Does the JPMorgan Select Card with smart chip technology have a PIN number that is used for each transaction?
Yes, you'll choose a PIN for transaction security, but only certain merchants in Europe will ever ask you for it. Here's why.
Here in America, where we take landline telephones and Internet for granted, it's easy to forget that folks in other parts of the world didn't have the luxury of checking credit card security in [...]
Which Disney rewards credit card is the best?
Chase made this an uncomplicated question to answer when it eliminated its Disney rewards debit card and streamlined your options into two cards: The Disney Premier Visa® Card and the Disney Rewards® Visa® Card. That said, if you're not a frequent visitor to Walt's theme parks, you may find another reward program more valuable (more [...]
I currently have a Visa United Mileage Plus card, but I think I'd get a better deal with a Chase Sapphire Preferred Card. What is the best way to switch and not impact my credit score?
Your tastes and habits change over time, and so should your credit card. However, it's common to worry about the impact on your credit report if you apply for a new account. Take advantage of your current issuer's customer service team and a little-known loophole in common credit score algorithms to hunt for a better [...]
Does the Chase Sapphire Preferred® Card waive foreign transaction fees?
The CardName, like many credit cards for consumers with excellent credit, doesn't charge foreign transaction fees, saving cardholders 3-5 percent per transaction that many issuers charge when their cards are used while abroad.
For frequent travelers, not having to pay foreign transaction fees can save you hundreds annually, but even the casual traveler will appreciate not [...]
I am paying a $20 annual fee for my Chase card. Can I request a no-fee status?
Q: I am paying a $20 annual fee for my Chase card. I am about to cancel this and go with my regular no-fee cards. Should I request a no-fee status from Chase?
A: Changes to the rules governing how banks issue credit cards make it strangely awkward for most lenders to waive an annual fee. [...]
Can you enter household income where it says annual income on a credit card application?
Question: Can you enter household income where it says annual income on a credit card application?
Answer: Yes, as long as you apply before October 1, 2011. Thanks (or maybe no thanks) to the rules instituted by the Credit CARD Act of 2009, when you apply for a credit card, the card issuer is required to [...]
I have asked my bank for a lower APR but was denied. How can I find another credit card to get rid of my high interest rate without going through a debt agency?
Q: I have asked my bank for a lower APR but was denied. How can I find another credit card to get rid of my high interest rate without going through a debt agency?
A: You have a couple of options here, depending on your comfort level with your current bank.
The financial crisis rocked the routines [...]
Which credit card I should send with my two college-age kids, who are going to travel in Europe this summer?
Question: Please advise me which credit card I should send with my two college-age kids, who are going to travel in Europe this summer. Ideally, I would desire a card with no foreign transaction fee, no currency conversion charge, ATM-usable, and with the chip required by many European countries.
Answer: As you probably know, Europeans have [...]
Which credit cards cover the collision damage waiver for a car rental in Ireland?
Question: Do any credit cards cover collision damage waiver (CDW) for a car rental in Ireland?
Answer: Many credit cards, especially airline and travel rewards cards, cover the collision damage waiver (CDW) for international rentals. In fact, there isn't room here to list all the cards that cover CDW almost anywhere in the world. (These include [...]
Is the Chase Ultimate Rewards program any good? Any issues or gotchas with it?
Question: Is the Chase Ultimate Rewards program any good? Any issues or gotchas with it?
Answer: As a completely impartial observer--I don't have any Chase credit cards, my wife doesn't work at Chase, I don't get paid more if I talk up or trash a credit card in these Q&A's, etc.--it looks very good to me.