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NBT Bank Premier Rewards American Express® Card Review
Excellent
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U.S. Bank Cash 365™ American Express® Card
- New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
- Unlimited 1.5% cash back on all eligible net purchases.
- No categories. Just use your card and earn unlimited cash back.
- Cash back never expires and no minimum redemption options.
- No Annual Fee*.
- 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.74%
Credit Needed:
Excellent Credit
Chase Freedom Unlimited®
- New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
Credit Needed:
Excellent, Good
By Curtis Arnold Editor-in-chief Updated Feb 16, 2019
Top Features
Cash Back on Gas
2%
Cash Back on Groceries
1%
Cash Back on Other
1% or 3%
NBT Bank Premier Rewards American Express® Card compared to other cash back cards
Card Name
Cash Back on Gas
Cash Back on Groceries
Cash Back on Other
NBT Bank Premier Rewards American Express® Card
2%
1%
1% or 3%
Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.