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Interest Rate Information
July 2007 Credit Card Survey |
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Wachovia Bank |
Wachovia Bank 1525 West Wt Harris Blvd, Charlotte, NC 28262 800-922-4684
Card Name: Wachovia Classic Visa Credit Card
Card Type: Visa
Card Class: Classic
Card Category: Regular
Margin Index: Prime + 7.99% to 11.99
Purchase APR: 16.24 - 20.24%
Finance Calculation Method: Avg Daily Balance
Minimum Credit Limit: $500
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $20 (waived once every 12 months)
Late Payment Fee: $15 - $39 (waived once every 12 months)
Penalty/Default APR: 25.24 V
Penalty/Default Trigger: If 60 days past due, or 30 days past due 3 times within a rolling 12 month period.
Maximum Default APR: Prime + 16.99%
Universal Default Clause: Yes
Foreign Currency Fee: 1%
States Available in: ALL
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Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
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None
N/A
25 days
N/A
N/A
N/A
N/A |
0% F
6 months
None
0-3%
N/A
$5
None |
20.74% V
N/A
None
N/A
3%
$5
None |
Rebate Description: |
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Special Notes: |
Quasi-Cash fee (purchase of money orders, travelers' checks, foreign currency, lottery tickets, gambling chips): 3% of the transaction amount ($5 minimum). To take advantage of this offer you must have an annual income of at least $12,000 and you must meet credit qualification criteria. Balance Transfer fee: $0 if made by using the Promotional Convenience Checks within six months of account opening. Otherwise, 3% of the amount of each Convenience Check transfer transaction ($5 minimum); or 2% of the amount of each non-Convenience Check transfer transaction ($10 minimum, $50 maximum).
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Wachovia Bank |
Wachovia Bank 1525 West Wt Harris Blvd, Charlotte, NC 28262 800-922-4684
Card Name: Wachovia Platinum Visa Card
Card Type: Visa
Card Class: Platinum
Card Category: Regular
Margin Index: Prime + 2.99% to 7.99
Purchase APR: 11.24 - 16.24%
Finance Calculation Method: Avg Daily Balance
Minimum Credit Limit: $500
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $20 (waived once every 12 months)
Late Payment Fee: $15 - $39 (waived once every 12 months)
Penalty/Default APR: 25.24%
Penalty/Default Trigger: If 60 days past due, or 30 days past due 3 times within a rolling 12 month period.
Maximum Default APR: Prime + 16.99%
Universal Default Clause: Yes
Foreign Currency Fee: 1%
States Available in: ALL
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
|
None
N/A
25 days
N/A
N/A
N/A
N/A |
0% F
6 months
None
0-3%
N/A
$5
None |
20.74% V
N/A
None
N/A
3%
$5
None |
Rebate Description: |
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Special Notes: |
Quasi-Cash fee (purchase of money orders, travelers' checks, foreign currency, lottery tickets, gambling chips): 3% of the transaction amount ($5 minimum). To take advantage of this offer you must have an annual income of at least $12,000 and you must meet credit qualification criteria. Balance Transfer fee: $0 if made by using the Promotional Convenience Checks within six months of account opening. Otherwise, 3% of the amount of each Convenience Check transfer transaction ($5 minimum); or 2% of the amount of each non-Convenience Check transfer transaction ($10 minimum, $50 maximum).
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Wachovia Bank |
Wachovia Bank 1525 West Wt Harris Blvd, Charlotte, NC 28262 800-922-4684
Card Name: Wachovia Visa Card With Possibilities RewardsTM Classic
Card Type: Visa
Card Class: Classic
Card Category: Rewards
Margin Index: Prime + 9.99% to 11.99
Purchase APR: 18.24 - 20.24%
Finance Calculation Method: Avg Daily Balance
Minimum Credit Limit: $500
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $20 (waived once every 12 months)
Late Payment Fee: $15 - $39 (waived once every 12 months)
Penalty/Default APR: 25.24% V
Penalty/Default Trigger: If 60 days past due, or 30 days past due 3 times within a rolling 12 month period.
