Travel credit cardsYour vacations have been cancelled. Your business trips have turned into video conferences. And you're not sure you want to get on an airplane right now anyway.

Sound familiar?

The COVID-19 pandemic has meant many people are staying close to home, either by choice or by necessity. That may leave you wondering whether it's worthwhile to keep using travel rewards credit cards.

While everyone's situation is different, don't discount a travel credit card simply because your vacation plans are on hold. Many cards are good for everyday purchases and have points or miles that don't expire. That means you could rack up rewards points now so you're ready to hit the road once the pandemic ends.

What's more, many cards are upgrading benefits and expanding redemption options. As a result, you may be able to use your travel card points and miles to pay for dining, groceries, streaming services and more.

Here's a look at some top travel credit cards that are still worth using even if you won't be going anywhere anytime soon.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card has long been a favorite choice of travelers, thanks to features such as no blackout dates for rewards redemptions, no foreign transaction fees and numerous partnering programs for mile transfers. It also earns an unlimited two miles per dollar spent on all purchases.

While already a solid card, Capital One Venture has upped the ante this year by doubling its welcome bonus offer to 100,000 miles. That's the largest welcome offer we've ever seen on the card. To receive the 100,000 bonus miles, you'll need to spend $20,000 in purchases, but you have 12 months to do so. If that's beyond your spending capacity, you can still earn 50,000 miles by spending $3,000 within three months of opening your account.

In response to restricted travel in 2020, Capital One is allowing Venture cardholders to redeem miles for restaurant delivery/takeout purchases, streaming services and wireless phone services through Dec. 31, 2020. Plus, you can earn five miles per dollar spent with Uber Eats until Jan. 31, 2021.

American Express® Gold Card

The American Express® Gold Card is another card with an enhanced welcome offer. New cardholders can earn 60,000 Membership Rewards® points after spending $4,000 on purchases. That's the largest welcome offer we've seen available for this card. And normally you would have to meet the spending requirement within three months of opening an account, but for now, American Express has extended that period to six months for this offer.

Although the Amex Gold Card is a popular choice for travelers, it's also an excellent card for everyday spending. In addition to three points earned on flights booked with airlines or via AmexTravel.com, you also get four points per dollar spent at restaurants, including takeout and delivery, as well as four points per dollar on up to $25,000 spent at U.S. supermarkets.

If you're not traveling right now, Membership Rewards® points can be redeemed for eligible online purchases or gift cards. They can also be transferred to one of nearly 20 partnering loyalty programs.

Chase Sapphire Preferred® /Chase Sapphire Reserve®

Thanks to Chase's new Pay Yourself Back program, Chase Sapphire Preferred® and Chase Sapphire Reserve® are two of the hottest cards for everyday spending right now. Both cards earn Ultimate Rewards® points which offer a bonus when redeemed for travel through Chase's travel portal. However, as an added bonus, the Pay Yourself Back program now provides that same bonus for select everyday purchases.

Chase Sapphire Preferred® and Reserve® cardholders can use their Ultimate Rewards® to "erase" purchases made at grocery stores, home improvement stores and on dining, including takeout and delivery. Preferred® points redeemed for travel through the Ultimate Rewards® portal OR through the Pay Yourself Back program are worth 25% more, and Reserve® points are worth 50% more.

As if that weren't enough incentive to pick up one of these cards, the $300 travel credit offered to Reserve® cardholders has been expanded to include purchases at gas stations and grocery stores through June 30, 2021. Plus, through April 30, 2021 Preferred® and Reserve® cardholders can earn 2X and 3X the points, respectively, on grocery store purchases, up to $1,000 in spend a month.

Marriott Bonvoy Boundless™ Credit Card

While you may not be taking a vacation this year, you might want to take a staycation. Getting out of the house and into new surroundings can be as easy as booking a night at a local hotel. If you're going to do that, be sure to use a hotel rewards credit card. You have many options, but the Marriott Bonvoy Boundless™ Credit Card is one of our favorites.

This card offers 75,000 bonus points to new cardholders who spend $3,000 on purchases within three months of opening an account. That's enough to get you a free night at almost any Marriott property, or even multiple nights depending on your dates and location. You'll also earn six points per dollar spent at participating Marriott hotels, two points per dollar spent on other purchases and a free night award every year on your account anniversary.

Citi Premier® Card

The Citi Premier® Card is an excellent travel rewards credit card but don't overlook its potential for other purchases. The card has recently introduced bonus earning opportunities for several categories of everyday spending. Now you can receive three points per dollar spent at restaurants and supermarkets as well as at gas stations, hotels and on air travel.

New cardholders receive 60,000 bonus ThankYou® Points after spending $4,000 in purchases within three months of opening an account. These points are worth $600 if redeemed for gift cards. Points can also be redeemed on Amazon.com and BestBuy.com which makes them handy for holiday shopping, or you could transfer them to a partnering loyalty program. And if you already have the Citi® Double Cash Card , you can combine rewards from that card with your Citi Premier® Card for even more ThankYou® Points.

Then, once you're ready to travel again, take advantage of the Premier®'s hotel savings benefit which offers $100 off a single hotel stay of $500 or more.

While you may not be traveling right now, travel credit cards still have valuable benefits that make them worthwhile. What's more, don't forget you can store up your points or miles to pay for the post-pandemic getaway of your dreams.

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