For example, perhaps you are a traveler. The Capital One VentureOne Rewards card rewards customers with 1.25 miles per dollar spent on every purchase. You redeem miles for airline tickets, hotel rooms, car rentals and more. There is no limit on the miles you can earn, and miles won't expire. You can fly free on any airline, any time with no blackout dates. Or perhaps you want cash back for food and groceries. Capitol One also offers a no-hassle cash rewards card with 2 percent cash back on gas and groceries and 1 percent cash back on all other purchases. There is no limit on the cash you can earn, and cash rewards won't expire. These are two examples of Capitol One cards which require excellent credit.
If your credit score is only average, there is another card offering something similar to the above, but the APR is much higher. You get 2 percent cash back on gas and groceries, 1 percent cash back on all other purchases, and again no limit on the cash you can earn, and cash won't expire. But this no-hassle card has a higher APR and does not permit balance transfer.
There are a number of choices in between and you simply have to know what you qualify for and what you are seeking. And when you see what you want, check such things as annual fees, purchase APR and extra fees.
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