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Apply online for ExxonMobil™ Smart CardSponsored card
About Our Ratings
Credit Needed
Excellent, Good

ExxonMobil™ Smart Card Review

Pros & Cons

  • This card makes it easy for road warriors – or even just those who hit the road for regular running around town – to chip away at the money they put in their gas tank each month (See Rates and Fees).
  • Even though this is a "gas" card, you can use it to purchase a variety of food and supplies at any Exxon™ or Mobil™ station.
  • Your reward rebates are automatically credited to your statement balance, so there's no need to remember to redeem your rewards.
  • A gas rewards card certainly can have a place in your wallet, but it will never be an "everyday" credit card. If you're looking to maximize your credit card rewards, look for a card with a broader range of reward options.

Top Features

Rewards
6¢ off every gallon* every day.
Bonus Rewards
6¢ off every gallon* every day.
Regular APR
See Rates & Fees
Annual Fee
$0

This card compared to other reward cards

Rewards
6¢ off every gallon* every day.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Rewards
6¢ off every gallon* every day.
Earn 60,000 Membership Rewards® after you use your new Card to make $5,000 in purchases in your first 3 months.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Regular APR
See Rates & Fees
N/A 
17.99% - 24.99% Variable 
Annual Fee
$0
$550
$0 Intro for First Year, then $95
CardRatings.com Editorial Staff

ExxonMobil™ Smart Card details

Rewards
6¢ off every gallon* every day.
Bonus Rewards
6¢ off every gallon* every day.
Purchase Intro
APR:
N/A
Regular APR
See Rates & Fees 
Annual Fee
$0

What Citi says about this card

  • Get 6¢ off* every gallon, every day with the ExxonMobil Smart Card.
  • There's no minimum purchase or savings cap.
  • Automatically receive rebates as a statement credit on your billing statement.
  • More than fuel - Buy fuel, food & supplies at more than 11,000 Exxon™ or Mobil™ stations.
  • Additional cards at no cost
  • ATM cash access - At 200,000+ Cirrus ATMs. Cash advance fees apply.
  • Citi® Identity Theft Solutions - Specialized assistance if you become a victim of ID theft.
  • $0 Fraud Liability - Feel secure with $0 liability on unauthorized charges.

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Highlighted offers
Currently available on the ExxonMobil™ Smart Card
6¢ off every gallon* every day.
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Apply online for The Platinum Card® from American Express

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
Terms and Limitations Apply
Credit Needed:
Good, Excellent
Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent, Good