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Apply online for Starwood Preferred Guest® Credit Card from American ExpressSponsored card
About Our Ratings
Credit Needed
Good, Excellent

Starwood Preferred Guest® Credit Card from American Express Review

Pros & Cons

  • Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months.
  • Earn bonus points at both SPG® and Marriott Rewards® hotels.
  • Enjoy one free reward night each year (up to a 35,000-point value) after your card member anniversary.
  • The portfolio of hotels is smaller than other chains even though it now includes SPG® and Marriott Rewards® properties. Obviously, if you don't prefer those brands, you'll want to look elsewhere for a rewards card.
Terms and Limitations Apply

Top Features

Rewards
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Bonus Rewards
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Regular APR
17.99% - 26.99% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.

Full Review

Brooklyn Lowery Site Editor
This page was last updated on August 10, 2018

This card compared to other travel rewards cards

Rewards
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases
Bonus Rewards
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.
Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
Regular APR
17.99% - 26.99% Variable
17.99% - 24.99% Variable 
17.99% - 24.99% Variable 
Annual Fee
$0 introductory annual fee for the first year, then $95.
$95
$0 introductory annual fee for the first year, then $95
Rates and Fees
CardRatings.com Editorial Staff

Starwood Preferred Guest® Credit Card from American Express details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Regular APR
17.99% - 26.99% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.

What American Express says about this card

  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Rewards Seeker ( May 15, 2012 at 8:52 am)

    After years of preferring cash-back cards to travel / points cards I finally decided to try out a travel card to help save up for vacations.I have had this card since August 2011 and have been very impressed so far. The points go a long way when you redeem for hotel stays--especially since they allow you to redeem for points and cash. I have gotten some awesome deals on stays and have loved all the Starwood properties we've stayed at so far.Overall this is a sweet deal for those who will redeem for hotel stays--high value on points, nothing but top notch service from Amex and Starwood, beautiful hotels, and I have never had any trouble redeeming or finding a hotel in any major city. However, if you redeem for anything other than hotel stays the points are devalued. So, if you are looking for anything other than cheap and/or free stays and upgrades at swanky hotels, then this isn't the card for you.


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Featured offers
Currently available on the Starwood Preferred Guest® Credit Card from American Express
Earn 75,000 Bonus Points
After you use your new Card to make $3,000 in purchases within the first 3 months.
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Apply online for The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

  • Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening - free nights start at 5,000 points
  • Receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Elite status for as long as your account is open and 5 qualifying night credits toward your next tier status every year
  • Earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card
  • Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Plus, earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Credit Needed:
Excellent, Good
Apply online for United℠ Explorer Card

United℠ Explorer Card

  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA Pre✔® Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $120 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
Credit Needed:
Excellent, Good