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Added October 22, 2010 from: Mike Killian
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Answered By Mike Killian:
There are a number of options depending on what you will be using the card for. Your best bet is to search CardRatings.com using the criteria "low interest."

You can find programs featuring frequent flyer miles and cards that offer cash back for gas and groceries--even home improvement. The trick is to find the card which best suits what you most often plan to use it for.

Whatever you do, don't get lured into selecting a card just for a super low introductory rate. These are strictly teaser rates designed to reel you in. Once these introductory rates end, you can find yourself committed to paying the card's regular interest rate. When considering the cards offered at CardRatings.com in the "low interest" category, keep uppermost in your mind what you will be using the card for. If two or more cards look like they fit your needs, then you can consider the best promotional offer as the tie-breaker.

This question is about:  Low Interest Credit Cards
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1 Responses to "I am shopping for a low interest credit card. Which cards have the lowest rates for someone with excellent credit?"
  1. andrew mitchell March 17, 2014 at 9:48 pm

    Top3 credit cards with lowest on-going fixed interest rates: First command Platinum = 6.24% Balances&Transfers with no balance transfer fee ever (and no annual fees). Highest credit limits of these top3 lowest interest rate cards. Iberia Bank Classic = 7.24% Balances Only with a 4% transfer fee, but no annual fees ever. Simmons = 7.24% (but i wasn't approved so i cant comment).

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