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Citi ThankYou® Preferred Card for College Students Review

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What Citi says about this card

This card is no longer available.
  • Enjoy 0% Intro APR for 7 months on purchases from date of account opening; after that the variable APR will be 16.49% - 26.49% based upon your creditworthiness*
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

Top Features

Rewards Bonus Rewards Annual Fee
Earn 2X Points on Dining Out & Entertainment. Earn 1X Points on All Other Purchases Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening $0*

CardRatings Editor's Analysis: Pros & Cons

  • We like that this card rewards students well for their dining and entertainment purchases – both things students like to find time (and money) to do.
  • Since there's an intro 0 percent APR on purchases for the first seven months (then, 16.49% - 26.49%* Variable), students can get a feel for paying off a credit card without being overwhelmed by interest payments. Just remember to pay off your card each month, whenever possible. That intro period won't last forever!
  • Redeem your ThankYou® points for gift cards and more at thankyou.com
  • This card does charge foreign transaction fees, so it's probably not the best choice for a semester abroad.

Citi ThankYou® Preferred Card for College Students compared to other reward cards

Card Name
Rewards
Bonus Rewards
Annual Fee
Ratings/Apply
Citi ThankYou® Preferred Card for College Students
This card is no longer available.
Earn 2X Points on Dining Out & Entertainment. Earn 1X Points on All Other Purchases
Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
$0*
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases. Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn 1 AAdvantage® mile per $1 spent on other purchases.
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
$99, waived for first 12 months
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
$99, waived for first 12 months
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
$550
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Earn 1 AAdvantage® mile for every $1 spent on other purchases
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.
$0

Credit Card Consumer Reviews:

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