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About Our Ratings
Credit Needed
Excellent

U.S. Bank Cash+™ Visa Signature® Card Review

Pros & Cons

  • Winner of the 2017 CardRatings Editor's Choice Award for Best Rotating Cash-Back Rewards Card.
  • Each quarter you choose two categories in which to earn 5 percent cash back on up to the first $2,000 you spend, meaning there's no reason you shouldn't maximize your rewards earning with this card.
  • Enjoy 2 percent cash back in a non-rotating category of your choosing and 1 percent back on all your other purchases.
  • If you don't remember to choose your 5 percent categories each quarter, you'll earn just 1 percent for that quarter, so this card is best for people who take a hands-on approach to their credit card reward.

Top Features

Cash Back on Gas
1%, 1.5%, 2%, 2.5%, 5% or 5.5%
Cash Back on groceries
1%, 1.5%, 2%, 2.5%, 5% or 5.5%
Cash Back on other
1%, 1.5%, 2%, 2.5%, 5% or 5.5%
Annual Fee
None

This card compared to other cash back cards

Card Name
U.S. Bank Cash+™ Visa Signature® Card
Cash Back on Gas
1%, 1.5%, 2%, 2.5%, 5% or 5.5%
1-5%
Unlimited 1.5% cash back
Cash Back on Groceries
1%, 1.5%, 2%, 2.5%, 5% or 5.5%
1-5%
Unlimited 1.5% cash back
Cash Back on other
1%, 1.5%, 2%, 2.5%, 5% or 5.5%
Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
14.99% to 23.99% (Variable) 
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
Rates and Fees
CardRatings.com Editorial Staff

U.S. Bank Cash+™ Visa Signature® Card details

Balance Transfer Intro APR:
0% introductory APR for the first 12 billing cycles for balances transferred within 30 days from account opening
Balance Transfer Intro Period:
12 billing cycles
Purchase Intro:
APR:
N/A
Purchase APR:
14.99% to 23.99% (Variable)
Annual Fee:
None

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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.
Credit Needed:
Excellent, Good
Apply online for Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good