Barclaycard Arrival™ World MasterCard® Review
Barclaycard Arrival™ World MasterCard®
CardRatings Editor's Analysis: Pros & Cons
- For 12 months you save on interest with a 0% APR on balance transfers made in 45 days of account opening.
- Points are redeemable for a wide range of products and services including flights, hotel stays, cruises, gift cards and more.
- You earn two times the miles on travel and dining purchases, categories that folks interested in a travel rewards credit card can likely put to good use.
Barclaycard Arrival™ World MasterCard® Essentials
Just because you’re a conservative spender doesn’t mean you can’t be an avid traveler, too. Barclaycard is the perfect card to show cardholders how the two lifestyles combine. The Arrival™ World MasterCard® travels the full gamut of possible perks attached to credit card offers. Here are some key examples:
- 20,000 bonus miles (when you spend $1,000 in the first 3 months)
- 2X miles on travel and dining
- 1X miles on all other purchases
If you have a balance you'd like to transfer, you'll love the 0% APR for 1 year on all balance transfers made in the first 45 days. And to pique the cost-conscious interest further, there is no annual fee, ever.
- Designed for businesses
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line
- 25% savings on American Airlines inflight Wi-Fi when you use your card
- Enjoy preferred boarding on American Airlines flights
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
- Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
- Earn 1 AAdvantage® mile per $1 spent on other purchases
- No Foreign Transaction Fees
What Our Editors Like About Barclaycard Arrival™ World MasterCard®
The best feature of this card, hands down, is that cardholders earn 2 miles per each dollar spent on travel and dining. If you are a traveler, you’ll certainly find value with these two categories earning the most points.
To take the rewards a step further, this card provides 5% miles back offer every time you redeem your miles. For example, if you redeem 60,000 travel miles, you get 3,000 miles toward your next trip. The redemption rate for points equals about 2.1% which makes it a strong contender in the travel credit card game, especially without requiring an annual fee.
If you’re a light spender, like $1,000 or less a month, this card is catered to you. It is the light version (or no annual fee version) of the Barclaycard Arrival Plus® World Elite Mastercard®, which is better for big spenders.
Redemptions options start at 2,500 miles ($25) and can be redeemed for a plethora of items:
- Gift cards
As you’d expect with a high-quality travel card, this Barclaycard does not charge foreign transaction fees.
Potential Downsides of the Barclaycard Arrival™ World MasterCard®
The bonus offer for this Barclaycard is 20,000 miles when you make $1,000 worth of purchases in the first 90 days of your account opening. We should be thrilled that this no annual fee card offers a bonus offer, but we can’t help but feel blandness after reading the details. 20,000 miles equates to roughly $200 in airfare. Even with the 5% rebate by booking for travel, you’re still at $220 in travel. Maybe a quick trip from San Francisco to Los Angeles is worth it to you, but in our opinion, there are other cards out there with more enticing intro offers, like Discover it® Miles (This card is not currently available on CardRatings), which we’ll address in this review.
Don't confuse the 0% APR on balance transfers with 0% APR on purchases like some issuers offer. The Arrival™ World MasterCard® has a generous 12 month, 0% APR on balance transfers made in the first 45 days. But after that, APRs spike and purchase APRs are fairly high from the get go. Check issuer’s terms for the most recent rates.
How Does the Barclaycard Arrival™ World MasterCard® Compare to Other Rewards Cards
Barclaycard Arrival™ World MasterCard® vs. Barclaycard Arrival Plus® World Elite Mastercard®
Barclay offers an upgraded version of the Arrival™ World MasterCard®; it's appropriately called the Barclaycard Arrival Plus® World Elite Mastercard®. (This card is not currently available on CardRatings). The key difference: if you spend more than $1,000 a month, consider the upgraded, annual-fee version. The intro offer is the first time you’ll see what an annual fee can earn you: Instead of $1,000 of purchases to earn 20,000 miles, you need to spend $5,000 on purchases to earn 70,000 miles in the first 90 days. Barclaycard Arrival™ World MasterCard® boasts no annual fee. Its plus-sized counterpart has an $89 (waived first year).
Both cards give you that cool redeeming perk: 5% of your miles back once you redeem miles.
Barclaycard Arrival™ World MasterCard® vs. Discover it® Miles
These two cards duke it out until the end when it comes to perks: both are non-annual fee cards, and while Barclaycard offers 2 miles per dollar for travel and dining purchases and 1 mile for all other purchases, Discover cuts the difference down the middle with a flat 1.5 miles per dollar for all purchases.
The major difference between the two cards pertains to the intro offer: With Discover it® Miles, all miles earned in your first year are matched. So, Barclaycard’s intro offer of 20,000 miles starts to look meager if you’re able to accumulate just 15,000 (or more) miles in your first year with the Discover card.
Barclaycard Arrival™ World MasterCard® vs. Capital One® Venture® Rewards Credit Card
The Venture® Rewards Credit Card has an intro offer more than double the value of the Barclaycard — specifically, 100,000 miles (a $1.000 value) for spending $20,000 in the first 12 months or 50,000 miles after spending $3,000 with the card in the first three months. The other big perk is that every $1 you spend gets you two miles, not just for dining and travel purchases. Not to mention the fact that you can fly any airline, stay at any hotel, anytime and not have to worry about blackout dates. Plus, you can transfer your miles to numerous leading travel loyalty programs.
The biggest difference with Capital One®:
- The annual fee is $95.
- The Venture® card does not offer 5% miles back when you redeem your miles.
- We think over the long haul, the Barclaycard Arrival™ World MasterCard® makes the most sense for folks spending lightly but, we are intrigued by Capital One®’s two points for every $1 spent and the potential 100,000 miles compared to 20,000 miles for the intro offer.
Who Should Get the Barclaycard Arrival™ World MasterCard®
This card suits the traveler who regularly spends a light amount on credit. It takes $1,000 of purchases in 90 days to get 20,000 bonus miles, but as with any credit card, if you miss payments you could forfeit your points. So, it's the securely employed cardholder with some cash reserves for whom this credit offer is most appropriate. If that's you, we think you should enjoy it!