Maximum Default APR: Prime + 16.99%
Universal Default Clause: Yes
Foreign Currency Fee: 1%
States Available in: ALL
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
|
None
N/A
25 days
N/A
N/A
N/A
N/A |
0% F
6 months
None
0-3%
N/A
$5
None |
20.74% V
N/A
None
N/A
3%
$5
None |
Rebate Description: |
Combine Possibilities Rewards along with the points you earn on your Wachovia VisaŽ Check Card enrolled in Visa Extras. Points will be earned based on net dollars of purchases at rate of: 2 points per dollar for Classic with Rewards, 4 points per dollar for Platinum with Rewards, and 6 points per dollar for Signature. Balance transfers, cash advances, purchases of money orders or other cash equivalents, use of Convenience Checks and fees or finance charges do not earn points. The total number of purchase points that may be earned is 1 million per year, based on your account anniversary date. Points expire after 5 years. Points may be redeemed for cash back, free travel or merchandise certificates and gift cards which may be redeemed with participating merchants. |
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Special Notes: |
Quasi-Cash fee (purchase of money orders, travelers' checks, foreign currency, lottery tickets, gambling chips): 3% of the transaction amount ($5 minimum). To take advantage of this offer you must have an annual income of at least $12,000 and you must meet credit qualification criteria. Balance Transfer fee: $0 if made by using the Promotional Convenience Checks within six months of account opening. Otherwise, 3% of the amount of each Convenience Check transfer transaction ($5 minimum); or 2% of the amount of each non-Convenience Check transfer transaction ($10 minimum, $50 maximum).
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Wachovia Bank |
Wachovia Bank 1525 West Wt Harris Blvd, Charlotte, NC 28262 800-922-4684
Card Name: Wachovia Visa Card With Possibilities RewardsTM Platinum
Card Type: Visa
Card Class: Platinum
Card Category: Rewards
Margin Index: Prime + 4.99% to 9.99
Purchase APR: 13.24 - 18.24%
Finance Calculation Method: Avg Daily Balance
Minimum Credit Limit: $500
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $20 (waived once every 12 months)
Late Payment Fee: $15 - $39 (waived once every 12 months)
Penalty/Default APR: 25.24% V
Penalty/Default Trigger: If 60 days past due, or 30 days past due 3 times within a rolling 12 month period.
Maximum Default APR: Prime + 16.99%
Universal Default Clause: Yes
Foreign Currency Fee: 1%
States Available in: ALL
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
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None
N/A
25 days
N/A
N/A
N/A
N/A |
0% F
6 months
None
0-3%
N/A
$5
None |
20.74% V
N/A
None
N/A
3%
$5
None |
Rebate Description: |
Combine Possibilities Rewards along with the points you earn on your Wachovia VisaŽ Check Card enrolled in Visa Extras. Points will be earned based on net dollars of purchases at rate of: 2 points per dollar for Classic with Rewards, 4 points per dollar for Platinum with Rewards, and 6 points per dollar for Signature. Balance transfers, cash advances, purchases of money orders or other cash equivalents, use of Convenience Checks and fees or finance charges do not earn points. The total number of purchase points that may be earned is 1 million per year, based on your account anniversary date. Points expire after 5 years. Points may be redeemed for cash back, free travel or merchandise certificates and gift cards which may be redeemed with participating merchants. |
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Special Notes: |
Quasi-Cash fee (purchase of money orders, travelers' checks, foreign currency, lottery tickets, gambling chips): 3% of the transaction amount ($5 minimum). To take advantage of this offer you must have an annual income of at least $12,000 and you must meet credit qualification criteria. Balance Transfer fee: $0 if made by using the Promotional Convenience Checks within six months of account opening. Otherwise, 3% of the amount of each Convenience Check transfer transaction ($5 minimum); or 2% of the amount of each non-Convenience Check transfer transaction ($10 minimum, $50 maximum).
