Delta SkyMiles® Platinum Business American Express Card Review

If comfort and perks are on your list of business needs, you can rack up miles for your travel and other purchases while taking advantage of travel benefits like priority boarding, in-flight savings, and more.
author Brooklyn Lowery

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express CardSponsored card
Our Rating:   
Good, Excellent
on American Express's secure website

CardRatings Editor's Analysis: Pros & Cons

  • Welcome offer: Earn 65,000 bonus miles after spending $6,000 in purchases on your new card in your first six months of card membership.
  • Earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels. Earn 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 100,000 additional miles per year, and 1X mile on every eligible dollar spent on other purchases.
  • Get closer to elevated Status next Medallion Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles Platinum Business American Express Card.
  • The annual fee means this card is best for people who will fully use its perks and features. If you aren't brand loyal, there are likely better card options for you. See Rates and Fees.
Terms and Limitations Apply.

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CardName Essentials

The CardName provides plenty of perks for the business traveler who spends as much time working from a tray table as at a traditional desk. The card allows you to rack up extra miles for your Delta purchases, as well as miles for the rest of your purchases. Those miles can then be redeemed for flights, hotel stays, car rentals and more. American Express is a CardRatings advertiser.

How you acquire miles is simple:

  • Earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels
  • Earn 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 100,000 additional miles per year
  • Earn 1X mile on all other eligible purchases

Miles don't expire so you can save up for the trip of a lifetime or use them as soon as you want; the choice is yours.

The CardName's rewards program includes multiple ways to get even more miles.

The welcome offer allows cardholders to earn 65,000 bonus miles after spending $6,000 in purchases on your new card in your first six months of card membership.

This card allows you to get closer to elevated Status in the next Medallion Year with MQD Headstart and MQD Boost: cardholders can receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles Platinum Business American Express Card. Not a Medallion Member? Card members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve card members. Ticket must be purchased on or after February 1, 2024 to be eligible to receive a complimentary upgrade.

Top Features

 Rewards
Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply. 1 Mile on every eligible dollar spent on other purchases.
 Bonus Rewards
Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
 Annual Fee

What Our Editors Like Best About the CardName

When it comes to a credit card for your business, you want to know that you're getting everything you need – plus some extra perks – if you're paying an annual fee. In the case of the CardName, that annual fee is significant at AnnualFees but if travel is a regular part of your business that fee would likely be offset with all the rewards-earning opportunities and flexible redemption options. See Rates and Fees.

So, let's talk about earning those rewards. As we mentioned above, you earn 3X miles for every dollar spent on eligible purchases made directly with Delta and for eligible purchases made directly with hotels; 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 100,000 additional miles per year; and 1X mile on every eligible dollar spent on other purchases. That means all your business purchases, on travel or otherwise, will go toward helping you bank rewards. And don't overlook the welcome offer that allows you to earn 65,000 bonus miles after spending $6,000 in purchases on your new card in your first six months of card membership.

All those rewards you earn can be redeemed for seats on Delta and partner flights, upgrades to First Class or Delta One, hotel stays, car rentals and merchandise. Basically, your business' travel needs are likely eligible to be covered by your rewards.

There are plenty of comforting travel perks with this card beyond the rewards. Cardholders receive priority boarding, 20% off in-flight purchases, baggage insurance, car rental loss and damage insurance, and roadside assistance.

Lastly, the CardName doesn't charge foreign transaction fees, so go ahead and take that business trip abroad; you won't be on the hook for additional fees on international purchases. See Rates and Fees.

Potential Downsides of the CardName

The AnnualFees annual fee can take a bite out of your SkyMiles gains, so you'll want to make sure the SkyMiles more than offset the fee. Though, the bonus miles as well as potential rewards you can earn through spend can more than offset that fee your first year as a cardholder.

CardName CARDHOLDER SCORES

CardRatings conducts a survey annually to learn what actual cardholders think of their cards. Here are the results:

Current Scores Past Scores
Overall Score 82.4 N/A
Features Satisfaction 8.3 N/A
Customer Service 8.3 N/A
Website/App Usability 8.3 N/A
Likelihood of Continuing to Use 8.3 N/A
Recommend to a Friend/Colleague 8.1 N/A

*Scores above reflect the results of surveys with actual cardholders. Full methodology below.

How the CardName Compares to Other Credit Cards

CardName vs. CardName

The CardName offers many of the same perks as the CardName, but with a lower annual fee and less lucrative welcome offer.

The CardName has a AnnualFees (See Rates and Fees). This is less than CardName fee, plus the CardName waives the fee for the first year while the CardName does not. The fee difference could certainly be a deciding factor if your business doesn't require enough travel to make that higher fee worthwhile.

