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Citizens Bank Cash Back Plus® World MasterCard® Review

Excellent

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By Amber Stubbs Managing Editor  Updated Feb 17, 2019

Top Features

Cash Back on GasCash Back on GroceriesCash Back on Other
1.80%1.80%1.80%

CardRatings Editor's Analysis: Pros & Cons

  • The Citizens Bank Cash Back Plus® World MasterCard® offers a flat 1.5% back on all purchases with the chance to earn bonuses if you're a Citizens Bank account holder and/or meet purchases thresholds.
  • Enjoy 0 interest on balance transfers for the first 15 billing cycles.
  • Feel free to use your card while abroad &dash you won't pay any foreign transaction fees.
  • The 0 interest intro period is nice, but keep in mind that intro period is for balance transfers only and doesn't include new purchases.

Citizens Bank Cash Back PlusĀ® World MasterCardĀ® compared to other cash back cards

Card Name
Cash Back on Gas
Cash Back on Groceries
Cash Back on Other
Ratings/Apply
Citizens Bank Cash Back Plus® World MasterCard®
1.80%
1.80%
1.80%
Earn 3% cash back on gas or your choice of one of five other popular categories (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
Unlimited 1% on all other purchases
Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
1.5%
1.5%
1.8% cash rewards on qualified digital wallet purchases, like Apple Pay(R) or Google Pay(TM), during the first 12 months from account opening

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