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About Our Ratings
Credit Needed
Good - Excellent
Regular APR
9.15% - 26.15% Variable
This card compared to other low interest cards
Regular APR
9.15% - 26.15% Variable
14.24% Variable
10.50% variable
Balance Transfer Intro APR
None
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.
10.50%
Balance Transfer Intro Period
None
Within 45 days of account opening
N/A
CardRatings.com Editorial Staff
USAA® Rate Advantage Visa Platinum® Card details
Regular APR
9.15% - 26.15% Variable
Balance Transfer Intro APR
None
Balance Transfer Intro Period
None
What USAA says about this card
- Enjoy USAA's lowest rate card
- No annual fee, no foreign transaction fees, no penalty APR
- USAA membership is available to active and former military and their eligible family members
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the variable Regular APR, currently between 9.15% - 26.15%, will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.

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