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Added July 13, 2010 from: Mike Killian
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Answered By Mike Killian: Most online application sites include encryption
which is a tad too complicated for this answer, but it does offer stringent
security. Therefore, filing an application online is as safe (if not safer) as
charging to your card online. Can a hacker get in? I suppose, but chances are
unlikely as most sites are protected from such activities. It is impossible to
say fraud does not occur, but it is more likely to occur from someone opening
your mail box or sifting through your garbage or copying your credit card number
while your card is out of your sight in a restaurant.
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Secure e-commerce technology is actually considered safer than mailing your paper application through the United States Postal Service. Of course the safest technology is filling out an application in person at the financial institution. But short of that, an online credit card application is probably a safer route than mailing.
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