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Wachovia Bank |
Wachovia Bank 1525 West Wt Harris Blvd, Charlotte, NC 28262 800-922-4684
Card Name: Wachovia Visa Signature
Card Type: Visa
Card Class: Classic/Standard
Card Category: Low Intro Rate
Margin Index: Prime + 1.99% to 7.99
Purchase APR: 10.24 - 16.24%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: $500
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $0 (for this card only)
Late Payment Fee: $15 - $39 (waived once every 12 months)
Penalty/Default APR: 25.24% V
Penalty/Default Trigger: If 60 days past due, or 30 days past due 3 times within a rolling 12 month period.
Maximum Default APR: None
Universal Default Clause: Yes
Foreign Currency Fee: 1%
States Available in: ALL
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
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None
N/A
25 days
N/A
N/A
N/A
N/A |
0% F
6 months
None
0-3%
N/A
$5
None |
20.74% V
N/A
None
N/A
3% (0% at Wachovia ATM use)
$5
None |
Rebate Description: |
Combine Possibilities Rewards along with the points you earn on your Wachovia VisaŽ Check Card enrolled in Visa Extras. Points will be earned based on net dollars of purchases at rate of: 2 points per dollar for Classic with Rewards, 4 points per dollar for Platinum with Rewards, and 6 points per dollar for Signature. Balance transfers, cash advances, purchases of money orders or other cash equivalents, use of Convenience Checks and fees or finance charges do not earn points. The total number of purchase points that may be earned is 1 million per year, based on your account anniversary date. Points expire after 5 years. Points may be redeemed for cash back, free travel or merchandise certificates and gift cards which may be redeemed with participating merchants. |
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Special Notes: |
Quasi-Cash fee (purchase of money orders, travelers' checks, foreign currency, lottery tickets, gambling chips): 3% of the transaction amount ($5 minimum). To take advantage of this offer you must have an annual income of at least $12,000 and you must meet credit qualification criteria. Balance Transfer fee: $0 if made by using the Promotional Convenience Checks within six months of account opening. Otherwise, 3% of the amount of each Convenience Check transfer transaction ($5 minimum); or 2% of the amount of each non-Convenience Check transfer transaction ($10 minimum, $50 maximum).
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Washington Mutual Bank |
Washington Mutual Bank P.O. Box 660509, Dallas, TX 75266-0509 800-788-7000
Card Name: Washington Mutual Platinum MasterCardŽ
Card Type: MasterCard
Card Class: Platinum
Card Category: Low Intro Rate
Margin Index: Prime + 1.74% to 11.74
Purchase APR: 9.99 - 19.99%
Finance Calculation Method: Two-Cycle Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $35
Late Payment Fee: $39 if balance is $200 or greater; $19 if balance is less than $200
Penalty/Default APR: 31.99% V
Penalty/Default Trigger: Failing to make at least the minimum payment when due, exceeding your credit line, or making a payment that is not honored by your bank. Factors considered in determining whether and by how much to increase your APRs include the frequency and severity of defaults and other indications of account usage and risk on accounts with Washington Mutual and/or other creditors.
Maximum Default APR: Prime + 23.74%
Universal Default Clause: Yes
Foreign Currency Fee: 1%
States Available in: ALL
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Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee
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NA
NA
25 days
N/A
N/A
N/A
N/A |
0% F
12 months
None
3%
N/A
$5
$75 |
23.99% V
N/A
None
N/A
3%
$10
None |
Rebate Description: |
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Special Notes: |
Online access to your FICOŽ credit score. FICOŽ credit score availability for new accounts can take up to 90 days from account opening. Scores are generally updated on a monthly basis depending on credit bureau updates and account standing. FICO credit scores are only available online. Charges for the purchases of cash equivalents such as money orders, traveler's checks, foreign currency, lottery tickets, casino gaming chips, and the like are treated as Cash Advances and are subject to the Cash Advance fee described above. |
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Wells Fargo Bank |
Wells Fargo Bank 420 Montgomery Street, San Francisco, CA 94104
800-642-4720
Card Name: Wells FargoŽ VisaŽ Personal Platinum Card
Card Type: Visa
Card Class: Platinum
Card Category: Low Intro Rate
Margin Index: Prime + 4.65 - 15.25
Purchase APR: 12.90 - 23.50%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $35
Late Payment Fee: $20 - $39 depending on acct balance.
