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Apply online for Citi Rewards+℠ Student CardSponsored card

Citi Rewards+ Student Card Review

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What Citi says about this card

Apply online for Citi Rewards+℠ Student CardSponsored card
  • The Citi Rewards+℠ Student Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 16.24% - 26.24% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • No annual fee

By Amber Stubbs Managing Editor  Updated Sep 25, 2019

CardRatings Editor's Analysis: Pros & Cons

  • The New Citi Rewards+ Student Card is the only student credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • You can earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account-opening; redeemable for a $25 gift card at thankyou.com.
  • You can also earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases.
  • While most of the features of the new Citi Rewards+ Student Card are especially nice, the requirement to redeem points as a gift card is more a restriction than a feature.

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