Q: I'd like to get a low interest credit card. I have a checking account with my bank and also have an account with a credit union. Should I get a credit card from my bank or credit union or shop around?
You mention you have an account with a credit union. Many credit unions offer credit cards with low APRs. You don't say which credit union you belong to, but it's worth taking the time to check out the cards offered by your credit union. They might have a card offer for members with good credit.
After you've checked out your bank and credit union, take a look at low interest credit cards on the market.
- When comparing two cards, should I get the one that has a smaller APR with a high annual fee, or the one with a bigger APR with a small annual fee?
- I have a FICO score of 767 and I'm looking for a credit card with a low APR and a high credit line. Can you recommend any cards with those specs?
- Next week will be seven years that I've always been on time with my house payment, car loan, and charge card. Will I be able to start a new credit card at a lower interest rate?