Penalty/Default APR: 28.24 V
Penalty/Default Trigger: The penalty rate will apply to all balances (incl. any balances under an introductory APR) if a min. monthly payment is not received for 2 successive billing cycles.
Maximum Default APR: Prime + 19.99%
Universal Default Clause: No
Foreign Currency Fee: 3%
States Available in: All
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Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
0 - 5.90% F
6 months
20 -25 days
N/A
N/A
N/A
N/A |
0 - 5.90% F
6 months
None
3% (after 1st 30 days)
N/A
$5
$75 |
23.49% V
N/A
None
N/A
4%
$5
None |
Rebate Description: |
Add the optional rewards program for $19 per year. Earn points toward airfare on any major U.S. airline, gift certificates, cash rebates, and more. |
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Special Notes: |
At this time, Wells Fargo is only accepting online credit card applications from customers with an existing Wells Fargo relationship. However you can apply in person at any Wells Fargo branch. |
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Wells Fargo Bank |
Wells Fargo Bank 420 Montgomery Street, San Francisco, CA 94104
800-642-4720
Card Name: Wells FargoŽ Cash BackSM Visa Card
Card Type: Visa
Card Class: Regular
Card Category: Cash Back
Margin Index: Prime + 7.10 - 16.75
Purchase APR: 15.35 - 25.00%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $35
Late Payment Fee: $20 - $39 depending on the balance.
Penalty/Default APR: 28.24% V
Penalty/Default Trigger: The penalty rate will apply to all balances (incl. any balances under an introductory APR) if a min. monthly payment is not received for 2 successive billing cycles.
Maximum Default APR: Prime + 19.99%
Universal Default Clause: No
Foreign Currency Fee: 3%
States Available in: All
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Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
0 - 5.90% F
6 months
20 - 25 days
N/A
N/A
N/A
N/A |
0 - 5.90% F
6 months
None
3% (after 1st 30 days)
N/A
$5
$75 |
23.49% V
N/A
None
N/A
4%
$5
None |
Rebate Description: |
Earn up to 1% cash back when you make purchases with the Wells Fargo Cash Back Platinum Card. |
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Special Notes: |
At this time, Wells Fargo is only accepting online credit card applications from customers with an existing Wells Fargo relationship. However you can apply in person at any Wells Fargo branch. |
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Wells Fargo Bank |
Wells Fargo Bank 420 Montgomery Street, San Francisco, CA 94104
800-642-4720
Card Name: Wells FargoŽ Home Rebate Visa Card
Card Type: Visa
Card Class: Regular
Card Category: Cash Back
Margin Index: Prime + 6.65 - 17.25
Purchase APR: 14.90 - 25.50%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $35
Late Payment Fee: $20 - $39 depending on the balance.
Penalty/Default APR: 28.24 V
Penalty/Default Trigger: The penalty rate will apply to all balances (incl. any balances under an introductory APR) if a min. monthly payment is not received for 2 successive billing cycles.
