Commerce Bank® Unlimited Cash Back1 Rewards Credit Card Review
By Amber Stubbs
Managing Editor
| Updated
Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.
Commerce Bank® Unlimited Cash Back1 Rewards Credit Card
CardRatings Editor's Analysis: Pros & Cons
- An excellent option for frequent drivers and those who enjoy dining out – earn 2 percent cash back on all your gas station and restaurant purchases.
- Cardholders also earn 3 percent cash back with wireless providers and on ridesharing purchases.
- There's no annual fee to worry about offsetting, so all your cash back can go right back in your wallet
- These are nice tiered cash back categories, but they're rather niche; if you don't drive (or rideshare) often or if you spend more at grocery stores than eating out, you're unlikely to realize top cash-back rewards with this card.
Top Features
Rewards
3% Cash Back at Wireless Providers & Ride Sharing Services. 2% Cash Back at Gas Stations & Restaurants. Plus, 1% Cash Back on all other purchases! Cash back redemption is applied as a statement credit.
Bonus Rewards
N/A
Annual Fee
$0
FEATURED CARD
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
- Designed for businesses
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line
- 25% savings on American Airlines inflight Wi-Fi when you use your card
- Enjoy preferred boarding on American Airlines flights
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
- Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
- Earn 1 AAdvantage® mile per $1 spent on other purchases
- No Foreign Transaction Fees
Commerce Bank® Unlimited Cash Back1 Rewards Credit Card Compared to Other Travel rewards Cards
Commerce Bank® Unlimited Cash Back1 Rewards Credit Card
Rewards
3% Cash Back at Wireless Providers & Ride Sharing Services. 2% Cash Back at Gas Stations & Restaurants. Plus, 1% Cash Back on all other purchases! Cash back redemption is applied as a statement credit. Rewards
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases. Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn 1 AAdvantage® mile per $1 spent on other purchases. Rewards
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases Rewards
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees. Rewards
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Earn 1 AAdvantage® mile for every $1 spent on other purchases Bonus Rewards
N/A Bonus Rewards
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. Bonus Rewards
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening Bonus Rewards
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Bonus Rewards
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. Annual Fee
$0 Annual Fee
$99, waived for first 12 months Annual Fee
$99, waived for first 12 months Annual Fee
$550 Annual Fee
$0