Privacy Statement for CardRatings.com - U.S. Citizens for Fair Credit Card Terms, Inc.

CardRatings.com - U.S. Citizens for Fair Credit Card Terms, Inc. has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses the information gathering and dissemination practices for this Web site: CardRatings.com - U.S. Citizens for Fair Credit Card Terms, Inc.

Information Automatically Logged

We use your IP address to help diagnose problems with our server and to administer our Web site. We also record IP addresses to enforce regulations regarding the use of our message board. We ban the IP addresses of repeat offenders (for instance, repeated posts that contain solicitations or excess vulgarities). We do not use IP addresses for any other reasons.

Cookies

We only use cookies in the monthly credit card poll section of our site. Our site uses cookies to ensure the integrity of our monthly polls. Cookies prevent participants in our poll from voting more than once. This is the only instance on our site that cookies are utilized.

Advertisers

We use outside ad companies to display some of the ads on our site. These ads may contain cookies. While we use cookies for our monthly credit card poll, cookies received with banner ads are collected by our ad companies, and we do not have access to this information.

Registration Forms

Our site's registration form for our newsletter requires users to give us contact information (only an email address is required).

Contact information from the registration forms is used to deliver our newsletter, which is usually done on a monthly basis.

Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Contests

We run contests in the cardholder card reviews section of our site in which we ask visitors for contact information (name and email address only). These contests are strictly optional and consumers are welcome to post card reviews anonymously. The purpose of the contest is give consumers an incentive to post reviews.

Contact information from the contests is used to get in touch with the consumer only if they consumer wins a given contest. Contact information is deleted at the end of each contest and is not sold or given to any outside party.

External Links

This site contains links to other sites. CardRatings.com - U.S. Citizens for Fair Credit Card Terms, Inc. is not responsible for the privacy practices or the content of such Web sites.

Special Relationships

The cardholders card review section of our site is hosted on servers administered by CardOffers.com. Therefore, contact information that is volunteered in the cardholder card reviews section is also subject to the privacy policies of CardOffers.com. Anonymous reviews are welcome.

Public Forums

This site offers features a message board. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information. Anonymous posts are welcome.

Security

This site has security measures in place to protect the loss, misuse, and alteration of the information under our control.

Choice/Opt-Out

Our site provides users the opportunity to opt-out of receiving promotional/marketing information from us .

  1. You can visit the following URL: http://lb.bcentral.com/ex/manage/subscriberprefs?customerid=11630

Data Quality/Access

This site gives users the following options for changing and modifying information previously provided:

  1. You can visit the following URL: http://lb.bcentral.com/ex/manage/subscriberprefs?customerid=11630

Contacting the Web Site

If you have any questions or concerns about this privacy statement or related issues, please let us know your concerns by contacting us.


This privacy statement last updated on 2/12/06. U.S. Citizens for Fair Credit Card Terms, Inc. © 1998-2006


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