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Apply online for Platinum Delta SkyMiles®  Business Credit Card from American ExpressSponsored card

Platinum Delta SkyMiles® Business Credit Card from American Express Review

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What American Express says about this card

Apply online for Platinum Delta SkyMiles®  Business Credit Card from American ExpressSponsored card
  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $60 on a round trip Delta flight.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
  • Terms and limitations apply
Terms and Limitations Apply
Apply Now

By Brooklyn Lowery Site Editor  Updated Oct 24, 2019

Platinum Delta SkyMiles® Business Credit Card from American Express Essentials

The Platinum Delta SkyMiles® Business Credit Card from American Express provides plenty of perks for the business traveler who spends as much time working from a tray table as at a traditional desk (American Express is a CardRatings advertiser). The card allows you to rack up extra miles for your Delta purchases, as well as miles for the rest of your purchases. Those miles can then be redeemed for flights, hotel stays, car rentals and more.

How you acquire miles is simple:

  • Two miles for every dollar of Delta purchases (terms apply)
  • One mile for every other dollar spent.

Miles don't expire so you can save up for the trip of a lifetime or use them as soon as you want; the choice is yours.

The Platinum Delta SkyMiles® Business Credit Card from American Express's rewards program includes multiple ways to get even more miles.

New cardholders can earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) and after spending $1,000 within the first three months of opening an account. Plus, earn a $100 statement credit when you use your new card to make a Delta purchase in the same time frame. Terms apply.

CardRatings Editor's Analysis: Pros & Cons

  • Earn 35,000 bonus miles and 5,000 MQMs after you make $1,000 in purchases on your new card in your first three months as a cardholder.
  • You can also earn a $100 statement credit when you use your new card to make a Delta purchase in the first three months.
  • There are ongoing opportunities to earn major mileage bonuses that extend beyond your first year as a card member.
  • The annual fee means this card is best for people who will fully use its perks and features. If you aren't brand loyal, there are likely better card options for you. See Rates and Fees
Terms and Limitations Apply

What Our Editors Like Best About the Platinum Delta SkyMiles® Business Credit Card from American Express

When it comes to a credit card for your business, you want to know that you're getting everything you need – plus some extra perks – if you're paying an annual fee. In the case of the Platinum Delta SkyMiles® Business Credit Card from American Express, that annual fee is significant at $195 ($250 if application is received on or after 1/30/2020) but if travel is a regular part of your business that fee would likely be offset with all the rewards-earning opportunities and flexible redemption options.

So, let's talk about earning those rewards. As we mentioned above, you earn two miles per $1 spent with Delta and one mile per $1 for all your other purchases; that means all your business purchases, on travel or otherwise, will go toward helping you bank rewards. And don't overlook the welcome offer that gets you off to a solid start with 35,000 miles and 5,000 MQMs after spending $1,000 in the first three months (plus, that $100 statement credit when you make a Delta purchase during that time). Terms apply

All those rewards you earn can be redeemed for seats on Delta and partner flights, upgrades to First Class or Delta One™, hotel stays, car rentals and merchandise. Basically, your business' travel needs are likely eligible to be covered by your rewards.

There are plenty of comforting travel perks with this card beyond the rewards. Cardholders receive priority boarding, your first checked bag free, 20% off in-flight purchases, baggage insurance, car rental loss and damage insurance, and roadside assistance.

Lastly, the Platinum Delta SkyMiles® Business Credit Card from American Express doesn't charge foreign transaction fees, so go ahead and take that business trip abroad; you won't be on the hook for additional fees on all your purchases. See Rates and Fees.

Potential Downsides of the Platinum Delta SkyMiles® Business Credit Card from American Express

The $195 ($250 if application is received on or after 1/30/2020) annual fee can take a bite out of your SkyMiles® gains, so you'll want to make sure the SkyMiles® more than offset the fee. Though, the bonus miles and MQMs as well as potential statement credit you can earn as a new cardholder can more than offset that fee your first year as a cardholder. Terms apply.

Top Features

Rewards Bonus Rewards Annual Fee
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire. Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. $195 ($250 if application is received on or after 1/30/2020)

How the Platinum Delta SkyMiles® Business Credit Card from American Express Compares to Other Credit Cards

Platinum Delta SkyMiles® Business Credit Card from American Express vs. Gold Delta SkyMiles® Business Credit Card from American Express

The Gold Delta SkyMiles® Business Credit Card from American Express offers many of the same perks as the Platinum Delta SkyMiles® Business Credit Card from American Express, but with a lower annual fee and less lucrative welcome offer.

The Gold Delta SkyMiles® Business Credit Card from American Express's annual fee is $95 (See Rates and Fees), which is less than the Platinum Delta SkyMiles® Business Credit Card from American Express fee, plus the Gold Delta SkyMiles® Business Credit Card from American Express waives the fee for the first year while the Platinum Delta SkyMiles® Business Credit Card from American Express does not. The fee difference could certainly be a deciding factor if your business doesn't require enough travel to make that higher fee worthwhile.

