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Best credit card bonuses, limited time promotions from our partners

By , Site Editor

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.

The credit card bonus offer. It’s flashy, exciting, enticing… and fleeting.

That’s right, credit card bonuses can and do rise and fall, which means that applying for a new card at the right time could mean a substantially higher bonus for you. Likewise, missing the window of a limited time offer could mean your bonus opportunity is half of what it could be.

The best credit card bonus offers often come and go with the seasons. That means that whatever consumers might be doing or buying in a particular season, that’s what credit card issuers are marketing at that time. For instance, following the shopping-heavy holiday season, many credit card issuers launch special balance transfer offers in late December or early January to try and attract new customers eager for some extra time to pay off holiday debt without paying interest.

Sometimes issuers announce limited time offers with specific start and end dates, which means you know exactly how long you have to take advantage of the offer.

But, credit card issuers will also sometimes update their terms or features ahead of particular seasons (or really, whenever they want). These aren’t officially “limited time offers,” so there’s no rapidly approaching expiration date. Especially in these cases, waiting to apply could prove disastrous as the offers could end or change at any time and hesitating to apply could cost you big bonus rewards. Here a couple of examples in this vein.

*Terms apply. Click the card names for details.

Spontaneous credit card applications aren’t usually the best idea, but if you see something you like and you’re in a solid financial position – that means your credit score and spending habits can support adding a card to your wallet – then jumping on one of these limited time or higher-than-typical offers could seriously benefit you. 

Here are some of the excellent bonuses and higher-than-typical offers on the market right now.


Citi ThankYou® Premier Card

Citi ThankYou® Premier Card

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Why We Like It: ThankYou® points can be redeemed for 25 percent more value through the ThankYou® Travel Center or you can transfer them to a variety of airline partners. Options are nearly always a good thing. Citi is a CardRatings advertiser

The Welcome Offer: Receive 50,000 bonus ThankYou® points after you spend $4,000 in the first three months. Thanks to the option to redeem for 25 percent more value through the ThankYou® Travel Center, those points are worth up to $625 in travel or redeem them at their standard $.01 per point value for $500 in gift cards.

Annual Fee: $95, waived for first 12 months*

Rewards Rate: Earn three points per $1 spent on travel, which includes your gas station purchases; two points per $1 on dining out and entertainment; and one point per $1 on everything else.


Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

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Why We Like It: In case you haven't noticed by now, let us be blunt: Flexibility when it comes to your rewards does matter and being able to earn rewards quickly and easily is pretty important, too. This card checks both those boxes.

The Welcome Offer: Earn 50,000 bonus miles after you spend $3,000 on purchases in the first three months of card membership.

Annual Fee: $0 intro for first year; $95 after that

Rewards Rate: It doesn't get any simpler than this: Earn two miles per $1 spent on all your purchases with no caps or categories to worry about.


Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

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Why We Like It: Another branded airline card with a mega bonus opportunity right now – we're definitely going to like that. Furthermore, cardholders have access to special reward flights that require you to redeem fewer miles. In fact, you can score a round-trip flight for as little as 11,000 AAdvantage® miles. Plus, there's the loyalty perks like a free checked bag and priority boarding.

The Welcome Offer: Receive 50,000 bonus miles after you spend $2,500 on purchases in the first three months of card membership.

Annual Fee: $95, waived for first 12 months*

Rewards Rate: Earn two miles per $1 spent on American Airlines purchases and one mile for every $1 spent elsewhere.

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