By entering this website, you agree to be bound by the following terms and conditions.
All cards are offered on a national basis, unless noted otherwise.
Interest rates and other
terms and conditions are subject to change without notice and should be verified by contacting
the credit card issuer directly prior to applying for any credit card.
We strive diligently to keep the terms and conditions of
the credit cards featured on our website up to date and accurate, but we can not
guarantee the accuracy of any of the information contained on our website.
We suggest that you review all credit card terms and conditions very
carefully before applying
for any card.
We also strive to rate as many credit cards as
possible on our website, but we can not guarantee that our website includes every
credit card offer available to U.S. consumers.
Information contained within our website is meant to be general in nature. Please
be aware that banks that offer low rate cards scrutinize the credit history
of applicants closely. Such banks are able to offer low rates largely
because they are selective in their application process. We do not currently
rank credit cards offered by credit unions due to their limited field
of membership, but it is worth noting that credit unions typically offer
lower rates than banks.
The information contained within this website is
provided by U.S. Citizens for Fair Credit
Card Terms, Inc. (CFCCT) and is intended for consumer use only and may be used for informational purposes only.
On a related ote, the views and opinions expressed in our consumer reviews section and in the various consumer blogs
on CardRatings.com
do not always reflect the views and opinions of CFCCT, Inc. Moreover, when you are facing important legal or financial decisions, you should always seek outside legal and financial counsel from an attorney and/or certified financial counselor.
By providing links to other sites, CFCCT, Inc. does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to CFCCT, Inc.
Unless otherwise noted, all content contained within this website is the property
of CFCCT, Inc. and is protected by U.S. copyright laws. Content may be reproduced for
non-commercial purposes only as long as CFCCT, Inc. is notified of such usage.
CFCCT, Inc. is an independent organization and is
not owned or governed by any credit
card or banking interests. As an independent organization, we are not
liable for any legal issues that a cardholder
has with any credit card issuer featured on our website.
Furthermore, we are not liable for any damages arising out of your access to, or use of our website, including our message board.
In short, you agree to use our website and message board at your own risk.
You further agree to indemnify and hold each of U.S. Citizens for Fair Credit Card Terms, Inc., their parents, subsidiaries, affiliates, officers, directors and employees, harmless from any claim or demand, including attorneys' fees, made by any third party due to or arising out of your use of CardRatings.com, the violation of our Terms and Conditions of Service by you, or the infringement by you, or any other subscriber of your message board account, of any intellectual property or other right of any person or entity.
Our message board has additional terms of use that are not mentioned on this
page. These terms are posted on the message board. All posts become the property
of U.S. Citizens for Fair Credit Card Terms, Inc.
Finally, U.S. Citizens for Fair Credit
Card Terms, Inc. may alter these terms and conditions at any time for any reason.
This page last updated 4/06. U.S. Citizens for Fair Credit Card Terms, Inc. © 1998-2006.
