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IHG® Rewards Club Select Credit Card Review

Pros & Cons

  • Earn 5 points per $1 spent when you stay at IHG hotels (which includes popular brands like Holiday Inn and Crowne Plaza). So if you're a loyal IHG guest, rewards can rack up quickly.
  • Each year, cardholders get one free hotel night stay.
  • Earn 60,000 bonus points after you spend $1,000 on purchases in the first three months of account opening.
  • If your hotel spending is secondary to other spending patterns like restaurants, gas or groceries there may be other reward cards with higher payouts.

Top Features

Rewards
Earn 5 points per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
Bonus Rewards
Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
Regular APR
17.24% - 24.24% Variable 
Annual Fee
$0 intro for the first year, then $49

Full Review

Curtis Arnold Editor-in-chief
This page was last updated on June 23, 2018

This card compared to other travel rewards cards

Rewards
Earn 5 points per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Rewards
Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
Earn 60,000 Membership Rewards® after you use your new Card to make $5,000 in purchases in your first 3 months.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Regular APR
17.24% - 24.24% Variable 
N/A 
18.24% - 25.24% Variable 
Annual Fee
$0 intro for the first year, then $49
$550
$95
Rates and Fees
CardRatings.com Editorial Staff

IHG® Rewards Club Select Credit Card details

Balance Transfer Intro APR:
N/A
Balance Transfer Intro Period:
APR:
N/A
Balance Transfer Fee:
Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee:
$0 intro for the first year, then $49

What Chase says about this card

  • Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening
  • Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide
  • Earn 5 points per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
  • Platinum Elite status as long as you're a Select credit cardmember
  • Automatic 10% points rebate on redemptions
  • $0 Introductory Annual Fee for the first year, then $49 a year

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