Battle of the cards: Chase Sapphire Preferred® Card vs. American Express® Gold Card

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    Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.

    There are literally hundreds of credit card options out there to consider and that can be daunting for anyone. Perhaps you've been researching for days or weeks or perhaps you're just getting started. Whatever your case, we want to make it a little easier for you to at least make a judgment between two similar cards. 

    What are their bonuses, rewards, fees, extra perks/features and more that set these cards apart? We're so glad you asked. 

    This week we're looking at Chase Sapphire Preferred® Card vs. American Express® Gold Card

    Chase Sapphire Preferred® Card

    American Express® Gold Card

    Bonus: Earn 50,000 Chase Ultimate Rewards® points – worth $625 in travel when redeemed through Ultimate Rewards or potentially more when transferred to a hotel or airline loyalty programs.

    Bonus: Earn 25,000 Membership Rewards® points after spending $2,000 in the first three months on your new card.

    Rewards: Earn two points per $1 spent on dining and travel and one point per $1 on everything else.

    Rewards: Earn four points per $1 spent at U.S. restaurants and U.S. supermarkets (up to $25,000 spent each year, then one point per $1). Earn three points per $1 on flights booked directly with airlines or through amextravel.com.

    Annual fee: $0 Intro Annual Fee for the first year, then $95

    Annual fee: $250. Terms apply. See Rates and Fees

    Foreign transaction fee: $0

    Foreign transaction fee: None

    Partners: Airline – Aer Lingus AerClub; British Airways Executive Club; Flying Blue Air France KLM; Iberia Plus; JetBlue TrueBlue; Singapore Airlines KrisFlyer; Southwest Airlines Rapid Rewards®; United MileagePlus®; Virgin Atlantic Flying Club. Hotel – – IHG® Rewards Club; Marriott Rewards®; The Ritz-Carlton Rewards®; World of Hyatt®.

    Partners: Airline – Aer Lingus AerClub; AeroMexico Club Premier; Aeroplan Air Canada; Flying Blue Air France KLM; Millemiglia (Alitalia); Ana (all Nippon Airways); Asia Miles; British Airways Executive Club; Delta Skymiles; El Al Israel Airlines; Emirates Skywards; Etihad Guest; Hawaiian Airlines; Iberia Plus; JetBlue TrueBlue; Sinapore Airlines KrisFlyer; Virgin Atlantic Flying Club. Hotel – Choice Privileges® Rewards; Hilton Honors; Starwood Preferred Guest.

    Travel protections/purchase protections: Trip cancellation/interruption insurance (up to $10,000 per trip); auto rental collision damage waiver (primary coverage for most cars in the U.S. and abroad); baggage delay insurance (up to $100/day for five days); trip delay reimbursement (up to $500 per ticket for delays of more than 12 hours); roadside dispatch; lost luggage reimbursement (up to $3,000 per passenger); travel and emergency assistance; travel accident insurance.

    Travel protections/purchase protections: Baggage insurance; roadside assistance; car rental loss and damage insurance; roadside assistance; travel accident insurance
    Read our full Chase Sapphire Preferred® Card review. Read our full American Express® Gold Card review.

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