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About Our Ratings
Credit Needed
Excellent

United MileagePlus® Club Card Review

Top Features

Cash Back on Gas
Earn 1.5 miles per $1 spent on all other purchases.
Cash Back on groceries
Earn 1.5 miles per $1 spent on all other purchases.
Cash Back on other
Earn 1.5 miles per $1 spent on all other purchases.
Annual Fee
$450

This card compared to other cash back cards

Card Name
United MileagePlus® Club Card
Cash Back on Gas
Earn 1.5 miles per $1 spent on all other purchases.
1-5%
Unlimited 1.5% cash back
Cash Back on Groceries
Earn 1.5 miles per $1 spent on all other purchases.
1-5%
Unlimited 1.5% cash back
Cash Back on other
Earn 1.5 miles per $1 spent on all other purchases.
Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
N/A
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
16.99% - 23.99% Variable 
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
Rates and Fees
This card is best for consumers that frequently fly United, have excellent credit, and do not want to revolve or transfer a balance.
CardRatings.com Editorial Staff

United MileagePlus® Club Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
N/A
Purchase Intro:
APR:
N/A
Purchase APR:
16.99% - 23.99% Variable
Annual Fee:
$450

What Chase says about this card

  • 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • United Club? membership - up to a $550 value per year
  • Check your first and second bag for free (a savings of up to $240 per roundtrip) when you use your Card to purchase your ticket.
  • Enjoy Premier Access(R) travel services to ease your way through the airport with priority check-in, security screening (where available), boarding and baggage handling privileges.
  • Earn 2 miles per $1 spent on tickets purchased from United.
  • Earn 1.5 miles per $1 spent on all other purchases.
  • No foreign transaction fees
  • $450 annual fee
*This information about United MileagePlus® Club Card has been collected by CardRatings.com and has not been reviewed or provided by the issuer of this card.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Thomas Simmons ( Feb 22, 2017 at 5:17 am)

    The card formerly granted unlimited access to United clubs whether ticketed or not. Now you must have a same day ticket to enter the lounges. For a $395 annual fee that is not good.


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Apply online for Discover it® - Cashback Match™

Discover it® - Cashback Match™

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.
Credit Needed:
Excellent, Good
Apply online for Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good