dcsimg
 

JetBlue Card Review

With no annual fee, no foreign transaction fees and points earning opportunities for everyday purchases as well as JetBlue purchases, the JetBlue Card offers a number of features that will make you glad you have it in your wallet.
By Brooklyn Lowery  CardRatings Senior Manager  | Updated

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.

JetBlue Card

Our Rating:   
Excellent/Good

CardRatings Editor's Analysis: Pros & Cons

  • Your points don't expire and you can redeem them for JetBlue flights without fear of blackout dates.
  • Earning two points per $1 spent at grocery stores and restaurants (in addition to 3 points per $1 on JetBlue purchases and one point per $1 on other purchases) means you'll earn points toward free flights even with your everyday purchases.
  • Enjoy 50 percent off in-flight purchases like drinks, food and movies.
  • JetBlue serves a fairly limited market and its points aren't yet redeemable for award flights with its partner airlines, with the notable exception of Hawaiian Airlines.

JetBlue Card Credit Card Essentials

After a long-term co-branded relationship, JetBlue has made the switch from American Express to Barclaycard, forming a new partnership that now offers customers JetBlue Card, a no-annual-fee credit card with respectable perks and benefits.

JetBlue Card members no longer have to pay a $40 annual fee and they get to avoid a 2.7 percent foreign transaction fee that was a feature of the old card.

JetBlue Card's best features:

  • No annual fee.
  • No foreign transaction fee.
  • 10,000 bonus points after you spend $1,000 in purchases in the first 90 days.
  • Three times the points on JetBlue purchases, two times the points at restaurants and grocery stores, one times the points on all other purchases.
  • Through the JetBlue TrueBlue program, no blackout dates on JetBlue flights and points don't expire.
  • Pool points within your family.
  • Chip card technology.

Top Features

 Bonus Rewards
Earn 10,000 bonus TrueBlue points after spending $1,000 on Net Purchases within the first 90 days of your Account open date and paying the annual fee in full.
 Annual Fee
None

What Our Editors Like Most About the JetBlue Card

One of the things customers always worry about when credit cards leave co-branded partnerships is that they'll get the shaft and have to sacrifice the perks and benefits that initially attracted them to the card.

There are reasons for cardholders to make some of those complaints here, but JetBlue Card does offer some trade-offs cardholders can be satisfied with – the most attractive of which is no annual fee. This is a departure from the JetBlue Amex card, which charged a $40 annual fee that it waived for the first year. The card now also has no foreign transaction fees, which is great for JetBlue customers who frequently travel below the lower 48 to its flight destinations in the Caribbean and Colombia. But JetBlue is mostly known as a domestic carrier, so this card benefit may go unused by a majority of its customers.

JetBlue Card also has a tiered rewards structure that offers cardholders three points per dollar on purchases made via Jetblue.com (flights and vacation packages), two times the points on dining and groceries and one times the points on all other purchases. JetBlue's previous Amex card only offered one times the points on non-JetBlue purchases.

Cardholders also get 50 percent savings on eligible in-flight purchases, including drinks, food and in-flight movies. And, as is standard with most airline rewards cards, there aren't any blackout dates and your points never expire.

One of the key things that makes JetBlue Card a standout is its family pooling program, which allows families to earn and share points. This benefit is more common with international airlines like British Airways and Japan Airlines, but few domestic carriers offer it. If you travel with Southwest, you may understand the joys of a companion pass. Still, there's no way to pool together points for a great vacation or expensive cross-country flight. More domestic airlines need to follow JetBlue's path and add this perk for cardholders.

Potential Downsides of the JetBlue Card

One of the biggest downsides of JetBlue Card is that the signup bonus doesn't offer much of an incentive to join. The card offers 10,000 bonus points after you spend $1,000 in the first three months, considerably less than what was offered with Amex (at one point the signup bonus was as high as 10,000 points). It's also less than competitors like the United MileagePlus® Explorer Card, which offers a signup bonus of 30,000 miles.

Also, customers previously earned eight times the points on JetBlue purchases with the old Amex card, far higher than the current three times the points offered with the new Barclaycard. Let's do the math: If you were to spend $1,000 on JetBlue flights with the old card, you'd earn 8,000 points – about enough for a one-way flight that would typically cost $111 (or 7,200 points), giving these points a value of a little more than a cent per point. Under the new rewards system, you'd earn just 3,000 points for the same purchase, not even enough for a one-way flight that's typically 3,600 points at minimum.

Other downsides include no anniversary bonus points, no free checked bag and no redemption bonus. However, all of these perks are offered with JetBlue Plus Card (this card is not currently available on CardRatings), which has a $99 annual fee but a larger signup bonus (30,000 points), six times the points on JetBlue flights, an anniversary bonus of 5,000 points and offers a 10 percent bonus when you redeem your points. Cardholders also get an annual $100 statement credit when they purchase a JetBlue Vacations package of at least $100. If you compare these two cards, it might be worth paying the $99 annual fee.

