Q: How many cards does Scott Bilker, the author of Credit Card and Debt Management, currently have? (of 352 respondents) 23%   1 card. 13%   5 cards. 23%   0 cards. 12%   10 cards. 13%   2 cards. 16%   80 cards. Scott Bilker currently has over 80 cards! More info. at DebtSmart.com.