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Citi Rewards+ Student Card Review

This new card automatically rounds up to the nearest 10 points on every purchase. It is the only student card to do so, but the features don't end there.
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Citi Rewards+ Student Card

This card is no longer available.
Our Rating:   
Good

CardRatings Editor's Analysis: Pros & Cons

  • The New Citi Rewards+ Student Card is the only student credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • You can earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account-opening; redeemable for a $25 gift card at thankyou.com.
  • You can also earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases.
  • While most of the features of the new Citi Rewards+ Student Card are especially nice, the requirement to redeem points as a gift card is more a restriction than a feature.

Top Features

 Cash Back on Gas
2X ThankYou(R) Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
 Cash Back on Groceries
2X ThankYou(R) Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
 Cash Back on Other
1X Points on All Other Purchases

Citi Rewards+ Student Card Compared to Other Cash back Cards

This card is no longer available.
Citi Rewards+ Student Card
Apply online for Chase Freedom Unlimited®
Cash Back on Gas
2X ThankYou(R) Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. 
Cash Back on Gas
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 
Cash Back on Gas
1.5% 
Cash Back on Gas
1% when you buy plus 1% as you pay 
Cash Back on Gas
1.5% 
Cash Back on Groceries
2X ThankYou(R) Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. 
Cash Back on Groceries
6% at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) 
Cash Back on Groceries
5% cash back on grocery store purchases (not including Target(R) or Walmart(R) purchases) on up to $12,000 spent in the first year. 
Cash Back on Groceries
1% when you buy plus 1% as you pay 
Cash Back on Groceries
1.5% 
Cash Back on other
1X Points on All Other Purchases 
Cash Back on other
1% cash back on other purchases 
Cash Back on other
1.5% 
Cash Back on other
1% when you buy plus 1% as you pay 
Cash Back on other
1.5% 

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