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Rewards Credit Cards for Travel Rewards
CardName EditorRating
Welcome Offer 100,000 bonus points*
0% APR Month/Billing Cycle IntroAPRDuration
Annual Fee AnnualFees
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Welcome offer
*New cardholders earn a welcome bonus of 100,000 Chase Ultimate Rewards points after spending $15,000 in the first three months.
Key Benefits
Thereafter, you can earn 3 points per $1 on up to $150,000 spent on travel; shipping; cable, internet and phone services; and advertising on social media platforms and search engines. After meeting the cap, and on all your other purchases, you earn 1 point per $1 spent.
CardName EditorRating
Welcome Offer 120,000 points*
Regular APR RegAPR
Annual Fee AnnualFees
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Welcome offer
*This card features a welcome offer of 120,000 Membership Rewards points that you can earn by spending $15,000 on eligible purchases within the first three months. American Express is a CardRatings advertiser.
Key Benefits
You will earn 5 points on flights and prepaid hotels through amextravel.com; an extra half-point (1.5 Membership Rewards points total) per $1 spent on eligible purchases with U.S. construction material and hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers as well as on each purchase of $5,000 or more, up to a cap; and you’ll earn 1 point for every $1 you spend on other eligible purchases. You can certainly receive a good amount of luxury travel perks, but you will want to consider how much travel you do in order to overcome the substantial annual fee of AnnualFees.
CardName EditorRating
Welcome Offer 70,000 Membership Rewards points*
0% APR Month/Billing Cycle IntroAPRDuration
Annual Fee AnnualFees
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Welcome offer
*When you qualify for this card, you can earn 70,000 Membership Rewards points after you spend $10,000 on eligible purchases within the first three months of opening an account.
You will earn 4x rewards for the top two select categories where your business spend the most in each billing cycle out of a list of six categories. You’ll earn 1x rewards for other select purchases. This card offers good perks, but be mindful that you will have to pay a AnnualFees annual fee.
Rewards Credit Cards for Cash Back
CardName EditorRating
Welcome Offer $750 cash bonus*
0% APR Month/Billing Cycle 0% intro APR for IntroAPRDuration on purchases
(then, RegAPR)
Annual Fee AnnualFees
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Welcome offer
*New cardholders earn a $750 cash-back bonus after you spend $6,000 on purchases within the first three months of account opening.
Key Benefits
Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable, cellular and landline phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.
CardName EditorRating
0% APR Month/Billing Cycle 0% intro APR for 12 months from date of account opening on purchases
Regular APR RegAPR
Annual Fee AnnualFees
discontinued
Welcome offer
Earn a $250 statement credit when you spend $3,000 in the first 3 months. You can also take advantage of a 12-month intro period with 0% APR on purchases (then, RegAPR). This is a great card to help get you through your startup costs.
Key Benefits
You’ll also earn 2% cash back on all your eligible purchases up to $50,000 spent per calendar year, then 1%.
Rewards Credit Cards for Low Rate
CardName EditorRating
0% APR Month/Billing Cycle 0% intro APR for IntroAPRDuration on purchases
Regular APR RegAPR
Annual Fee AnnualFees
discontinued
Welcome offer
New cardholders earn a $750 cash-back bonus after you spend $6,000 on purchases within the first three months of account opening.
Key Benefits
Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable, cellular and landline phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.
CardName EditorRating
0% APR Month/Billing Cycle 0% intro APR for 12 months from date of account opening on purchases
Regular APR RegAPR
Annual Fee AnnualFees
discontinued
Welcome offer
Earn a $250 statement credit when you spend $3,000 in the first 3 months. You can also take advantage of a 12-month intro period with 0% APR on purchases. If you need to make any big purchases to pay off gradually, this is a great card to help get you through your startup costs.
Key Benefits
This card is one of the top low-interest business credit cards that also provides good cash back benefits. Of all the top low-rate cards, this one is a great choice if you want sustained rewards.
CardName EditorRating
0% APR Month/Billing Cycle 0% intro APR for IntroAPRDuration on purchases
Regular APR RegAPR
Annual Fee AnnualFees
discontinued
Welcome offer
New cardholders will earn $750 cash back after you spend $6,000 in the first three months of card membership. Additionally, you can take advantage of an introductory IntroAPRDuration no interest on purchases (then, RegAPR).
