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Added July 28, 2010 from: Mike Killian
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 Mike Killian
Answered By Mike Killian:
In theory, you cannot get a card without income. However it seems to occur daily on college campuses. The government has clamped down, but it still happens. So it is possible.

The question becomes how will you show you can repay the credit card? But also the problem is, do you have any credit history?

If you are trying to get a credit card to build credit history, which is a wise idea, you might consider a secured credit card from a major or local bank. Institutions offering a secured card usually have more lenient credit requirements. The client simply establishes a savings account around $300 plus and a card is requested against that savings. Secured cards are reported to the credit bureau and credit history is established.

But the initial problem of how to repay the card remains. Keep in mind that a late payment is the worst thing you can do when trying to establish a good credit history.

This question is about:  Credit Card Approval
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