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- Who: Consumers interested in various types of rewards who have a good credit score and pay their balance in full each month
- Why: These type of rewards credit cards give you flexibility when it comes to the type of rebates that you can earn.
- Drawbacks: The stated value of merchandise is often overinflated.
Rewards Credit Cards
Capital One® No Hassle MilesSM Rewards -Excellent Credit
- 1 mile per dollar spent on purchases up to $1,000 each month
- 2 miles per dollar above $1,000 each month
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% - Purchases Only | Until November 2010 | 13.90% V | Yes* | None* | Excellent |
Citi ForwardSM Card
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6000 bonus points after $250 in purchases are made within 3 months of account opening.
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 months | 14.24% V | Yes | 3% ($5 min)* | Good |
Capital One® No Hassle MilesSM Rewards - Good Credit
- 1.25 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% - Purchases Only | Until November 2010 | 16.90% V | Yes* | None* | Good |
Miles by Discover® Card
- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year*.
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash.
- Double Miles through our exclusive online shopping site
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% | 6 Months | 11.99% - 18.99% V | Yes | 3% | Good |
Simmons First Visa Platinum Travel Rewards
- Created for those with Good Credit and approval is based on your credit rating and application review.
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
- No balance transfer fee for balances transferred in response to this online offer
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 9.25% V | Yes | No | Excellent |
Starwood Preferred Guest(R) Business Credit Card from American Express OPEN
- Earn up to 25,000 Starpoints(R) -- good for up to 6 free nights or 1 Award flight
- Earn 10,000 Starpoints with your first purchase
- Earn an additional 15,000 Starpoints when you spend $15,000 in 6 months
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 2.90% | 6 months | Prime + 9.99% | N/A | *See Terms | Good |
MTV® Visa® Card from Capital One®
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 0% - Purchases Only | Until November 2010 | 16.90% V | Yes* | None* | Good |
American Express (R) Preferred Rewards Gold Card
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | N/A | N/A | N/A | Good |
Citi PremierPass® Elite Card
- 20,000 bonus points after $600 in purchases made within 3 months of account opening
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 14.24% V | Yes* | 3% ($5 min)* | Good |
Iberiabank Visa® Platinum
- Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- No annual membership fee
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| 1.99% BT | 6 months | 9.75 - 16.25% | Yes | 2% | Excellent |

