Best Valentine's Day credit card perks

By , CardRatings contributor
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    If you are still looking for the perfect Valentine's Day present for your sweetheart, look no further than your credit card perks to express your love. But if you are wondering if using perks will diminish the gift in your other half's eyes, you don't have to worry. According to the Discover 2013 Valentine's Day survey, the majority of shoppers don't feel the amount they spend on a gift is a reflection of how they feel about their partner.

    Here are four credit card perks you can use to give your loved one a Valentine's Day to remember:

    American Express rewards cards

    Short on time and rewards points? American Express Rewards program (American Express is a CardRatings.com advertiser) is making it easy to quickly find the right gift while saving points with a Valentine's Day Gift Guide of carefully selected presents. Rewards range from a coveted iPad mini and Jimmy Choo shoes to more traditional gifts including Godiva Chocolates, long-stem red roses and diamond necklaces. But the best part is all of the gifts in the guide are available for a significantly reduced number of points.

    Citi® Diamond Preferred® Card - 21 Month Balance Transfer Offer

    (This card is not currently available on CardRatings)

    Sometimes the perfect gift is something that money can't buy. The Citi® Diamond Preferred® Card - 21 Month Balance Transfer Offer can help you make Feb. 14 one that neither you nor your honey will ever forget with once-in-a-lifetime experiences such as Broadway Fantasy Camp and cooking lessons from Jacques Torres Chocolate in New York. Since the experience will most likely be scheduled for a later date, make a handmade certificate and wrap it in a fancy box to give you Valentine something to open on the holiday. The Citi® Diamond Preferred® Card - 21 Month Balance Transfer Offer also has a concierge desk to take care of all the details so you have more time to devote to picking out the perfect Valentine's Day card or even better, handwriting a love letter.

    Chase Sapphire Preferred® Card

    There is something special about getting flowers on Valentine's Day and select Chase credit cards can help you while also earning you cash back or extra rewards points. You can earn up to 16 points extra per dollar spent on floral bouquets from FTD.com. All purchases must be made through the Chase Ultimate Rewards site to get the perks.

    Discover it® Cash Back

    Are you planning on celebrating Valentine's Day with a romantic dinner? Or perhaps you were thinking of taking her to movie to celebrate. If so, check out the Discover it® Cash Back card. Between January and March 2013, all purchases at restaurants and movies will earn you 5 percent cash back if you activate instead of the usual 1 percent (Take a look at a calendar of the bonus categories on our Discover it® Cash Back review). And if you want to make sure that you get the most rewards for your purchases throughout the year so you can splurge even more on next Valentine's Day, be sure to use the card's Cashback Concierge who helps you earn the most rewards possible.


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