Please Note! We make every effort to educate college students about credit cards,
including regular lectures on college campuses. Please take the time
to educate yourself about credit cards by reviewing our articles
entitled Student
Credit Card Debt: A Survival Guide and Avoiding Student
Credit Card Debt and by taking our "crash course" on student
credit cards entitled Student Credit Cards 101- A Student's Guide to
Credit (the good news is that this course is free and only takes a
few minutes to complete!).
The bottom line is that credit cards can be great financial tools if
used in a responsible manner, but they can also wreak great havoc if
used irresponsibly. Please contact us if you need further assistance!
Introductory Offer: 0% APR on Balance Transfers for 6 months
No annual fee and free membership in American Airlines AAdvantage Program
No blackout dates on AAdvantage award travel
AAdvantage miles may never expire
0% liability on unauthorized charges
Access to credit education tips and tools
No minimum income or co-signer required
Special Student Deals
Card Details: Purchase APR is Prime + 9.99%. Balance Transfer APR after the introductory period is Prime + 9.99%. Cash Advance APR is Prime + 14.99%. Issued by Citi, N.A.
* See site for more details. There is no balance transfer fee during the introductory period.
Earn a 3% rebate on purchases at supermarkets, drug stores, and gas stations for the first 12 months.**
Earn a 1% rebate thereafter, and on all other purchases, up to $1000 a year.**
You can apply your rebates toward the purchase or lease of any car- new or used.
Enjoy a 0% APR for 6 months from account opening on purchases.
Build your credit history. No annual fee.
Card Details: No balance transfer fee with this offer.* Intro. offer on balance transfers: As long as first balance transfer is completed within 6 months from date of account opening, a 0% APR for 6 months from date of first balance transfer applies. Issued by Citi, N.A.
* See site for more details. There is no balance transfer fee during the introductory period.
Student Card Tip! If you have an established credit history and a source of income, you may qualify for a "regular credit card" (i.e. non-student). Regular credit cards usually have more attractive interest rates and offer more perks. For a listing of our ratings for regular cards, please visit our home page and click on the card category that interests you.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you 
