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Q: I'm opening a small business. I won't be carrying a balance, so which business credit card is best for rewards?

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Added November 26, 2010 from: Beverly Blair Harzog
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Answered By Beverly Blair Harzog: The CARD Act of 2009 offers protections for consumer credit cards, but not for business credit cards. As a result, the interest rates on business cards, which are also called professional cards, have increased. You also don't get protected from retroactive increases like you would on a consumer card. Since you won't be carrying a balance, these issues shouldn't affect you, but you should be aware of them in case your ability to pay off your balance every month changes.

You don't specify the type of rewards you're looking for. There are a variety of business credit and charge cards available today that offer travel rewards, cash back, flexible payment options and access to business concierge 24/7. Take a look at our list of business credit and charge cards for some options that may fit your business needs.

Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying. Check our credit card database for updated terms and conditions.

This content is not provided or commissioned by American Express.  Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.  This site may be compensated through American Express Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase.  Opinions expressed here are author’s alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase.  This site may be compensated through the Chase Affiliate Program.

Discover is a paid advertiser of this site.
Disclaimer: Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.

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