dcsimg

Ask the expert

Add captcha
Close
Enter the text shown above:

Is it safe to apply for a credit card online?

By , CardRatings contributor
  • Google +
  • Twitter
  • Facebook

Question: Is it safe to apply for a credit card online?

Answer: Most online application sites include encryption which is a tad too complicated for this answer, but it does offer stringent security. Therefore, filing an application online is as safe (if not safer) as charging to your card online. Can a hacker get in? I suppose, but chances are unlikely as most sites are protected from such activities. It is impossible to say fraud does not occur, but it is more likely to occur from someone opening your mail box or sifting through your garbage or copying your credit card number while your card is out of your sight in a restaurant.

Secure e-commerce technology is actually considered safer than mailing your paper application through the United States Postal Service. Of course the safest technology is filling out an application in person at the financial institution. But short of that, an online credit card application is probably a safer route than mailing.

0 Responses to "Is it safe to apply for a credit card online?"

No Comments

Leave a Comment
 
 
 
About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.

How do your cards stack up?

Compare your card starting here

NEXT »

Featured Partner Cards

loading