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By Dan Miller, founder of Points with a Crew

I have often said that one of the best ways to get a lot of miles and points is signup bonuses on new credit cards. If you're responsible with your spending and organized, it's possible to get millions of airline miles through credit card signup bonuses.

As always, you should not sign up for a credit card just because some guy on the Internet said to.

Having said that, if you would like to support Points With a Crew by signing up for a new credit card, most cards are available from one of the below links. I may receive a commission if you’re approved for a card through the links below.

NEW & TOP OFFERS | TRAVEL REWARDS CARDS | LUXURY CREDIT CARDS |

SMALL BUSINESS CARDS | SMALL BUSINESS CASH-BACK CREDIT CARDS | CASH-BACK CARDS

New and Top Offers

This section is for cards with temporarily increased signup bonuses or overall top cards

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

(This card is not currently available on CardRatings)

Chase Sapphire Preferred® Card is often the card I recommend to people just starting out, and now the signup bonus is even better. Earn 60,000 Ultimate Rewards® points after spending $4,000 in the first three months. That’s worth AT LEAST $750 toward travel, but very often you can use those Ultimate Rewards® to get much, much more.

Annual Fee: $95

The information related this credit card has been collected by CardRatings and has not been reviewed or provided by the issuer of the card.

 

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Welcome offer of 100,000 miles after spending $20,000 in the first 12 months or earn 50,000 miles (good for $500) after spending $3,000 in three months. Purchases on the card earn two miles per $1 spent.

Annual Fee: $95

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

This small business card offers Ultimate Rewards® points in a number of common business purchase categories at a rate of 5 Ultimate Rewards® points per $1 spent (that's 5 percent cash back, essentially) – earn five Ultimate Rewards® per $1 on the first $25,000 spent annually in combined purchases at office supply stores, as well as on cellular, landline, internet and cable television services; earn two Ultimate Rewards® points per $1 on the first $25,000 spent at gas stations and restaurants; and earn one point per $1 on all your other purchases. Those ongoing rewards are on top of the welcome bonus opportunity of 75,000 Ultimate Rewards® points (equal to $750 cash back) after spending $7,500 in the first three months. Chase Ultimate Rewards® points are quite valuable and if you have a premium Chase card as well, the best value for your Ultimate Rewards® points is to transfer them to a number of hotel and airline loyalty programs.

Annual Fee: $0

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Earn a welcome bonus of 100,000 Ultimate Rewards® points when you spend $15,000 in the first 3 months. Annual fee is not waived the first year. You will earn three points per $1 on the first $150,000 spent in combined purchases on travel; shipping; Internet, cable and phone services; and on advertising purchases made with social media sites and search engines each account anniversary year. The Ink Business Preferred® Credit Card is also one of the few cards that offers cellphone insurance if you pay your bill with the card.

Annual Fee: $95


Travel Rewards Cards

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

(This card is not currently available on CardRatings)

Chase Sapphire Preferred® Card is often the card I recommend to people just starting out, and now the signup bonus is even better. Earn 60,000 Ultimate Rewards® points after spending $4,000 in the first three months. That’s worth AT LEAST $750 toward travel, but very often you can use those Ultimate Rewards® to get much, much more.

Annual Fee: $95

The information related to this credit card has been collected by CardRatings and has not been reviewed or provided by the issuer of the card.

 

 

See a comparison of other travel credit cards here and other airline credit cards here.


Luxury Cards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

A premium card that comes with a $550 annual fee (not waived the first year). It does offer a signup bonus of 50,000 Ultimate Rewards® points after spending $4,000 in the first three months, a $300 travel credit each account year, $100 or $85 reimbursement every five years of your Global Entry or TSA Pre✓® application fees, free airport lounge access with Priority Pass® and excellent trip delay/cancellation insurance.

Annual Fee: $550

See a comparison of other travel credit cards here and other airline credit cards here.

The Platinum Card® from American Express

The Platinum Card® from American Express

Another premium card option, but this one rewards you with five Membership Rewards® points for every $1 spent on flights booked directly with airlines or through American Express Travel (starting Jan. 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year) and on prepaid hotels booked via amextravel.com. For the avid traveler, it's tough to beat that reward rate for flights and hotels. Plus, earn 10x points on eligible purchases on your new card at U.S. gas stations and U.S. supermarkets, on up to $15,000 in combined purchases, during your first six months of card membership. New cardholders can also earn 75,000 bonus Membership Rewards® points after you use your card for $5,000 in purchases in the first six months of card membership. American Express is a CardRatings advertiser. Terms apply. 

You'll also enjoy $200 per year in statement credits to cover incidental airline fees with your pre-selected airline, up to $200 each year in Uber credits and up to $100 statement credit annually for your Saks Fifth Avenue purchases (enrollment required). Lastly, enjoy complimentary access to Global Lounge Collection airport lounges around the globe. Terms apply. 

