Military Money Manual

Spencer Reese, Founder of Military Money Manual

Hey there! Looking for the best military credit cards? Here are my top recommended cards for active duty, Guard, Reserve, and military spouses. Whether you’re looking for discounted flights, cash back, or free hotel stays – these cards have you covered. Lucrative welcome bonuses, great annual benefits, and some of these cards have special protections for military servicemembers and military spouses. Learn how to maximize your military benefits in the Ultimate Military Credit Cards Course. Thanks! – Spencer

CREDIT CARD

ANNUAL FEE

annual_fees

WELCOME OFFER

Earn 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new card in your first six months of card membership

REWARDS RATE

Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (up to $500,000 on these purchases per calendar year); 5X Membership Rewards points on prepaid hotels booked on amextravel.com

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CREDIT CARD

ANNUAL FEE

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WELCOME OFFER

Earn 60,000 points, worth up to $900, after spending $4,000 in the first 3 months

REWARDS RATE

Book through the Ultimate Rewards portal to earn 5x points on flights and 10x points on car rentals and hotels (after your annual $300 travel reimbursement); Earn 3 points per $1 spent on other travel (after your travel credit) and on dining; 1 point per $1 on other purchases

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CREDIT CARD

ANNUAL FEE

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WELCOME OFFER

Earn 60,000 Membership Rewards® points after spending $4,000 on eligible purchases within the first 6 months

REWARDS RATE

Earn 4x Membership Rewards® points at restaurants as well as at U.S. supermarkets (up to $25,000 spent each year, then 1x). Earn 3x points on flights booked directly with airlines or through amextravel.com

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CREDIT CARD

ANNUAL FEE

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WELCOME OFFER

Earn 60,000 points, worth up to $750, after spending $4,000 in the first 3 months

REWARDS RATE

Earn 5 points per $1 on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else

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CREDIT CARD

ANNUAL FEE

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WELCOME OFFER

Earn 70,000 American Airlines AAdvantage bonus miles after spending $7,000 within the first three months of opening an account

REWARDS RATE

Earn 4X miles for every dollar spent on eligible American Airlines purchases; 10X for every dollar spent on eligible hotels booked through aa.com/hotels and eligible car rentals booked through aa.com/cars; and 1X mile per dollar on other purchases

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CREDIT CARD

ANNUAL FEE

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WELCOME OFFER

Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first six months

REWARDS RATE

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations; 3% on transit; and 1% on other purchases

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CREDIT CARD

ANNUAL FEE

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WELCOME OFFER

Earn 60,000 bonus miles after you spend $5,000 in purchases on your new card within the first six months

REWARDS RATE

Earn 3X miles on Delta purchases and 1X mile on other eligible purchases

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CREDIT CARD

ANNUAL FEE

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WELCOME OFFER

Earn two 85K Free Night Awards after you spend $6,000 in purchases on the card in your first six months. Each award can be used for one night (redemption level at or under 85,000 points) at hotels participating in Marriott Bonvoy. Card members can enjoy a value of up to $1,200 when redeeming each award. Certain hotels have resort fees. Offer ends 11/1/2023.

REWARDS RATE

Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy; 3X points at restaurants worldwide and on flights booked directly with airlines; and 2X points on all other eligible purchases

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Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

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