Advertiser Disclosure
This card is no longer available on CardRatings but you can browse reviews for other credit cards here.
PenFed Gold Visa® Card Review
Excellent
Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.
Simmons Visa®
- Created for those with EXCELLENT CREDIT and approval is based on your credit rating and application review.
- Low 9.75% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred
- No Annual Fee
Credit Needed:
Excellent
USAA® Rate Advantage Visa Platinum® Card
- Enjoy USAA's lowest rate card
- No annual fee, no foreign transaction fees, no penalty APR
- USAA membership is available to active and former military and their eligible family members
Credit Needed:
Good - Excellent
Best Credit Cards
Best Cash Back Credit Cards
Best Travel Credit Cards
Best Small Business Credit Cards
Best Balance Transfer Credit Cards
What Pentagon Federal Credit Union says about this card
- $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
- 0% APR promo balance transfer rate for 12 months now through March 31, 2020. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99%. APR will vary w/the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Rate and offers current as of October 1, 2019 and subject to change.
- No annual fee
- No foreign transaction fee
- No cash advance fees
- Chip enabled for added security
- Federally insured by NCUA
- Variable Rate As Low As 8.99% APR
By Amber Stubbs Managing Editor Updated Oct 7, 2019
Review coming soon!
Top Features
| Purchase Intro APR | Purchase Intro | Regular APR |
| 8.99% to 17.99% Variable | APR: N/A | 8.99% to 17.99% Variable |
PenFed Gold Visa® Card compared to other low interest cards
Card Name
Regular APR
Purchase Intro
Balance Transfer Intro
Ratings/Apply
PenFed Gold Visa® Card
8.99% to 17.99% Variable
APR:
N/A12 months now through March 31, 2020
8.40% - 25.40% Variable
APR:
N/ANone
X
CardRatings is excited to announce the launch of the
100% Free CardRatings Email Course to Learn How to Maximize Travel Rewards.
100% Free CardRatings Email Course to Learn How to Maximize Travel Rewards.
Created in partnership with ChooseFI
We partnered with ChooseFI to combine CardRatings’ offer expertise with ChooseFI’s tried and true travel rewards strategies. Get to know ChooseFI: they have changed tens of thousands of lives and recently won Podcast of the Year at FinCon.
You may think you are a rewards travel expert, but rewards strategies are changing (e.g., the days of card churning and manufactured spending are numbered). Learn powerful, sustainable strategies (a couple of which even you die-hard travel experts might not know). You'll be so glad you did.
We're planning more courses for the future; this is just the beginning of our journey.