With the Gold Delta SkyMiles® Business Credit Card from American Express, you can earn 30,000 bonus miles when you make $1,000 in purchases in the first three months, plus earn a $50 statement credit when you use your new card to make a Delta purchase in the same time frame. Terms apply.

Beyond those things, you do get many of the same benefits on both cards. For instance, both cards offer two miles for every $1 spent directly with Delta, priority seating, your first checked bag free and no foreign transaction fees. See Rates and Fees; terms apply.

The decision comes down to whether you want a more generous bonus program or you prefer to pay a lower annual fee.

Platinum Delta SkyMiles® Business Credit Card from American Express vs. Ink Business Preferred℠ Credit Card

This card isn't specifically an air miles rewards card, but Chase Ultimate Rewards® can certainly be redeemed for flights – in fact, you'll receive 25% of your points back each time you redeem for travel through the Ultimate Rewards portal – so the Ink Business Preferred℠ Credit Card is worth a look for the business that travels regularly (or even just occasionally).

With the Ink Business Preferred℠ Credit Card, you earn bonus points (three points per $1) in a number of common business categories including travel, shipping, some advertising and several other categories up to $150,000 spent annually. After that, and on all other purchases, you earn one point per $1. The annual fee with this card is less at $95 and you won't pay any foreign transaction fees. Plus, there's currently an 80,000-point bonus (worth $1,000 in travel when redeemed through Chase Ultimate Rewards®) after you spend $5,000 within the first three months.

When you're comparing a branded card to a non-branded card, you have to think about your loyalty to that brand. If it isn't particularly strong, you're likely better off with a more general rewards card, like the Ink Business Preferred℠ Credit Card that allows you to redeem your rewards for travel.

Platinum Delta SkyMiles® Business Credit Card from American Express vs. Capital One® Spark® Miles for Business

The Capital One® Spark® Miles for Business card offers plenty of rewards earning opportunities for the regular business traveler as well as the freedom to choose your airline and redeem your rewards with a healthy dose of flexibility. The welcome bonus is also significant. For a limited time, new cardholders can earn up to 200,000 bonus miles worth up to $2,000 to spend on travel— flights, hotels and more. Earn 50,000 bonus miles when you spend $5,000 in the first three months and earn 150,000 bonus miles when you spend $50,000 in the first six months of your account opening. You can also receive up to a $100 credit for one Global Entry or TSA Pre✓® application fee.

Additionally, earn two miles for every $1 spent on the Capital One® Spark® Miles for Business and five miles on hotel and rental car bookings through Capital One Travel™. Plus the annual fee is lower at $0 intro for first year; $95 after that. You won't pay foreign transaction fees with this card and you'll enjoy most of the same extra protections, such car rental insurance and 24-hour travel and emergency assistance services.

What you won't get with this card that you do with the Platinum Delta SkyMiles® Business Credit Card from American Express is the extra perks that reward you for being brand loyal – things like a discount on in-flight purchases or your first checked bag free. You also won't have an avenue to earn a companion ticket specifically with the purchases you make on this card.

You will enjoy the same freedom to shop foreign-transaction-fee-free while abroad as well as many similar business-focused tools and features as those offered with the American Express card.

Who Should Get This Card?

If you fly Delta Airlines regularly, then the Platinum Delta SkyMiles® Business Credit Card from American Express could be the card for you. Not only do you rack up the SkyMiles® on Delta, but you can use your miles for flights with Delta and SkyMiles® partners or upgrade to First Class or Delta One™. You could additionally use your miles for hotel rooms, car rentals and merchandise so it's more than just a frequent flyer card

You also benefit while you're in the air since the card offers a 20% discount for in-flight food, beverage, television shows, video games and headsets. But this card is not only about flights. There are plenty of travel perks, too, including baggage insurance, car rental loss and damage insurance, and roadside assistance.

Whether this card is right for you depends on how much you fly Delta and whether the card's bonuses and perks offset the annual fee.

To see the rates and fees for the American Express cards featured in this post, please visit the following links: Gold Delta SkyMiles® Business Credit Card from American Express (See Rates and Fees); Platinum Delta SkyMiles® Business Credit Card from American Express (See Rates and Fees)

Platinum Delta SkyMiles® Business Credit Card from American Express compared to other travel rewards cards

Card Name
Rewards
Bonus Rewards
Annual Fee
Ratings/Apply
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
$195 ($250 if application is received on or after 1/30/2020)
Apply Now
Terms and Limitations Apply
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
$95
2 Miles per dollar on every purchase, every day.
50,000 Miles once you spend $3,000 on purchases within 3 months from account opening
$0 intro for first year; $95 after that
Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours. Earn 3X Membership Rewards® points at restaurants worldwide.
Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months. Receive up to $100 in statement credits towards any eligible purchase made directly with Away in your first 3 months. Offer ends 1/15/2020.
$150
Apply Now
Terms and Limitations Apply
2 points for every $1 spent on travel and dining purchases. 1.5 points per $1 spent on all other purchases.
50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening.
$95

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