Q: Can I transfer a balance later and get the same offer?
There is simply no way to answer your question without seeing your contract. Your best bet is to read your contract or contact your credit card company and ask for both balance transfer APR as well as transfer fees applicable to your card. Most introductory balance transfer offers expire within a time frame specified in the terms and conditions when you apply.
When you transfer balances, you have to be very careful. Consider, for example, a savings of 4 percent on the balance transfer APR, but with a 5 percent balance transfer fee--great for the credit card company but not financially savvy for the consumer!
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying. Check our credit card database for updated terms and conditions.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author’s alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Chase Affiliate Program.
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