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Apply online for Barclaycard Arrival Plus® World Elite Mastercard®
About Our Ratings
Credit Needed
Excellent

Barclaycard Arrival Plus® World Elite Mastercard® Review

Pros & Cons

  • This is one of the best rewards cards out there in terms of earning great awards from your general spending – no matter where you shop! You don't have to worry about rotating categories or tiers.
  • Ear two miles per $1 on all your purchases, and 5 percent back when you redeem your rewards for travel (turning this into a 2.1 percent back travel offer).
  • Pay no interest for 12 months on balance transfers made within the first 45 days of account opening.
  • There is a rewards redemption minimum of $100.

Top Features

Rewards
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
Bonus Rewards
40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
Purchase APR
16.99%, 20.99% or 23.99% Variable
Annual Fee
$89 - waived first year

Full Review

Curtis Arnold Editor-in-chief

Barclaycard Arrival Plus® World Elite Mastercard® Essentials

What’s more impressive than an introductory credit card signup bonus worth 40,000 bonus miles after you spend $3,000 within the first 90 days, worth $400 in travel statement credit? How about ongoing high rewards rates to the tune of two mileage points for every $1 spent? If that entices you, read on. The Barclaycard Arrival Plus® World Elite Mastercard® has more to offer, which is exactly why it is mentioned among our 2017 CardRating's Editor's Choice winners as one of our favorite travel cards:

  • No annual fee for the first year ($89 thereafter)
  • 0 percent APR (for balance transfers made within first 45 days)
  • 5 percent of your miles back–every time you redeem your rewards

What Our Editors Like Most About the Barclaycard Arrival Plus® World Elite Mastercard®

Each time you redeem your rewards, you get 5 percent back to use on your next redemption. So if you redeem, say, 60,000 travel miles, you get 3,000 miles back to put toward your next trip. We love this innovative approach to earning travel points.

The incentives continue:

  • No foreign transaction fees
  • No expiration on miles earned
  • Travel accident, trip cancellation and baggage delay insurance

Unlike some travel cards, spending on travel is not the only way this card rewards you. The two times the miles you earn each time you spend $1 applies to all purchases you make.

Potential Downsides of the Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard calls the benefits of this offer “rich rewards.” So, be prepared to spend big to be rewarded big. As with any worthwhile bonus, the 40,000 mileage points from Barclaycard requires you to spend some cash, specifically, $3,000 in 90 days. So if you’re a light spender, this might not be the card for you. Furthermore, the $89 annual fee that kicks in after the first year as a bit steep, but it’s not unheard of, and is easily offset if you use your credit card often.

How the Barclaycard Arrival Plus® World Elite Mastercard® Compares to Other Travel Cards

Barclaycard Arrival Plus® World Elite Mastercard® vs. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card offers similar perks for the travler-rewards seeker, though the points you earn with the Chase card, known as Ultimate Rewards points, are more flexible than those you earn with the Barclaycard. That's in large part because Ultimate Rewards points are transferrable to a number of airline and hotel loyalty programs in addition to being redeemable directly through the Chase travel portal.

With the Chase Sapphire Preferred® Card, you'll earn two times the points on your travel and dining purchases worldwide and one point on all your other purchases. Then, when it comes time to redeem your points, you'll receive 25 percent more value for the points if you redeem them for travel through the Ultimate Rewards portal. That redemption bonus is why the signup offer with the Chase Sapphire Preferred® Card is so lucrative: Earn 50,000 bonus points, worth up to $625 when redeemed for travel, after making $4,000 in purchases in the first three months. Obviously, the needed spend to earn the bonus is a bit higher (as is, by the way, the annual fee after the first year at $95), but if you see yourself wanting redemption flexibility, the Chase Sapphire Preferred® Card might be the better option.

Barclaycard Arrival Plus® World Elite Mastercard® vs. Discover it® Miles

The real beauty of Discover it® Miles is a stellar introductory offer. Here's the deal, on an ongoing basis Discover it® Miles cardholders earn 1.5 miles per $1 spent on every purchase. After your first year as a card member, however, Discover will match all the miles you've earned during that first year. That effectively means you earn three miles per $1 during your first year as a card member. That definitely beats what the Barclaycard Arrival Plus® World Elite Mastercard® offers, but it is only for the first year.

After that first year, you'll still earn a solid 1.5 miles per $1 with Discover it® Miles, but that is a bit lower than the two miles per $1 you'll earn with the Barclaycard. That said, Discover it® Miles doesn't come with an annual fee. In the end, you'll need to honestly assess your travel and spending habits to determine whether your rewards can offset an annual fee. If not, the no-annual-fee Discover it® Miles might be the better choice.

Barclaycard Arrival Plus® World Elite Mastercard® vs. Capital One® Venture® Rewards Credit Card

The Capital One® Venture® Rewards Credit Card has a slightly higher intro offer to the Barclaycard Arrival Plus® World Elite Mastercard®, Venture® offers 50,000 mileage points (a roughly $500 value) for spending $3,000 in the first three months. The other big perk is that every $1 you spend gets you two miles (but the Barclaycard still edges out Venture® with 2.1 percent thanks to that 5 percent back each time you redeem). The biggest differences: The Capital One® Venture® Rewards Credit Card $0 annual fee is introductory. In the second year, you pay $95, which is just a bit more than the Arrival Plus® World Elite Mastercard®. The Venture®   card does not offer 5 percent miles back when you redeem your mileage points. So, is the extra few dollars per year in annual fee worth it?

Who Should Get the Barclaycard Arrival Plus® World Elite Mastercard®

Clearly, the Barclaycard Arrival Plus® World Elite Mastercard® is for the traveler who regularly spends with a credit card. If you are able to qualify for the introductory bonus miles, and venture out more than once a year for travels, this card is one to consider. This is not a forgiving card if you start missing payments or stop using the card, since – like most cards of this type – truancy and inactivity could forfeit your points and remove you from the program.

This page was last updated on October 17, 2017

This card compared to other travel rewards cards

Rewards
2X miles/$1 on all purchases. Get 5% miles back to use toward your next redemption, every time you redeem
1.5x Miles per dollar on all purchases
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Rewards
40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
Purchase APR
16.99%, 20.99% or 23.99% Variable
11.99% - 23.99% Variable 
16.99% - 23.99% Variable 
Annual Fee
$89 - waived first year
$0
$0 Intro for the First Year. Then $95
Rates and Fees
CardRatings.com Editorial Staff

Barclaycard Arrival Plus® World Elite Mastercard® details

Purchase Intro
APR:
N/A
Purchase APR
16.99%, 20.99% or 23.99% Variable
Balance Transfer Intro APR
0%
Balance Transfer Intro Period
for 12 months on Balance Transfers made within 45 days of account opening
Annual Fee
$89 - waived first year

What Barclaycard says about this card

  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.

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Highlighted offers
Currently available on the Barclaycard Arrival Plus® World Elite Mastercard®
40,000 bonus miles
After you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit

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Apply online for Discover it® Miles

Discover it® Miles

  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
Credit Needed:
Excellent, Good
Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent/Good