dcsimg

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.

Apply online for Starwood Preferred Guest® Credit Card from American ExpressSponsored card
About Our Ratings
Credit Needed
Good, Excellent

Starwood Preferred Guest® Credit Card from American Express Review

Pros & Cons

  • Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months.
  • Earn bonus points at both SPG® and Marriott Rewards® hotels.
  • Enjoy one free reward night each year (up to a 35,000-point value) after your card member anniversary.
  • The portfolio of hotels is smaller than other chains even though it now includes SPG® and Marriott Rewards® properties. Obviously, if you don't prefer those brands, you'll want to look elsewhere for a rewards card.
Terms and Limitations Apply

Top Features

Rewards
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Bonus Rewards
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Regular APR
17.74% - 26.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.

Full Review

Brooklyn Lowery Site Editor
This page was last updated on August 10, 2018

This card compared to other travel rewards cards

Rewards
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Rewards
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn 60,000 Membership Rewards® after you use your new Card to make $5,000 in purchases in your first 3 months.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Regular APR
17.74% - 26.74% Variable
N/A 
17.99% - 24.99% Variable 
Annual Fee
$0 introductory annual fee for the first year, then $95.
$550
$0 Intro for First Year, then $95
CardRatings.com Editorial Staff

Starwood Preferred Guest® Credit Card from American Express details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Regular APR
17.74% - 26.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.

What American Express says about this card

  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Rewards Seeker ( May 15, 2012 at 8:52 am)

    After years of preferring cash-back cards to travel / points cards I finally decided to try out a travel card to help save up for vacations.I have had this card since August 2011 and have been very impressed so far. The points go a long way when you redeem for hotel stays--especially since they allow you to redeem for points and cash. I have gotten some awesome deals on stays and have loved all the Starwood properties we've stayed at so far.Overall this is a sweet deal for those who will redeem for hotel stays--high value on points, nothing but top notch service from Amex and Starwood, beautiful hotels, and I have never had any trouble redeeming or finding a hotel in any major city. However, if you redeem for anything other than hotel stays the points are devalued. So, if you are looking for anything other than cheap and/or free stays and upgrades at swanky hotels, then this isn't the card for you.


Write Consumer Reviews:





E-Mail will not be published









Featured offers
Currently available on the Starwood Preferred Guest® Credit Card from American Express
Earn 75,000 Bonus Points
After you use your new Card to make $3,000 in purchases within the first 3 months.

Start Here

Search. Compare. Apply.

Apply online for The Platinum Card® from American Express

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
Good, Excellent
Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent, Good