Q: Can I get a card in my own name without any income?
The question becomes how will you show you can repay the credit card? But also the problem is, do you have any credit history?
If you are trying to get a credit card to build credit history, which is a wise idea, you might consider a secured credit card from a major or local bank. Institutions offering a secured card usually have more lenient credit requirements. The client simply establishes a savings account around $300 plus and a card is requested against that savings. Secured cards are reported to the credit bureau and credit history is established.
But the initial problem of how to repay the card remains. Keep in mind that a late payment is the worst thing you can do when trying to establish a good credit history.
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying. Check our credit card database for updated terms and conditions.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author’s alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Chase Affiliate Program.
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