You also have to keep in mind JetBlue's limited markets. If you don't live near an airport serviced by JetBlue, this card won't do you much good, so be sure to thoroughly check the "Where We Jet" map before deciding to apply for this card. 

How the JetBlue Card Compares to Other Airline Credit Cards

JetBlue Card vs. Southwest Rapid Rewards® Premier Credit Card

Southwest currently maintains the enviable status of being the only U.S. airline where two checked bags fly free. It's a budget airline like JetBlue, but the Southwest Rapid Rewards® Premier Credit Card comes with more perks.

Earn up to 80,000 points – earn 50,000 after you spend $2,000 on purchases in the first three months your account is open and another 30,000 points when you spend $10,000 in the first nine months with the Southwest card. However, you get fewer everyday points with Southwest compared to JetBlue (two times the points on Southwest purchases and purchases with Rapid Rewards® hotel and car rental partners compared to three times the points on JetBlue). Southwest also offers you 5 points per $1 on up to $2,000 spent monthly on Southwest purchases from Dec. 1, 2020-March 3, 2021.

Southwest doesn't have a points category for dining and groceries, so you'll miss out on the two times the points JetBlue offers and instead have to settle for one times the points on all non-Southwest purchases. Still, the Southwest Rapid Rewards® Premier Credit Card has a slight edge with its 6,000 bonus points after your card member anniversary, which you won't get with the JetBlue Card.

Neither card charges foreign transaction fees, but Southwest does charge a $99 annual fee that Southwest Rapid Rewards® Premier Credit Card members will see on their first billing statement. The anniversary bonus largely offsets this fee, so long term the Southwest Rapid Rewards® Premier Credit Card offers more incentives for cardholders.

JetBlue Card vs. Wells Fargo Propel American Express® card

The Wells Fargo Propel American Express® card offers an impressive array of rewards. If you spend $1,000 in the first three months, you'll get 20,000 bonus points - a $200 cash redemption value - that obviously is more than JetBlue's 10,000 points (See Rates and Fees). The Wells Fargo Propel American Express® card also beats out JetBlue in a lot of rewards categories. For instance, you'll get three points for eating at restaurants (or having restaurant food delivered). You'll also receive three points when you use your card at gas stations, rideshares and transit - and when you travel, including airplanes, hotels, homestays (where you book travel in somebody's home) and car rentals. You will also get three points on popular streaming service purchases. For everything else you'll receive one point per dollar spent.

If you practically live at the grocery store, the JetBlue Card may be the better alternative. It offers two points per dollar spent at the supermarket (as well as restaurants, but remember: Wells Fargo offers three points at restaurants). So as travel cards go, the Wells Fargo Propel American Express® card probably has the edge here since, as we've mentioned, JetBlue mostly offers one point per $1 spent on purchases (although it gives you three points per dollar spent on JetBlue purchases). Both cards offer no annual fee and no foreign transaction fees.

Who Should Get This Card?

JetBlue Card is a good option for JetBlue loyalists and domestic travelers who are OK with sacrificing some perks for no annual fee. If you use this card as an everyday card, including for dining and groceries, you could amass enough rewards for a flight more quickly than with another airline loyalty card that offers rewards solely for purchases made directly with the airline.

Still, make sure your flight destinations are part of the JetBlue service area before you apply; nobody likes to leave rewards on the table.

JetBlue Card Compared to Other Travel rewards Cards

JetBlue Card
Apply online for Capital One Venture Rewards Credit Card
Apply online for Citi Premier® Card
Apply online for Chase Sapphire Reserve®
Rewards
 
Rewards
2 Miles per dollar on every purchase, every day. 
Rewards
NEW! Earn 3 Points at Restaurants and Supermarkets. Earn 3 Points at Gas Stations, Air Travel and Hotels. Earn 1 Point per $1 spent on all other purchases. 
Rewards
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases. 
Rewards
Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year. 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com. 
Bonus Rewards
Earn 10,000 bonus TrueBlue points after spending $1,000 on Net Purchases within the first 90 days of your Account open date and paying the annual fee in full.  
Bonus Rewards
60,000 Miles once you spend $3,000 on purchases within 3 months from account opening  
Bonus Rewards
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.  
Bonus Rewards
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.  
Bonus Rewards
Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.  
Annual Fee
None 
Annual Fee
$95 
Annual Fee
$95 
Annual Fee
$550 
Annual Fee
$550 

Consumer Reviews

Add Your Review

WRITE A REVIEW

E-Mail will not be published

  
  1. No reviews available for this card.   Be the first to review!
 
     
X
  How is your credit?
Oops! Your credit does not qualify you for this card. Applying and being rejected for this card could possibly hurt your credit
We are redirecting you to offers you are qualified for based on your credit.
720-850
Excellent
660-719
Good
600-659
Fair
350-599
Poor