NBT Bank Smart Business Rewards Visa Signature® Card Review

By Curtis Arnold  Editor-in-chief  | Updated

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NBT Bank Smart Business Rewards Visa Signature® Card

Our Rating:   
Excellent

Top Features

 Cash Back on Gas
Earn 2x points per $1 spent in two top spending categories each month, automatically. Earn 1x points per $1 spent on other eligible purchases.
 Cash Back on Groceries
Earn 2x points per $1 spent in two top spending categories each month, automatically. Earn 1x points per $1 spent on other eligible purchases.
 Cash Back on Other
Earn 2x points per $1 spent in two top spending categories each month, automatically. Earn 1x points per $1 spent on other eligible purchases.

NBT Bank Smart Business Rewards Visa Signature® Card Compared to Other Cash back Cards

NBT Bank Smart Business Rewards Visa Signature® Card
Apply online for Chase Freedom Unlimited®
Cash Back on Gas
Earn 2x points per $1 spent in two top spending categories each month, automatically. Earn 1x points per $1 spent on other eligible purchases. 
Cash Back on Gas
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 
Cash Back on Gas
1.5% 
Cash Back on Gas
1% when you buy plus 1% as you pay 
Cash Back on Gas
1.5% 
Cash Back on Groceries
Earn 2x points per $1 spent in two top spending categories each month, automatically. Earn 1x points per $1 spent on other eligible purchases. 
Cash Back on Groceries
6% at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) 
Cash Back on Groceries
N/A 
Cash Back on Groceries
1% when you buy plus 1% as you pay 
Cash Back on Groceries
1.5% 
Cash Back on other
Earn 2x points per $1 spent in two top spending categories each month, automatically. Earn 1x points per $1 spent on other eligible purchases. 
Cash Back on other
1% cash back on other purchases 
Cash Back on other
1.5% 
Cash Back on other
1% when you buy plus 1% as you pay 
Cash Back on other
1.5% 

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