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Apply online for Platinum Delta SkyMiles® Business Credit Card from American ExpressSponsored card
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Platinum Delta SkyMiles® Business Credit Card from American Express Review

Pros & Cons

  • Earn Medallion® Qualification Miles in addition to SkyMiles®, raising your status and options when you fly Delta or its partners. Earning status miles is not necessarily common among airline rewards cards.
  • Earn a domestic main cabin companion ticket each year your renew your card.
  • There are ongoing opportunities to earn major mileage bonuses that extend beyond your first year as a card member.
  • The annual fee of $195 means this card is best for people who will fully use its perks and features. If you aren't brand loyal, there are likely better card options for you.
Terms and Limitations Apply

Top Features

Rewards
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
Bonus Rewards
Earn 35,000 Bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Regular APR
17.74% - 26.74% Variable
Annual Fee
$195

Full Review

Brooklyn Lowery Site Editor

Platinum Delta SkyMiles® Business Credit Card from American Express Essentials

The Platinum Delta SkyMiles® Business Credit Card from American Express provides plenty of perks for the business traveler who spends as much time working from a tray table as at a traditional desk (American Express is a CardRatings advertiser). The card allows you to rack up extra points for your Delta purchases, as well as points for the rest of your purchases. Those points can then be redeemed for flights, hotel stays, car rentals and more.

How you acquire miles, which are called SkyMiles®, is simple:

  • Two miles for every dollar of Delta purchases.
  • One mile for every other dollar spent.

Miles never expire so you can save up for the trip of a lifetime or use them as soon as you want; the choice is yours.

The Platinum Delta SkyMiles® Business Credit Card from American Express's rewards program includes multiple ways to get even more SkyMiles® and MQMs.

New cardholders can earn 35,000 bonus miles and 5,000 MQMs after you spend $1,000 during the first three months and earn a $100 statement credit after making a Delta purchase on your card in the first three months.

With many cards, the bonus mile options are available only to new cardholders, but Platinum Delta SkyMiles® Business Credit Card from American Express cardholders have an opportunity to earn bonus miles each year of their card membership (more on that below). It's just one of several reasons this card could be worth the $195 annual fee.

What Our Editors Like Best About the Platinum Delta SkyMiles® Business Credit Card from American Express

When it comes to a credit card for your business, you want to know that you're getting everything you need – plus some extra perks – if you're paying an annual fee. In the case of the Platinum Delta SkyMiles® Business Credit Card from American Express, that annual fee is significant at $195 but if travel is a regular part of your business that fee would likely be offset with all the rewards-earning opportunities and flexible redemption options.

So, let's talk about earning those rewards. As we mentioned above, you earn two miles per $1 spent with Delta and one mile per $1 for all your other purchases; that means all your business purchases, on travel or otherwise, will go toward helping you bank rewards.

Don't overlook the welcome offer that gets you off to a decent start with 35,000 bonus miles and 5,000 Medallion® Qualification Miles after you spend just $3,000 in the first three months and allows you to earn a $100 statement credit after making a Delta purchase on your card in the first three months. Intro bonuses are always nice, but the problem is that they're introductory and the chance for big bonus reward gains often ends after your first several months with the card. But with the Platinum Delta SkyMiles® Business Credit Card from American Express, bonus miles are also available to you annually. Each calendar year you spend $25,000 on the card, you'll earn 10,000 bonus miles and 10,000 MQMs; spend $50,000 in the calendar year and you'll earn an additional 10,000 bonus miles and 10,000 MQMs.

All those rewards you earn can be redeemed for seats on Delta and partner flights, upgrades to First Class or Delta One™, hotel stays, car rentals and merchandise. Basically, your business' travel needs are likely eligible to be covered by your rewards. Plus, the Platinum Delta SkyMiles® Business Credit Card from American Express offers a domestic main cabin round-trip companion certificate each year, which allows you to let a guest fly with you for free. (Note: Your companion may still have to pay taxes and fees for that flight.) Depending on the flight, that alone may offset that annual fee.

There are plenty of comforting travel perks with this card beyond the rewards. Cardholders receive priority boarding, your first checked bag free, 20 percent off in-flight purchases, baggage insurance, car rental loss and damage insurance, and roadside assistance.

Lastly, the Platinum Delta SkyMiles® Business Credit Card from American Express doesn't charge foreign transaction fees, so go ahead and take that business trip abroad; you won't be on the hook for additional fees on all your purchases.

Potential Downsides of the Platinum Delta SkyMiles® Business Credit Card from American Express

The $195 annual fee can take a bite out of your SkyMiles® gains, so you'll want to make sure the SkyMiles® more than offset the fee. The $100 statement credit after you make a Delta purchase with your card within the first three months can help offset the annual fee in the first year and the annual companion certificate will go a long way toward offsetting that fee in subsequent years.

This probably isn't the right card for you if you're looking to make a balance transfer. There isn't a 0 percent intro period for transfers and there IS a 3 percent balance transfer fee. If you're looking for a 0 interest period for balance transfers, you'll want to look elsewhere.

How the Platinum Delta SkyMiles® Business Credit Card from American Express Compares to Other Credit Cards

Platinum Delta SkyMiles® Business Credit Card from American Express vs. Gold Delta SkyMiles® Business Credit Card from American Express

The Gold Delta SkyMiles® Business Credit Card from American Express offers many of the same perks as the Platinum Delta SkyMiles® Business Credit Card from American Express, but with a lower annual fee and less lucrative welcome offer.

