Q: Which cards offer rental car insurance?
Most credit cards offer some form of secondary car insurance, often covering the deductible from your personal automobile insurance. If you want your credit card to provide primary car insurance, e.g. if you don't carry your own driver's policy, or if you want a credit card that will cover the full cost of a damaged or stolen rental vehicle, then read on.
According to AutoSlash co-founder Jonathan Weinberg, no credit card automatically covers the entire cost of fixing or replacing your rental car. Lenders offer varying degrees of secondary auto insurance, meaning they'll pay for the deductible from your existing driver's policy. If you'd prefer not to file a claim with your own insurance company, check if your card issuer offers extra services.
Remember that credit cards only cover loss and collision damage. You'll need your own insurance to cover liability claims related to any damage or injury you might cause while behind the wheel of a rented vehicle. Verify the terms of your credit card agreement and your car rental policy before you hit the road.
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying. Check our credit card database for updated terms and conditions.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author’s alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Chase Affiliate Program.
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