How do I find a NFCC counselor near me?
October 11, 2009
By: Curtis Arnold
Question: How do I find a NFCC counselor near me? It says in the book by Mr. Arnold that this website will give me that information.
Answer: The NFCC or the National Foundation for Credit Counseling refers consumers to credit counseling services that have met high accreditation standards and high standards involving counselor certification. The NFCC promotes policies that help to ensure free or low-cost confidential services.
The NFCC is the largest and longest serving national nonprofit credit counseling network in the nation, with more than 100 Member agencies and nearly 850 offices in communities throughout the country. You can go to to NFCC.org and click on "Find a Counselor" to locate a counselor online or you can call 1-800-388-2227.
Please note that while the NFCC is the the largest and longest serving network, there are other reputable credit counseling services that are not members of the NFCC.
Finally, please do consider all other options to help you with credit card debt before proceeding with a credit counseling program, including debt settlement and even bankruptcy (as an absolute last resort). Many credit card companies now have hardship programs that may be even more benefecial to you than a credit counseling program. While credit counseling firms do add value in some situations, I personally prefer to deal with creditors directly if at all possible.
Good luck!
Important Note! The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying.
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About the Author
Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. New! Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is also the co-author of the upcoming Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Pengiun Group USA, April 2009), a contribitor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009).
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