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NBT Bank Premier Rewards American Express® Card Review
Excellent
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Chase Freedom Unlimited®
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
- No annual fee
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
Credit Needed:
Excellent, Good
Blue Cash Everyday® Card from American Express
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
- Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
- Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
- No annual fee.
- Terms Apply.
Terms and Limitations Apply
Credit Needed:
Good, Excellent
By Curtis Arnold Editor-in-chief Updated Mar 26, 2020
Top Features
| Cash Back on Gas | Cash Back on Groceries | Cash Back on Other |
| 2% | 1% | 1% or 3% |
NBT Bank Premier Rewards American Express® Card compared to other cash back cards
Card Name
Cash Back on Gas
Cash Back on Groceries
Cash Back on Other
Ratings/Apply
NBT Bank Premier Rewards American Express® Card
2%
1%
1% or 3%
Earn unlimited 1.5% cash back on all purchases.
Earn unlimited 1.5% cash back on all purchases.
Earn unlimited 1.5% cash back on all purchases.
2% Cash Back at U.S. gas stations
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
1% cash back on other purchases