Annual Fee: $550. Terms apply. See Rates and Fees.


Small Business Cards

Many cards are targeted toward owners of small businesses. You should, of course, always be honest in your application about your business and your business income, but you may have a business even if you don’t think you have one.

Small Business Travel Cards

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Earn a welcome bonus of 100,000 Ultimate Rewards® points when you spend $15,000 in the first 3 months. Annual fee is not waived the first year. You will earn three points per $1 on the first $150,000 spent in combined purchases on travel; shipping; Internet, cable and phone services; and on advertising purchases made with social media sites and search engines each account anniversary year. The Ink Business Preferred® Credit Card is also one of the few cards that offers cellphone insurance if you pay your bill with the card.

Annual Fee: $95


Small Business Cash-Back Cards

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

This small business card offers Ultimate Rewards® points in a number of common business purchase categories at a rate of 5 Ultimate Rewards® points per $1 spent (that's 5 percent cash back, essentially) – earn five Ultimate Rewards® per $1 on the first $25,000 spent annually in combined purchases at office supply stores, as well as on cellular, landline, internet and cable television services; earn two Ultimate Rewards® points per $1 on the first $25,000 spent at gas stations and restaurants; and earn one point per $1 on all your other purchases. Those ongoing rewards are on top of the welcome bonus opportunity of 75,000 Ultimate Rewards® points (equal to $750 cash back) after spending $7,500 in the first three months. Chase Ultimate Rewards® points are quite valuable and if you have a premium Chase card as well, the best value for your Ultimate Rewards® points is to transfer them to a number of hotel and airline loyalty programs.

Annual Fee: $0

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

This new member of the Ink small business card family is best viewed as a complement to other cards in the family. That's because it features a nice 1.5 percent cash-back rewards rate that allows you to pick up more cash back than the standard 1 percent offered in non-bonus categories with the other Ink cards. For instance, if you already have the Ink Business Preferred® Credit Card you're earning three points per $1 (or 3 percent cash back) in the categories of travel; shipping costs; Internet, cable, and phone services; and advertising purchases made with social media sites and search engines on up to $150,000 spent each year; however, you're only earning one point per $1 (1 percent) back on all your other purchases. Pick up this new Chase card and you can earn 1.5 percent back on all those other purchases.

Annual Fee: $0

Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

(This card is not currently available on CardRatings)

Earn a one-time $500 cash bonus once you spend $4,500 on purchases within three months from account opening. Beyond that, and on an ongoing basis, this card features a simple rewards structure: earn 2% cash back on every purchase. There are no caps or categories to keep up with, making this an excellent choice for busy business owners who value simplicity with their rewards cards.

Annual Fee: $0 intro for first year; $95 after that


Cash-Back Cards

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Earn a $200 bonus after you spend $500 on purchases in your first three months from account opening. Earn 5% cash back on up to $12,000 spent at grocery stores (excluding Target and Walmart) in your first year. On an ongoing basis, enjoy earning 5% cash back on travel through the Ultimate Rewards® portal, 3% back at restaurants (including delivery and takeout), 3% at drugstores and 1.5% cash back on all other eligible purchases, with no caps to worry about.

This is a no-annual-fee card that pairs well with the Chase Sapphire Preferred® Card. In fact, combining Chase Freedom Unlimited® with a premium Chase card like the Chase Sapphire Preferred® Card or Chase Sapphire Reserve® creates one of the most powerful travel card combinations out there.

Chase Freedom Flex℠

Chase Freedom Flex℠

Earn $200 cash back after spending just $500 in the first three months and earn 5% cash back on up to $12,000 spent at grocery stores (excluding Target and Walmart) during your first year. A rotating categories cash-back credit card, with Chase Freedom Flex℠ you’ll earn 5% back on the first $1,500 you spend each quarter in categories that rotate (again, you must activate to earn the bonus rewards). You’ll also earn 5% back on travel purchased through the Ultimate Rewards® portal, 3% back at restaurants, 3% back at drugstores and 1% back on your other purchases and on any rotating category purchases over the quarterly cap.

Check out the current bonus categories.

Annual Fee: $0


Citi® Double Cash Card - 18 month BT offer

Citi<sup>®</sup> Double Cash Card - 18 month BT offer

This is a card that gives unlimited 1 percent cash back when you buy, plus an additional 1 percent back as you pay for those purchases. No signup bonus but a decent card to put ongoing spend on. Plus, new cardholders can take advantage of 18 months no interest on balance transfers (then, 13.99% – 23.99% (Variable)).

Annual Fee: $0

 

Compare other cash-back cards here.


To see the rates and fees for the American Express cards mentioned in this post, please visit the following links: The Platinum Card® from American Express (See Rates and Fees)

Updated, November 18, 2020