Q: I have $13,000 on credit cards that I would like to pay off by transferring them to a zero percent interest account. What credit card should I apply for?
Our credit card payoff calculator can show you just how much money you'll save if you can at least get a portion of your current balance onto a zero APR credit card. Even settling for a low introductory rate can help you recover a few dollars for your monthly budget. Today's best balance transfer offers come from banks that have launched some extra tools and incentives to help you knock down your debt.
Before applying for a balance transfer credit card, remember that banks won't allow you to transfer balances from their own accounts. For instance, if that $13K already sits on a Chase account, you can't transfer it to a new Freedom Card. However, banks love winning business from their competitors. That's why we're seeing such great zero percent deals back on the market.