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NFL Extra Points Credit Card Review

author Amber Stubbs

NFL Extra Points Credit Card

NFL Extra Points Credit Card
Our Rating:   
Excellent/Good

CardRatings Editor's Analysis: Pros & Cons

  • Express your love for your favorite NFL team with a card that offers you opportunities to get closer to that team at a discount.
  • Earn 2x the points on ticket purchases, NFLshop.com purchases and game-day stadium purchases.
  • With no annual fee, there's nothing to offset the rewards you earn on your way to tickets and the ultimate fan experiences.
  • If you're looking for easy cash back, but don't have a particular allegiance to the NFL, you can earn higher tiered rewards with other cards.
Terms and Limitations Apply.

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NFL Extra Points Credit Card Essentials

If the crisp smell of autumn, the sound of roaring crowds and the sight of Hail Mary touchdown tosses make your pulse quicken, it's a good bet you're a football fan.

That fan status alone may make you a candidate for the NFL Extra Points Credit Card issued by Barclaycard, a cash-back credit card for people with a passion for pigskin.

You're an even better candidate for the NFL Extra Points Credit Card if you anticipate rushing for National Football League branded merchandise, buying NFL game tickets and swiping the card for merchandise and other purchases at NFL licensed shops while attending NFL games.

If you are all these things, the NFL Extra Points Credit Card is worth checking out with its reward structure that allows you to accumulate points toward cash back, NFL tickets and other kinds of exclusive NFL experiences you crave.

Every NFL team starts each season with great potential, so, too, does your relationship with the NFL Extra Points Credit Card. You can earn 10,000 bonus points by making $500 in purchases on the card in the first 90 days. Those 10,000 points can then be redeemed for $100 in cash-back credit on your statement or for any number of other football-centric products and experiences.

In addition to the intro offer, use your NFL Extra Points Credit Card to earn two points for every dollar spent on NFL game tickets, at team pro shops and within stadiums on game day. You'll also earn one point per dollar charged on all other purchases, with no cap on the number of points earned.

Top Features

 Rewards
Earn 2 points per $1 on NFL or Team purchases - eligible game tickets, in-stadium and team pro shop purchases - and 1 point per $1 on all other purchases
 Bonus Rewards
10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
 Annual Fee
$0

What Our Editors Like Most about the NFL Extra Points Credit Card

The NFL Extra Points Credit Card brings you closer to the game and the teams you love by allowing you to use your everyday spending to accumulate points that will help you get to a game, show your support with team gear or gain exclusive access to your team’s training camp (an example of a possible VIP experience; each team offers different opportunities.)

If you don’t want to redeem points for NFL-specific products and events, you can still benefit. Just redeem your points for a statement credit, which means that you can buy your game-day tickets on your card and then redeem the points earned from that purchase (two points per dollar on ticket purchases) for cash-back statement credit.

Redemption levels start at 2,500 points, and include options to redeem for single-game tickets, team jerseys, NFLshop.com gift cards and more in addition to the statement credit option.

In addition to racking up points, the NFL Extra Points Credit Card also offers some discounts and perks when you make your purchases. For instance, use your card at NFLShop.com for an automatic $20 discount on every $100 you spend on team merchandise.

And when you purchase game tickets from any participating NFL ticket office, you'll be eligible for an introductory 0% APR for six billing cycles from the time of purchase. After that, you'll face a variable APR depending on your creditworthiness. The card also offers an introductory 0% APR – this one for 15 months – on all balance transfers made within 45 days of opening your account.

Finally, the card doesn't stick you with an annual fee, so all your rewards are just icing on the cake.

Potential Downsides of the NFL Extra Points Credit Card

When it comes to traditional cash-back credit cards, the return on the NFL Extra Points Credit Card isn’t great at just 1 percent for everyday categories. The card is obviously geared toward cardholders who make NFL-connected purchases on a regular basis and can count on that 2 percent return for ticket, gear and other league connected purchases.

It’s also important to note that if you plan to follow your team across the pond for one of the games held overseas in recent years, you’ll be paying a 3 percent foreign transaction fee on all your purchases while there.

How NFL Extra Points Credit Card Compares to Other Cash-back Cards

NFL Extra Points Credit Card vs. CardNamediscontinued.

If you’re looking for a tiered reward cash-back card to use for everyday expenses, the CardName offers cardholders 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel; 3% cash back on drugstore purchases and dining; and unlimited 1.5% cash back on all other purchases. Of course, if you do plan to make some NFL-related purchases, the NFL Extra Points Credit Card could help you make up that difference.

Neither card comes with an annual fee, but both charge that 3% foreign transaction fee.

Who Should Get the NFL Extra Points Credit Card?

When matched up across the line of scrimmage with other rewards cards, the NFL Extra Points Credit Card does have some things going for it. In addition to the lack of annual fee and discount offer on all NFLShop.com purchases, cardholders also receive the travel accident insurance and purchase protection policies associated with all VISA Signature Cards.

Signing up for the NFL Extra Points Credit Card could make sense for those who are committed fans of the NFL since the card offers bonus rewards for purchases they would make anyway, like game tickets, licensed NFL gear and in-stadium purchases, in addition to 1 percent back on everyday purchases.

NFL Extra Points Credit Card Compared to Other Reward Cards

Apply online for NFL Extra Points Credit Card
NFL Extra Points Credit Card
Apply online for Chase Sapphire Reserve®
Apply online for Mastercard® Titanium Card™
Apply online for Capital One Venture Rewards Credit Card
Apply online for Citi Premier<sup>®</sup> Card
Rewards
Earn 2 points per $1 on NFL or Team purchases - eligible game tickets, in-stadium and team pro shop purchases - and 1 point per $1 on all other purchases 
Rewards
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel? immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 
Rewards
Flat-rate redemption value of 1% for cash back or 2% value for airfare redemption with no airline or seat restrictions and no blackout dates. Earn one point for every dollar spent. Straightforward redemption without needing a high-maintenance reward strategy. No foreign transaction fees, no earning caps, no rotating categories, and no need to chase down transfer partners to escape very low point values. 
Rewards
2 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. 
Rewards
Earn 3 Points per $1 spent at Restaurants and Supermarkets. Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels. Earn 1 Point per $1 spent on all other purchases. 
Bonus Rewards
10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back  
Bonus Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.  
Bonus Rewards
N/A  
Bonus Rewards
Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening  
Bonus Rewards
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024.  
Annual Fee
$0 
Annual Fee
$550 
Annual Fee
$195 
Annual Fee
$95 
Annual Fee
$95 

Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

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