Maximum Default APR: Prime + 19.99%
Universal Default Clause: No
Foreign Currency Fee: 3%
States Available in: All
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
0 - 5.90% F
6 months
20 - 25 days
N/A
N/A
N/A
N/A |
0 - 5.90% F
6 months
None
3% (after 1st 30 days)
N/A
$5
$75 |
23.49% V
N/A
None
N/A
4%
$5
None |
Rebate Description: |
Earn up to 1% cash back when you make purchases that are applied towards your home mortgage. |
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Special Notes: |
At this time, Wells Fargo is only accepting online credit card applications from customers with an existing Wells Fargo relationship. However you can apply in person at any Wells Fargo branch. |
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Wells Fargo Bank |
Wells Fargo Bank 420 Montgomery Street, San Francisco, CA 94104
800-642-4720
Card Name: Wells FargoŽ Prime Rate VisaŽ Card
Card Type: Visa
Card Class: Standard
Card Category: Low Rate
Margin Index: Prime + 0.00
Purchase APR: 8.25%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: $19
Over-the-Limit Fee: $35
Late Payment Fee: $20 - $39 depending on the balance
Penalty/Default APR: 28.24 V
Penalty/Default Trigger: The penalty rate will apply to all balances (incl. any balances under an introductory APR) if a min. monthly payment is not received for 2 successive billing cycles. Also, if an over the credit limit situation exists.
Maximum Default APR: Prime + 19.99%
Universal Default Clause: No
Foreign Currency Fee: 3%
States Available in: All
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
None
N/A
20 - 25 days
N/A
N/A
N/A
N/A |
None
N/A
None
3% (after 1st 30 days)
N/A
$5
$75 |
23.49% V
N/A
None
N/A
4%
$5 - $20
None |
Rebate Description: |
Add the optional rewards program for $19 per year. Earn points toward airfare on any major U.S. airline, gift certificates, cash rebates, and more. |
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Special Notes: |
At this time, Wells Fargo is only accepting online credit card applications from customers with an existing Wells Fargo relationship. However you can apply in person at any Wells Fargo branch. For applicants who do not qualify for the Wells Fargo Prime Rate Card, you agree to receive a Wells Fargo Visa Platinum Card with the following Terms & Conditions - if you apply and qualify. |
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Wells Fargo Bank |
Wells Fargo Bank 420 Montgomery Street, San Francisco, CA 94104
800-642-4720
Card Name: Wells FargoŽ Secured VisaŽ Card
Card Type: Visa
Card Class: Classic
Card Category: Poor/No Credit
Margin Index: Prime + 13.24
Purchase APR: 21.49%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: $18
Over-the-Limit Fee: $35
Late Payment Fee: $20-$39 depending on the balance
Penalty/Default APR: 28.24 V
Penalty/Default Trigger: The penalty rate will apply to all balances (incl. any balances under an introductory APR) if a min. monthly payment is not received for 2 successive billing cycles.
Maximum Default APR: Prime + 19.99%
Universal Default Clause: No.
Foreign Currency Fee: 3%
States Available in: All
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
5.90% F
6 months
20 - 25 days
N/A
N/A
N/A
N/A |
5.90% F
6 months
None
3% (after 1st 30 days)
N/A
$5
$50 |
23.80% V
N/A
None
N/A
4%
$5 - $20
None |
Rebate Description: |
Add the optional rewards program for $19 per year. Earn points toward airfare on any major U.S. airline, gift certificates, cash rebates, and more. |
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Special Notes: |
At this time, Wells Fargo is only accepting online credit card applications from customers with an existing Wells Fargo relationship. However you can apply in person at any Wells Fargo branch. |
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Wells Fargo Bank |
Wells Fargo Bank 420 Montgomery Street, San Francisco, CA 94104
800-642-4720
Card Name: Wells FargoŽ College VisaŽ Card
Card Type: Visa
Card Class: Classic
Card Category: Student
Margin Index: Prime + 8.24 - 15.80
Purchase APR: 16.49 - 24.05%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: None
Over-the-Limit Fee: $35
Late Payment Fee: $20 - $39 depending on the balance
Penalty/Default APR: 28.24 V
Penalty/Default Trigger: The penalty rate will apply to all balances (incl. any balances under an introductory APR) if a min. monthly payment is not received for 2 successive billing cycles.
Maximum Default APR: Prime + 19.99%
Universal Default Clause: No.
