dcsimg
This card is no longer available on CardRatings but you can browse reviews for other credit cards here.

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.

This card is no longer available.
About Our Ratings
Credit Needed
Good, Excellent

Starwood Preferred Guest® Credit Card from American Express Review

Pros & Cons

  • Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months.
  • Earn bonus points at both SPG® and Marriott Rewards® hotels.
  • Enjoy one free reward night each year (up to a 35,000-point value) after your card member anniversary.
  • The portfolio of hotels is smaller than other chains even though it now includes SPG® and Marriott Rewards® properties. Obviously, if you don't prefer those brands, you'll want to look elsewhere for a rewards card.
Terms and Limitations Apply

Top Features

Rewards
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Bonus Rewards
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Regular APR
17.99% - 26.99% Variable 
Annual Fee
$0 introductory annual fee for the first year, then $95.

Full Review

Brooklyn Lowery Site Editor
This page was last updated on February 13, 2019

This card compared to other travel rewards cards

Card Name
Starwood Preferred Guest® Credit Card from American Express
Rewards
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases
Bonus Rewards
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.
Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
Regular APR
17.99% - 26.99% Variable 
18.24% - 25.24% Variable 
18.24% - 25.24% Variable 
Annual Fee
$0 introductory annual fee for the first year, then $95.
$95
$95
Rates and Fees
CardRatings.com Editorial Staff

Starwood Preferred Guest® Credit Card from American Express details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
APR:
N/A
Balance Transfer Fee:
Either $5 or 3% of the amount of each transfer, whichever is greater.
Annual Fee:
$0 introductory annual fee for the first year, then $95.

What American Express says about this card

  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Rewards Seeker ( May 15, 2012 at 8:52 am)

    After years of preferring cash-back cards to travel / points cards I finally decided to try out a travel card to help save up for vacations.I have had this card since August 2011 and have been very impressed so far. The points go a long way when you redeem for hotel stays--especially since they allow you to redeem for points and cash. I have gotten some awesome deals on stays and have loved all the Starwood properties we've stayed at so far.Overall this is a sweet deal for those who will redeem for hotel stays--high value on points, nothing but top notch service from Amex and Starwood, beautiful hotels, and I have never had any trouble redeeming or finding a hotel in any major city. However, if you redeem for anything other than hotel stays the points are devalued. So, if you are looking for anything other than cheap and/or free stays and upgrades at swanky hotels, then this isn't the card for you.


Write Consumer Reviews:





E-Mail will not be published









Start Here

Search. Compare. Apply.

Apply online for The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

  • Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening - free nights start at 5,000 points
  • Receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Elite status for as long as your account is open and 5 qualifying night credits toward your next tier status every year
  • Earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card
  • Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Plus, earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Credit Needed:
Excellent, Good
Apply online for United℠ Explorer Card

United℠ Explorer Card

  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA Pre✔® Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $120 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
Credit Needed:
Excellent, Good