Q: I am shopping for a low interest credit card. Which cards have the lowest rates for someone with excellent credit?
You can find programs featuring frequent flyer miles and cards that offer cash back for gas and groceries--even home improvement. The trick is to find the card which best suits what you most often plan to use it for.
Whatever you do, don't get lured into selecting a card just for a super low introductory rate. These are strictly teaser rates designed to reel you in. Once these introductory rates end, you can find yourself committed to paying the card's regular interest rate. When considering the cards offered at CardRatings.com in the "low interest" category, keep uppermost in your mind what you will be using the card for. If two or more cards look like they fit your needs, then you can consider the best promotional offer as the tie-breaker.
- When comparing two cards, should I get the one that has a smaller APR with a high annual fee, or the one with a bigger APR with a small annual fee?
- I have a FICO score of 767 and I'm looking for a credit card with a low APR and a high credit line. Can you recommend any cards with those specs?
- Next week will be seven years that I've always been on time with my house payment, car loan, and charge card. Will I be able to start a new credit card at a lower interest rate?
- Are Discover Card credit cards any good?
- Is a credit score of 725 considered good?
- Which bank offers the best debit card?
- Why do you rate American Express credit requirements as "good credit" to secure a card? I thought to qualify for an American Express card you have to have excellent credit.
- Supposing you have a perfect credit score of 800 or better; which credit card offers the highest credit limits?