Foreign Currency Fee: 3%
States Available in: All
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
7.9 - 13.9% F
6 months
20 - 25 days
N/A
N/A
N/A
N/A |
7.9 - 13.9 % F
6 months
None
3% (after 1st 30 days)
N/A
$5
$75 |
25.80% V
N/A
None
N/A
4%
$5 - $20
None |
Rebate Description: |
Add the optional rewards program for $19 per year. Earn points toward airfare on any major U.S. airline, gift certificates, cash rebates, and more. |
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Special Notes: |
At this time, Wells Fargo is only accepting online credit card applications from customers with an existing Wells Fargo relationship. However you can apply in person at any Wells Fargo branch. |
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Wilmington Trust |
Wilmington Trust 1100 North Market Streed, Rodney Square North, Wilmington, DE 19890 302-651-1000
Card Name: Gold MasterCard
Card Type: MasterCard
Card Class: Gold
Card Category: Regular
Margin Index: 26-week U.S.
Treasury Bill rate rounded to the nearest .25 of 1% + 9.50
Purchase APR: 14.50% V
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: $25
Over-the-Limit Fee: $29
Late Payment Fee: $29
Penalty/Default APR: 23.50 V
Penalty/Default Trigger: The min. payment due on the acct being past due more than once in any rolling 6 month period, or being more than 30 days past due at any time.
Maximum Default APR: None
Universal Default Clause: No
Foreign Currency Fee: 3%
States Available in: ALL
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| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
None
N/A
25 days
N/A
N/A
N/A
N/A |
None
N/A
None
3%
N/A
$5
None |
14.50% V
N/A
None
N/A
3%
$5
None |
Rebate Description: |
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Special Notes: |
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Wilmington Trust |
Wilmington Trust 1100 North Market Streed, Rodney Square North, Wilmington, DE 19890 302-651-1000
Card Name: Visa Classic
Card Type: Visa
Card Class: Classic
Card Category: Regular
Margin Index: 26-week U.S.
Treasury Bill rate rounded to the nearest .25 of 1% + 11.50
Purchase APR: 16.50%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: xxx
Annual Fee: $18
Over-the-Limit Fee: $29
Late Payment Fee: $29
Penalty/Default APR: 25.50% V
Penalty/Default Trigger: The min. payment due on the acct being past due more than once in any rolling 6 month period, or being more than 30 days past due at any time.
Maximum Default APR: None
Universal Default Clause: No
Foreign Currency Fee: 3%
States Available in: ALL
|
| |
Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
None
N/A
25 days
N/A
N/A
N/A
N/A |
None
N/A
None
3%
N/A
$5
None |
16.50% V
N/A
None
N/A
3%
$5
None |
Rebate Description: |
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Special Notes: |
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Wilmington Trust |
Wilmington Trust 1100 North Market Streed, Rodney Square North, Wilmington, DE 19890 302-651-1000
Card Name: Visa Platinum
Card Type: Visa
Card Class: Platinum
Card Category: Low Intro Rate
Margin Index: Prime + 5.99
Purchase APR: 14.24%
Finance Calculation Method: Average Daily Balance
Minimum Credit Limit: xxx
Maximum Credit Limit: $25,000
Annual Fee: None
Over-the-Limit Fee: $29
Late Payment Fee: $29
Penalty/Default APR: 23.24 V
Penalty/Default Trigger: The min. payment due on the acct being past due more than once in any rolling 6 month period, or being more than 30 days past due at any time.
Maximum Default APR: None
Universal Default Clause: No
Foreign Currency Fee: 3%
States Available in: ALL
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Purchase |
Balance Transfer |
Cash Advance |
Introductory Rate
Introductory Period
Grace Period
Balance Transfer Fee
Cash Advance Fee
Minimum Fee
Maximum Fee |
0% F
6 months
25 days
N/A
N/A
N/A
N/A |
0% F
6 months
None
3% (after the intro offer)
N/A
$5
$75 |
14.24% V
N/A
None
N/A
3%
$5
$75 |
Rebate Description: |
Rewards Option is Available. |
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Special Notes: |
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