Best travel card winners: Chase Sapphire Preferred® Card vs. Capital One® Venture® Rewards Credit Card

The Chase Sapphire Preferred® Card and the Capital One® Venture® Rewards Credit Card routinely appear at the top of travel rewards credit card lists thanks to their lucrative rewards programs, extra perks/features and reasonable annual fees. Like other popular travel cards, such as The Platinum Card® from American Express, both of these cards offer cardholders the ability to redeem points/miles directly through their respective programs or to transfer those rewards to numerous travel loyalty partners, a feature that can make your rewards even more valuable. 

In fact, both of these cards earned a spot on the CardRatings "Best travel rewards cards of 2020" list thanks to all the features we mentioned above and so many more.

The welcome bonuses for both cards are impressive at 60,000 points, worth up to $750 in travel through the Ultimate Rewards® portal, for the Sapphire Preferred® card and 50,000 points, worth up to $500 in travel for the Venture® Rewards card, but the Venture® card waives the annual fee for the first year. In other words, don't just consider the welcome bonuses; there's a lot more to these cards than that bonus alone.

So which card is truly right for you? Well, the best way to find out is to compare them side-by-side. Check out the chart below to learn more.

Chase Sapphire Preferred® vs. Capital One® Venture®

	Chase Sapphire Preferred® Card	Capital One® Venture® Rewards Credit Card
	Annual Fee
Annual Fee	$95	$0 intro for first year; $95 after that
	New Cardholder Bonus Offer
New Cardholder Bonus Offer	60,000 bonus points after you spend $4,000 on purchases within the first 3 months of opening an account — worth $750 toward travel when you redeem through Chase Ultimate Rewards®	50,000 miles (equal to $500 in travel) after spending $3,000 on purchases within the first 3 months
	Rewards
Rewards	Earn 2 points for each $1 spent on travel and dining purchases and 1 point per $1 on all other purchases, plus earn 5 points on Lyft rides through March 2022	Earn two 2 per $1 spent on every purchase plus 10X miles on thousands of hotels through January 2020 on bookings made at Hotels.com/Venture
	Redeeming Rewards
Redeeming Rewards	25% more value when redeemed for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 towards travel when redeemed through Chase Ultimate Rewards® compared to $600 when redeemed for cash Points transfer to leading airline and hotel loyalty programs Redeem for a wide selection of gift cards	Redeem your miles without blackout dates or brand-loyalty — just make your travel purchases and cover them with a statement credit Transfer miles to leading airline loyalty reward programs Redeem for a wide selection of gift cards
	Travel Partners
Travel Partners	Aer Lingus AerClub Air France/KLM Flying Blue British Airway Avios JetBlue TrueBlue Southwest Airlines Rapid Rewards United Airlines MileagePlus Virgin Atlantic Flying Club Marriott Bonvoy And more — to see a full list of Chase Sapphire Preferred® travel partners, please see our guide to Chase Ultimate Rewards®	Aeromexico Club Premier Air Canada Aeroplan Air France - KLM Flying Blue Asia Miles Finnair Plus Qantas Frequent Flyer Qatar Airways Privilege Club JetBlue Trueblue Signapore Airlines KrisFlyer And more — to see a full list of Capital One® Venture® travel partners, please see our Capital One® Venture® review
	Purchase and Balance Transfer APR
Purchase and Balance Transfer APR	17.49% - 24.49% Variable	17.24% - 24.49% (Variable)
	Foreign Transaction Fees
Foreign Transaction Fees	$0	None
	Travel Benefits
Travel Benefits	Trip cancellation/interruption insurance up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses Trip delay reimbursement up to $500 per ticket if you're delayed more than 12 hours or require an overnight stay Baggage delay insurance up to $100 a day for five days for baggage delays over 6 hours Lost luggage reimbursement up to $3,000 per passenger Travel accident insurance up to $500,000 Travel and emergency assistance services Auto rental collision damage coverage which provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad	Lost luggage reimbursement up to $3,000 for lost or stolen luggage 24-hour travel and emergency assistance service Travel accident insurance which provides automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare Auto rental collision damage waiver offers insurance coverage for rentals providing reimbursement for the actual cash value on damage due to collision or theft on most rental vehicles Receive up to a $100 credit for your Global Entry or TSAPre✓® application when you use your Venture® card
	Purchase Protection
Purchase Protection	Purchase protection covers new purchases made with your card for 120 days against damage or theft up to $500 per claim and $50,000 per account Extended warranty protection extends the time period of the U.S. manufacturer’s warranty on items purchases with your card by an additional year on eligible warranties of three years or less	Purchase security covers new purchases for 90 days against damage or theft up to $500 per claim and $50,000 per account Extended warranty protection doubles the time period of the original U.S. manufacturer’s warranty (up to one year) on eligible warranties of three years or less
	Additional Benefits
Additional Benefits	24/7 access to customer service specialist Complimentary access to Visa Signature Concierge who can help find tickets to top sporting or music events, make dinner reservations, and even help sending the perfect gift to a loved one Zero Liability Protection which means you won’t be held responsible for unauthorized charges made with your card or account information Real time fraud monitoring with alerts via email, text or phone call	24/7 access to customer service specialist Complimentary access to Visa Signature Concierge service for comprehensive, personalized assistance in in dining, entertainment and travel $0 fraud liability for unauthorized charges if your card is lost or stolen Virtual account numbers allow you to keep your card number to yourself and shop online more securely

For a full synopsis of each card, be sure to check out our Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card reviews.