The Gold Delta SkyMiles® Business Credit Card from American Express's annual fee is $95, which is $100 less than with the Platinum Delta SkyMiles® Business Credit Card from American Express card, plus the Gold Delta SkyMiles® Business Credit Card from American Express waives the fee for the first year while the Platinum Delta SkyMiles® Business Credit Card from American Express does not. The fee difference could certainly be a deciding factor if your business doesn't require enough travel to make that higher fee worthwhile.

With the Gold Delta SkyMiles® Business Credit Card from American Express, you can earn 30,000 bonus miles when you make $1,000 in purchases in the first three months, plus you get a $50 statement credit when making a Delta purchase with your new card during the first three months.

Beyond those things, you do get many of the same benefits on both cards. For instance, both cards offer two miles for every $1 spent directly with Delta, priority seating, your first checked bag free and no foreign transaction fees.

The decision comes down to whether you want a more generous bonus program and MQMs or you prefer to pay a lower annual fee.

Platinum Delta SkyMiles® Business Credit Card from American Express vs. Ink Business Preferred℠ Credit Card

This card isn't specifically an air miles rewards card, but Chase Ultimate Rewards® can certainly be redeemed for flights – in fact, you'll receive 25 percent of your points back each time you redeem for travel through the Ultimate Rewards portal – so the Ink Business Preferred℠ Credit Card is worth a look for the business that travels regularly (or even just occasionally).

With the Ink Business Preferred℠ Credit Card, you earn bonus points (three points per $1) in a number of common business categories including travel, shipping, some advertising and several other categories up to $150,000 spent annually. After that, and on all other purchases, you earn one point per $1. The annual fee with this card is less at $95 and you won't pay any foreign transaction fees. Plus, there's currently an 80,000-point bonus (worth $1,000 in travel when redeemed through Chase Ultimate Rewards®) after you spend $5,000 within the first three months.

When you're comparing a branded card to a non-branded card, you have to think about your loyalty to that brand. If it isn't particularly strong, you're likely better off with a more general rewards card, like the Ink Business Preferred℠ Credit Card that allows you to redeem your rewards for travel.

Platinum Delta SkyMiles® Business Credit Card from American Express vs. Capital One® Spark® Miles for Business

The Capital One® Spark® Miles for Business card offers plenty of rewards earning opportunities for the regular business traveler as well as the freedom to choose your airline and redeem your rewards with a healthy dose of flexibility. The welcome bonus is notable: Earn up to 200,000 miles. Earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months of opening your account, then earn 150,000 miles when you spend $50,000 within the first 6 months. Limited Time Offer.

You also earn two miles for every $1 spent on the Capital One® Spark® Miles for Business and the annual fee is lower at $0 intro for first year; $95 after that. You won't pay foreign transaction fees with this card and you'll enjoy most of the same extra protections, such car rental insurance and 24-hour travel and emergency assistance services.

What you won't get with this card that you do with the Platinum Delta SkyMiles® Business Credit Card from American Express is the extra perks that reward you for being brand loyal – things like a discount on in-flight purchases or your first checked bag free. You also won't have an avenue to earn a companion ticket specifically with the purchases you make on this card.

You will enjoy the same freedom to shop foreign-transaction-fee-free while abroad as well as many similar business-focused tools and features as those offered with the American Express card.

Who Should Get This Card?

If you fly Delta Airlines regularly, then the Platinum Delta SkyMiles® Business Credit Card from American Express could be the card for you. Not only do you rack up the SkyMiles® on Delta, but you can use your miles for flights with Delta and SkyMiles® partners or upgrade to First Class or Delta One™. You could additionally use your miles for hotel rooms, car rentals and merchandise so it's more than just a frequent flyer card

You also benefit while you're in the air since the card offers a 20 percent discount for in-flight food, beverage, television shows, video games and headsets. But this card is not only about flights. There are plenty of travel perks, too, including baggage insurance, car rental loss and damage insurance, and roadside assistance.

Whether this card is right for you depends on how much you fly Delta and whether the card's bonuses and perks offset the $195 annual fee.

This page was last updated on December 06, 2018

This card compared to other travel rewards cards

Rewards
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Rewards
Earn 35,000 Bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Earn 60,000 Membership Rewards® after you use your new Card to make $5,000 in purchases in your first 3 months.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Regular APR
17.74% - 26.74% Variable
N/A 
17.99% - 24.99% Variable 
Annual Fee
$195
$550
$0 Intro for First Year, then $95
CardRatings.com Editorial Staff

Platinum Delta SkyMiles® Business Credit Card from American Express details

Rewards
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
Bonus Rewards
Earn 35,000 Bonus miles and 5,000 Medallion® Qualification Miles (MQMs)
after you spend $1,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Purchase Intro
APR:
N/A
Regular APR
17.74% - 26.74% Variable
Annual Fee
$195

What American Express says about this card

  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
  • Terms and limitations apply

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Featured offers
Currently available on the Platinum Delta SkyMiles® Business Credit Card from American Express
Earn 35,000 Bonus miles and 5,000 Medallion® Qualification Miles (MQMs)
After you spend $1,000 in purchases on your new Card in your first 3 months and a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
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Apply online for The Platinum Card® from American Express

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
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Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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