With the CardName, you can earn 55,000 bonus miles after spending $4,000 in purchases on your new card in your first six months of card membership. Additionally, take $200 off your next Delta flight - after you spend $10,000 in purchases on your card in a calendar year, you will earn a $200 Delta flight credit to use toward future travel.

Beyond those things, you do get many of the same benefits on both cards. For instance, both cards offer bonus miles for every $1 spent on eligible purchases directly with Delta, priority seating and no foreign transaction fees. See Rates and Fees.

The decision comes down to whether you want a more generous bonus program or you prefer to pay a lower annual fee.

CardName vs. CardName

This card isn't specifically an air miles rewards card, but Chase Ultimate Rewards can certainly be redeemed for flights – in fact, you'll receive 25% of your points back each time you redeem for travel through the Ultimate Rewards portal – so the CardName is worth a look for the business that travels regularly (or even just occasionally).

With the CardName, you earn bonus points (three points per $1) in a number of common business categories including travel, shipping, some advertising and several other categories up to $150,000 spent annually. After that, and on all other purchases, you earn one point per $1. The annual fee with this card is less at $95 and you won't pay any foreign transaction fees. Plus, there's currently an 100,000-point bonus (worth $1,250 in travel when redeemed through Chase Ultimate Rewards) after you spend $8,000 within the first three months.

When you're comparing a branded card to a non-branded card, you have to think about your loyalty to that brand. If it isn't particularly strong, you're likely better off with a more general rewards card, like the CardName that allows you to redeem your rewards for travel.

CardName vs. CardName

The CardName card discontinued offers plenty of rewards earning opportunities for the regular business traveler as well as the freedom to choose your airline and redeem your rewards with a healthy dose of flexibility. The welcome bonus is also significant. New cardholders can earn 50,000 bonus miles when you spend $4,500 in the first three months of your account opening.

Additionally, earn two miles for every $1 spent on the CardName and five miles on hotel and rental car bookings through Capital One Travel. Plus the annual fee is lower at AnnualFees. You won't pay foreign transaction fees with this card and you'll enjoy most of the same extra protections, such car rental insurance and 24-hour travel and emergency assistance services.

What you won't get with this card that you do with the Delta SkyMiles® Platinum is the extra perks that reward you for being brand loyal – things like a discount on in-flight purchases.

You will enjoy the same freedom to shop foreign-transaction-fee-free while abroad as well as many similar business-focused tools and features as those offered with the American Express card.

Who Should Get This Card?

If you fly Delta Airlines regularly, then the CardName could be the card for you. Not only do you rack up the SkyMiles on Delta, but you can use your miles for flights with Delta and SkyMiles partners or upgrade to First Class or Delta One. You could additionally use your miles for hotel rooms, car rentals and merchandise so it's more than just a frequent flyer card

You also benefit while you're in the air since the card offers a 20% discount for in-flight food, beverage, television shows, video games and headsets. But this card is not only about flights. There are plenty of travel perks, too, including baggage insurance, and car rental loss and damage insurance.

Whether this card is right for you depends on how much you fly Delta and whether the card's bonuses and perks offset the annual fee.

Survey Methodology: CardRatings commissioned Op4G in September 2023 to conduct surveys among 1,869 cardholders nationwide. CardRatings website analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a selection of the most popular cards and additional cards were included to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents' scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to "How likely are you to recommend this card to a friend, coworker or family member?" was double weighted. “Current Scores” reflect scores from the most recent survey (2023); "Past Scores" reflect scores from the 2022 survey.

To see the rates and fees for the American Express cards featured in this post, please visit the following links: CardName (See Rates and Fees); CardName (See Rates and Fees)

Delta SkyMiles® Platinum Business American Express Card Compared to Other Travel rewards Cards

Apply online for Chase Sapphire Reserve®
Chase Sapphire Reserve®
Apply online for Mastercard® Titanium Card™
Mastercard® Titanium Card™
Apply online for Capital One Venture Rewards Credit Card
Apply online for Citi Premier<sup>®</sup> Card
Citi Premier® Card
Rewards
Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply. 1 Mile on every eligible dollar spent on other purchases. 
Rewards
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel? immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 
Rewards
Flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent. Straightforward redemption without needing a high-maintenance reward strategy. No foreign transaction fees, no earning caps, no rotating categories, and no need to chase down transfer partners to escape very low point values. 
Rewards
2 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. 
Rewards
Earn 3 Points per $1 spent at Restaurants and Supermarkets. Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels. Earn 1 Point per $1 spent on all other purchases. 
Bonus Rewards
Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. 
Bonus Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.  
Bonus Rewards
N/A  
Bonus Rewards
Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening  
Bonus Rewards
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024.  
Annual Fee
$350 
Annual Fee
$550 
Annual Fee
$195 
Annual Fee
$95 
Annual Fee
$95 

Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

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