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Simmons Rewards Visa Signature® Review

By Curtis Arnold  Editor-in-chief  | Updated

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Simmons Rewards Visa Signature®

This card is no longer available.
Our Rating:   
Excellent

CardRatings Editor's Analysis: Pros & Cons

  • There’s no balance transfer fee with this card, so it’s a great option to have on hand for larger purchase you can’t pay down right away.
  • There’s no annual fee on this card, so it’s not a bad one to have on hand in case you need to make that balance transfer at some point.
The card has an exceptionally low interest rate and no annual fee--a rarity for airline cards. Points can be redeemed for travel on any United States based airline with no blackout dates or seating restrictions. If you don't wish to use the points for flights, you also have the option of redeeming them for hotels, cruises, car rental, restaurants, or full vacation packages. Points are based on 1:1.

Top Features

 Rewards
1.25 points per net dollar spent
 Bonus Rewards
None
 Annual Fee
None

Simmons Rewards Visa Signature® Compared to Other Travel rewards Cards

This card is no longer available.
Simmons Rewards Visa Signature®
Apply online for Citi Premier® Card
Apply online for Chase Sapphire Reserve®
Rewards
1.25 points per net dollar spent 
Rewards
2 Miles per dollar on every purchase, every day. 
Rewards
Earn 3 Points per $1 spent at Restaurants and Supermarkets. Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. 
Rewards
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases. 
Rewards
Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. 
Bonus Rewards
None  
Bonus Rewards
60,000 Miles once you spend $3,000 on purchases within 3 months from account opening  
Bonus Rewards
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening  
Bonus Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.  
Bonus Rewards
Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.  
Annual Fee
None 
Annual Fee
$95 
Annual Fee
$95 
Annual Fee
$550 
Annual Fee
$695 

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