For example, perhaps you are a traveler with good to excellent credit. The Capital One® VentureOne® Rewards Credit Card rewards customers with 1.25 miles per dollar spent on every purchase. You can redeem miles for airline tickets, hotel rooms, car rentals and more. There is no limit on the miles you can earn, and your miles won't expire. You can fly on any airline, any time with no blackout dates.
If your credit score is average, fair, limited there is another card offering, Capital One® QuicksilverOne® Cash Rewards Credit Card, but the variable purchase APR is higher. You'll get 1.5 percent cash back and no limit on the cash you can earn, and cash won't expire. There's an annual fee of $39 for the card, but if you plan on charging over $3900 annually to your card, you could still come out ahead. Not bad at all for working on improving your credit history.
There are a number of choices in between and you simply have to know what you qualify for and what you are seeking. And when you see what you want, check such things as annual fees, purchase APR and extra fees.
- Can you tell me what the best card on the market is right now?
- I want to apply for a Capital One® no annual fee card with points but I also want to do a balance transfer. If I apply for the points card, do they send BT offers once you have the card in hand?
- I want a free gift for my credit card application. Which credit cards offer the best free gifts?
- Are Discover Card credit cards any good?
- Is a credit score of 725 considered good?
- Which bank offers the best debit card?
- Why do you rate American Express credit requirements as "good credit" to secure a card? I thought to qualify for an American Express card you have to have excellent credit.
- Supposing you have a perfect credit score of 800 or better; which credit card offers the highest credit limits?