Key Benefits
You’ll earn an unlimited 1.5% cash back on every purchase.
CardName EditorRating
0% APR Month/Billing Cycle IntroAPRDuration on purchases
Regular APR RegAPR
Annual Fee AnnualFees
discontinued
Welcome offer
Earn 30,000 bonus points after making $3,000 in purchases within the first 90 days of account opening.
Key Benefits
Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time – no matter how much you spend. No limit to the amount of points you can earn and points don’t expire.
Consumer Credit Cards for Cash-Back Rewards
CardName EditorRating
Welcome Offer $200 cash back bonus*
0% APR Month/Billing Cycle 0% intro APR on purchases and balance transfers for 15 months (then, RegAPR)
Annual Fee AnnualFees
discontinued
Welcome offer
*New cardholders earn a $200 cash-back bonus after spending only $500 in the first 3 months.
Key Benefits
Earn 5% cash back each quarter on up to $1,500 spent in categories that rotate (enrollment required); 5% cash back on travel purchased through the Ultimate Rewards portal; 3% cash back at restaurants (including takeout and delivery); 3% at drugstores; and 1% on other eligible purchases and in the rotating bonus categories once meeting the cap.
Information related to Chase Freedom FlexSM has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer
CardName EditorRating
Welcome Offer Earn an additional 1.5% cash back*
0% APR Month/Billing Cycle 0% intro APR on purchases and balance transfers for 15 months (then, RegAPR)
Annual Fee AnnualFees
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Welcome offer
*New cardholders earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.
Key Benefits
Earn 5% cash back on travel purchased through Ultimate Rewards; 3% cash back at restaurants (including takeout and delivery); 3% back at drugstores; and 1% cash back on other eligible purchases.
CardName EditorRating
Welcome Offer N/A
Balance Transfer Offer 0% intro APR on balance transfers
for 18 months (then, RegAPR)
Annual Fee AnnualFees
discontinued
Welcome offer
*There’s no traditional offer, but you can take advantage of an intro BT offer for 18 months. (Citi is a CardRatings advertiser)
Key Benefits
Earn 1% cash back when you buy and 1% cash back when you pay your bill for effectively 2% cash back on every purchase.
Consumer Credit Cards for Travel Rewards
CardName EditorRating
Welcome Offer 60,000 bonus points*
0% APR Month/Billing Cycle IntroAPRRate
Annual Fee AnnualFees
discontinued
Welcome offer
*New cardholders earn 60,000 Chase Ultimate Rewards points – worth up to $750 in travel through the Chase portal – after spending $4,000 in the first three months.
Key Benefits
On an ongoing basis, you can earn 5 points on travel booked through the Ultimate Rewards portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else.
CardName EditorRating
Welcome Offer 60,000 bonus points*
0% APR Month/Billing Cycle N/A
Annual Fee AnnualFees
discontinued
Welcome offer
*New cardholders earn a welcome bonus of 60,000 Chase Ultimate Rewards points – worth up to $900 in travel – after spending $4,000 in the first three months.
Key Benefits
On an ongoing basis, earn 5 points on flights and 10 points on car rentals and hotels when you book through the Ultimate Rewards portal (on purchases not eligible for the annual travel reimbursement); earn 3 points per $1 on all dining and on other travel (after earning your annual $300 travel credit). Earn 1 point per $1 elsewhere. And take advantage of complimentary airport lounge access.
Consumer Credit Cards for Balance Transfers
CardName EditorRating
Welcome Offer N/A
Balance Transfer Offer 0% intro APR on balance transfers
for 18 months (then, RegAPR)
Annual Fee AnnualFees
discontinued
Welcome offer
*There’s no traditional offer, but you can take advantage of an intro BT offer for 18 months. (Citi is a CardRatings advertiser)
Key Benefits
Earn 1% cash back when you buy and 1% cash back when you pay your bill for effectively 2% cash back on every purchase.
For rates and fees of American Express cards mentioned in this article, please see the following links: CardName (See Rates and Fees) CardName (See Rates and Fees); CardName (See Rates and Fees)
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.