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NFL Extra Points Credit Card Review

 Managing Editor  | Updated

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NFL Extra Points Credit Card

This card is no longer available.
Our Rating:   
Excellent/Good

CardRatings Editor's Analysis: Pros & Cons

  • Express your love for your favorite NFL team with a card that offers you opportunities to get closer to that team at a discount.
  • Earn 2x the points on ticket purchases, NFLshop.com purchases and game-day stadium purchases.
  • With no annual fee, there's nothing to offset the rewards you earn on your way to tickets and the ultimate fan experiences.
  • If you're looking for easy cash back, but don't have a particular allegiance to the NFL, you can earn higher tiered rewards with other cards.

NFL Extra Points Credit Card Essentials

If the crisp smell of autumn, the sound of roaring crowds and the sight of Hail Mary touchdown tosses make your pulse quicken, it's a good bet you're a football fan.

That fan status alone may make you a candidate for the NFL Extra Points Credit Card issued by Barclaycard, a cash-back credit card for people with a passion for pigskin.

You're an even better candidate for the NFL Extra Points Credit Card if you anticipate rushing for National Football League branded merchandise, buying NFL game tickets and swiping the card for merchandise and other purchases at NFL licensed shops while attending NFL games.

If you are all these things, the NFL Extra Points Credit Card is worth checking out with its reward structure that allows you to accumulate points toward cash back, NFL tickets and other kinds of exclusive NFL experiences you crave.

Every NFL team starts each season with great potential, so, too, does your relationship with the NFL Extra Points Credit Card. You can earn 10,000 bonus points by making $500 in purchases on the card in the first 90 days. Those 10,000 points can then be redeemed for $100 in cash-back credit on your statement or for any number of other football-centric products and experiences.

In addition to the intro offer, use your NFL Extra Points Credit Card to earn two points for every dollar spent on NFL game tickets, at team pro shops and within stadiums on game day. You'll also earn one point per dollar charged on all other purchases, with no cap on the number of points earned.

Top Features

 Rewards
Earn 2 points per $1 on NFL or Team purchases - eligible game tickets, in-stadium and team pro shop purchases - and 1 point per $1 on all other purchases
 Bonus Rewards
10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
 Annual Fee

What Our Editors Like Most about the NFL Extra Points Credit Card

The NFL Extra Points Credit Card brings you closer to the game and the teams you love by allowing you to use your everyday spending to accumulate points that will help you get to a game, show your support with team gear or gain exclusive access to your team’s training camp (an example of a possible VIP experience; each team offers different opportunities.)

If you don’t want to redeem points for NFL-specific products and events, you can still benefit. Just redeem your points for a statement credit, which means that you can buy your game-day tickets on your card and then redeem the points earned from that purchase (two points per dollar on ticket purchases) for cash-back statement credit.

Redemption levels start at 2,500 points, and include options to redeem for single-game tickets, team jerseys, NFLshop.com gift cards and more in addition to the statement credit option.

In addition to racking up points, the NFL Extra Points Credit Card also offers some discounts and perks when you make your purchases. For instance, use your card at NFLShop.com for an automatic $20 discount on every $100 you spend on team merchandise.

And when you purchase game tickets from any participating NFL ticket office, you'll be eligible for an introductory 0% APR for six billing cycles from the time of purchase. After that, you'll face a variable APR depending on your creditworthiness. The card also offers an introductory 0% APR – this one for 15 months – on all balance transfers made within 45 days of opening your account.

Finally, the card doesn't stick you with an annual fee, so all your rewards are just icing on the cake.

Potential Downsides of the NFL Extra Points Credit Card

When it comes to traditional cash-back credit cards, the return on the NFL Extra Points Credit Card isn’t great at just 1 percent for everyday categories. The card is obviously geared toward cardholders who make NFL-connected purchases on a regular basis and can count on that 2 percent return for ticket, gear and other league connected purchases.

It’s also important to note that if you plan to follow your team across the pond for one of the games held overseas in recent years, you’ll be paying a 3 percent foreign transaction fee on all your purchases while there.

How NFL Extra Points Credit Card Compares to Other Cash-back Cards

NFL Extra Points Credit Card vs. Chase Freedom Unlimited®.

If you’re looking for a flat-rate cash-back card to use for everyday expenses, the Chase Freedom Unlimited® offers cardholders 5% on travel purchased through Chase, 3% on dining at restaurants, 3% at drugstores and unlimited 1.5% cash back on every purchase as well as 5% cash back on up to $12,000 spent at grocery stores during your first year as a cardholder – it's automatic. Of course, if you do plan to make some NFL-related purchases, the NFL Extra Points Credit Card could help you make up that difference.

Neither card comes with an annual fee, but both charge that 3% foreign transaction fee.

NFL Extra Points Credit Card vs. Citi® Double Cash Card - 18 month BT offer. (Citi is a CardRatings.com advertiser) The NFL Extra Points Credit Card offers your 2 percent back on your NFL ticket and purchases at team stores and the pro shop, but the Citi® Double Cash Card - 18 month BT offer offers you 1 percent back on all your purchases when you buy and another 1 percent when you pay your bill on time. That means you could, in theory, collect 2 percent back on your NFL purchases with the Citi® Double Cash Card - 18 month BT offer.

The Citi® Double Cash Card, however, does not offer you a discount at NFLShop.com nor the opportunity to redeem points for exclusive VIP access to your favorite team.

Who Should Get the NFL Extra Points Credit Card?

When matched up across the line of scrimmage with other rewards cards, the NFL Extra Points Credit Card does have some things going for it. In addition to the lack of annual fee and discount offer on all NFLShop.com purchases, cardholders also receive the travel accident insurance and purchase protection policies associated with all VISA Signature Cards.

Signing up for the NFL Extra Points Credit Card could make sense for those who are committed fans of the NFL since the card offers bonus rewards for purchases they would make anyway, like game tickets, licensed NFL gear and in-stadium purchases, in addition to 1 percent back on everyday purchases.

NFL Extra Points Credit Card Compared to Other Reward Cards

This card is no longer available.
NFL Extra Points Credit Card
Apply online for Chase Sapphire Reserve®
Rewards
Earn 2 points per $1 on NFL or Team purchases - eligible game tickets, in-stadium and team pro shop purchases - and 1 point per $1 on all other purchases 
Rewards
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases. Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn 1 AAdvantage® mile per $1 spent on other purchases. 
Rewards
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases 
Rewards
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. 
Rewards
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Earn 1 AAdvantage® mile for every $1 spent on other purchases 
Bonus Rewards
10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back  
Bonus Rewards
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.  
Bonus Rewards
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening  
Bonus Rewards
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®  
Bonus Rewards
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.  
Annual Fee
$0 
Annual Fee
$99, waived for first 12 months 
Annual Fee
$99, waived for first 12 months 
Annual Fee
$550 
Annual Fee
$0 

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