dcsimg
Sorry! This offer is not currently
available on CardRatings x
We Recommend:
APPLY NOW On Chase's secure website
This card is no longer available on CardRatings but you can browse reviews for other credit cards here.
This card is no longer available.

Citi ThankYou® Preferred Card Review

Excellent

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.

What Citi says about this card

This card is no longer available.
  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.49% - 25.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

By Curtis Arnold Editor-in-chief  Updated Nov 28, 2018

Citi, a CardRatings.com advertiser, offers a card in which you can earn two ThankYou® Points per dollar on purchases on dining at restaurants and entertainment. One ThankYou® Point on other purchases. There is 0 percent intro APR on purchases and balance transfers for 15 months (then, 15.49% - 25.49%* Variable). You can redeem ThankYou® Points for merchandise, travel rewards and gift cards. Downside: There can be a high APR for less creditworthy applicants.

Top Features

Rewards
Earn 2X Points on Dining Out & Entertainment. Earn 1X Points on All Other Purchases
Bonus Rewards
N/A
Annual Fee
$0*

CardRatings Editor's Analysis: Pros & Cons

  • Take advantage of 0 percent intro APR for purchases and balance transfers for 15 months.
  • The 1 ThankYou® point for purchases (other than restaurants and entertainment) is fairly common, if you aren’t a wine and dine kind of person check out Citi® Double Cash, where you can earn 2 points for general purchases rather than 1.

Citi ThankYou® Preferred Card compared to other travel rewards cards

Card Name
Rewards
Bonus Rewards
Annual Fee
Ratings/Apply
Citi ThankYou® Preferred Card
This card is no longer available.
Earn 2X Points on Dining Out & Entertainment. Earn 1X Points on All Other Purchases
N/A
$0*
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Earn 60,000 Membership Rewards® after you use your new Card to make $5,000 in purchases in your first 3 months.
$550
Apply Now
Terms and Limitations Apply
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
$95

Credit Card Consumer Reviews:

  1. No reviews available for this card.



E-Mail will not be published









 
  How is your credit?
Oops! Your credit does not qualify you for this card. Applying and being rejected for this card could possibly hurt your credit
We are redirecting you to offers you are qualified for based on your credit.
720-850
Excellent
660-719
Good
600-659
Fair
350-599
Poor