Rewards Credit Cards

  • Who: Consumers interested in various types of rewards who have a good credit score and pay their balance in full each month
  • Why: These type of rewards credit cards give you flexibility when it comes to the type of rebates that you can earn.
  • Drawbacks: The stated value of merchandise is often overinflated.

Editor's Pick

Citi ForwardSM Card

Card

5 out of 5

Capital One® No Hassle MilesSM Rewards -Excellent Credit

  • 1 mile per dollar spent on purchases up to $1,000 each month
  • 2 miles per dollar above $1,000 each month
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until November 2010 13.90% V Yes* None* Excellent

Citi ForwardSM Card

  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 14.24% V Yes 3% ($5 min)* Good

Capital One® No Hassle MilesSM Rewards - Good Credit

  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • No blackout dates and no seat restrictions


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until November 2010 16.90% V Yes* None* Good

Miles by Discover® Card

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year*.
  • Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash.
  • Double Miles through our exclusive online shopping site


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 Months 11.99% - 18.99% V Yes 3% Good

Simmons First Visa Platinum Travel Rewards

  • Created for those with Good Credit and approval is based on your credit rating and application review.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • No balance transfer fee for balances transferred in response to this online offer


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 9.25% V Yes No Excellent

Starwood Preferred Guest(R) Business Credit Card from American Express OPEN

  • Earn up to 25,000 Starpoints(R) -- good for up to 6 free nights or 1 Award flight
  • Earn 10,000 Starpoints with your first purchase
  • Earn an additional 15,000 Starpoints when you spend $15,000 in 6 months
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
2.90% 6 months Prime + 9.99% N/A *See Terms Good

MTV® Visa® Card from Capital One®

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until November 2010 16.90% V Yes* None* Good

American Express (R) Preferred Rewards Gold Card

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A N/A N/A N/A Good

Citi PremierPass® Elite Card

  • 20,000 bonus points after $600 in purchases made within 3 months of account opening
  • Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
  • Earn 1 point for every mile you fly on any airline*


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 14.24% V Yes* 3% ($5 min)* Good

Iberiabank Visa® Platinum

  • Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • No annual membership fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
1.99% BT 6 months 9.75 - 16.25% Yes 2% Excellent