactions fees. Plus, Capital One gives members access to CreditWise, a credit tracking and monitoring service.

CardRatings has named several Capital One credit cards to its best credit cards of 2020 lists, including:

The Capital One® Venture® Rewards Credit Card (This card is not currently available on CardRatings) is a popular option for travel rewards. It earns miles that can be used to book travel or transferred to partnering loyalty programs. It also offers new cardholders a generous welcome bonus. Meanwhile, Capital One® Quicksilver® Cash Rewards Credit Card (This card is not currently available on CardRatings) is a top choice for cash back. Many customers like it because it doesn't charge an annual fee and earns 1.5% cash back on every purchase.

Credit cardholders who want to focus on travel rewards often like to have the Venture card in their wallets for the flexible travel redemption options and also carry the card below for the lucrative Chase Ultimate Rewards® points:

Chase Sapphire Reserve®

Both the Chase Sapphire Reserve® and the Capital One® Venture® Rewards Credit Card are popular credit cards for regular travelers. The Chase Sapphire Reserve® currently offers new cardholders a bonus of 50,000 points after you spend $4,000 on purchases within the first three months of opening an account. The Capital One® Venture® Rewards Credit Card offers new cardholders a bonus of 50,000 miles if you spend $3,000 on purchases within the first three months.

Both cards have impressive rewards programs, with the Capital One® Venture® Rewards Credit Card awarding two miles per dollar spent on all purchases made with the card. The Chase Sapphire Reserve® awards three points for each dollar you spend on travel (after earning your $300 annual reimbursement) and on dining purchases and one point per dollar on all other purchases, plus earn 10 points on Lyft rides through March 2022 as well as a complimentary one-year Lyft Pink membership. Still, if you spend in other categories besides travel and dining, or you just don't want to worry about spending categories, you'll want to stick with the Capital One® Venture® Rewards Credit Card.

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