CardRatings.com - U.S. Citizens for Fair Credit Card Terms, Inc.
has created this privacy
statement in order to demonstrate our firm commitment to privacy.
The following discloses the information gathering and
dissemination practices for this Web site:
CardRatings.com - U.S. Citizens for Fair Credit Card Terms, Inc.
Information Automatically Logged
We use your IP address to help diagnose problems with our server and to administer our Web site.
We also record IP addresses to enforce regulations regarding the use of our message board. We
ban the IP addresses of repeat offenders (for instance, repeated posts that contain
solicitations or excess vulgarities).
We do not use IP addresses for any other reasons.
Cookies
We only use cookies in the monthly credit card poll section of our site.
Our site uses cookies to ensure the integrity of our monthly polls. Cookies prevent
participants in our poll from voting more than once. This is the only instance on our site that
cookies are utilized.
Advertisers
We use outside ad companies to display some of the ads on our site. These ads may contain cookies.
While we use cookies for our monthly credit card poll, cookies received with banner ads are
collected by our ad companies, and we do not have access to this information.
Registration Forms
Our site's registration form for our newsletter requires users to give us contact information (only an email address is required).
Contact information from the registration forms is used to deliver our
newsletter, which is usually done on a monthly basis.
Users may opt-out of receiving future mailings; see the choice/opt-out section below.
Contests
We run contests in the cardholder card reviews section of our site in which we ask visitors for contact information (name and
email address only). These contests are strictly optional and consumers are welcome to post card
reviews anonymously. The purpose of the contest is give consumers an incentive to post
reviews.
Contact information from the contests is used to get in touch with the consumer only
if they consumer wins a given contest. Contact information is deleted at the end of each
contest and is not sold or given to any outside party.
External Links
This site contains links to other sites.
CardRatings.com - U.S. Citizens for Fair Credit Card Terms, Inc.
is not responsible for the privacy practices or the content of such Web sites.
Special Relationships
The cardholders card review section of our site is hosted on servers administered by
CardOffers.com. Therefore, contact information that is volunteered in the cardholder card reviews section
is also subject to the privacy policies of CardOffers.com. Anonymous reviews are welcome.
Public Forums
This site offers features a message board. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.
Anonymous posts are welcome.
Security
This site has security measures in place to protect the loss, misuse, and alteration of the information under our control.
Contacting the Web Site
If you have any questions or concerns about this privacy statement or related issues,
please let us know your concerns by contacting us.