Curtis Arnold, our public relations director, interviewed on WS Radio by nationally recognized credit expert and author Gerri Detweiler regarding consumer credit card tips. This event was part of CardRatings.com's community outreach program. Click the button above to listen to the interview!

We are proud to be featured by The Open Directory Project, the largest, most comprehensive human-edited directory of the Web (and the source for the Google Directory). We are also very proud that our credit news articles will soon be included in the Google News index.

• New 11/05! We are extremely proud Curtis Arnold, our Founder and Public Relations Director, is quoted in an article in the November issue of Consumer Reports® MoneyAdvisor Newsletter about Capital One credit card offers. MoneyAdvisor is a publication offered by Consumers Union®, the nonprofit publishers of the well known Consumer Reports Magazine. Consumers Union® is an independent, nonprofit testing and information organization serving only consumers.

• New 10/05! We are extremely proud that Curtis Arnold, our Founder and Public Relations Director, is quoted in an article in the November issue of Consumer Reports® Magazine about credit card practices. Consumer Reports® Magazine is published by Consumers Union, an expert, independent nonprofit organization whose mission is to work for a fair, just, and safe marketplace for all consumers and to empower consumers to protect themselves.

• New 10/05! We are extremely proud that Curtis Arnold, our Founder and Public Relations Director, is quoted in an article in the November issue of Money Magazine about credit card teaser rates. The article was written by Carolyn Bigda.

• New 10/05! Special thanks to Professor Eddie Ary, CPA, CFP, for allowing us to speak to two personal finance undergraduate classes at Ouachita Baptist University about credit card debt and other credit card issues. These speaking engagments were part of our voluntary community outreach program.

• New 10/05! We are proud that our website is referenced in The Complete "Off-Limits" Library, a publication partially written by credit expert Gerri Detweiler, author of the The Ulitimate Credit Handbook. The publication is affiliated with Weiss Research, Inc.

• New 10/05! Curtis Arnold, our public relations director, quoted in an article about no fee credit cards that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova.

• New 10/05! Featured in an article about student credit cards that appeared on the website of Kiplinger's Personal Finance Magazine. The article was written by Janet Bodnar, deputy editor and a nationally recognized expert in the field of children's and family finances.

• New 10/05! Curtis Arnold, our Founder and Public Relations Director, quoted in an article that appeared in the Arkansas Democrat-Gazette Newspaper regarding bankruptcy issues. The article was written by business reporter David Smith.

• New 10/05! Curtis Arnold, our founder and public relations director, interviewed by Jason Pederson on KATV's 6:00 News Hour - Channel 7 (ABC t.v. affiliate) regarding consumer tips about credit reports. Jason is the consumer affairs reporter for KATV.

• New 10/05! Curtis Arnold, our Founder and Public Relations Director, interviewed live on the Joel Riley Radio Show (WTVN- Columbus, OH) regarding various credit card issues.

• New 10/05! Special thanks to Professor Mary Ann Campbell, CFP for allowing us to speak to one of her family and consumer science undergraduate classes at the University of Central Arkansas regarding student credit issues. Among other accomplishments, Mary Ann has served as the presidentially appointed Chair of the National Women's Business Council. The event was part of our voluntary community outreach program.

• New 10/05! Curtis Arnold, our Founder and Public Relations Director, quoted in an article that appeared on Dow Jones Newswire regarding a new credit card rewards program offered by American Express. The article was written by David Enrich.

• New 10/05! We are proud that Curtis Arnold, our Founder and Public Relations Director, is quoted in an article about credit card rebate programs that appeared in The Pittsburgh Post-Gazette (Pittsburgh, Pa. Newspaper). The article was written by Patricia Sabatini, a business reporter.

• New 10/05! We are proud that Curtis Arnold, our Founder and Public Relations Director, is quoted in the October issue of Young Money Magazine. The article was written by Christina Uss of UCLA. Young Money seeks to educate college students about personal finance. The magazine is published by InCharge® Institute of America, Inc., a national non-profit organization specializing in personal finance education and credit counseling. Young Money boasts a readership of 750,000 young adults.

• New 10/05! We are proud that one of our credit education articles written by staff writer Amy Cooper-Arnold has been referenced in the September 30th issue of the Southern Digest. The Southern Digest, established in 1928, is the official student newspaper of Southern Univeristy in Baton Rouge, LA.

• New 10/05! Curtis Arnold, our founder and Public Relations Director, quoted in an article about credit card usage at the pump that appeared in The Daytona (FL) Beach News-Journal. The article was written by business reporter Tom Brown.

• New 9/05! Metioned in a segment about gas rebate credit cards on The Early Show on CBS. The segment featured Vera Gibbons, special correspondent from Kiplinger's Personal Finance Magazine.

• New 9/05! Special thanks to Denise Fisher, for allowing us to speak to one of her family and consumer science undergraduate classes at Harding University about credit card debt. This speaking engagment was part of our voluntary community outreach program. In addition to a full teaching load, Denise is enrolled in a PhD program at Iowa State Univ.

• New 9/05! We are extremely proud that Curtis Arnold, our Founder and Public Relations Director, is quoted in an article in the October issue of Consumer Reports® Magazine about credit card airline reward cards. Consumer Reports® Magazine is published by Consumers Union, an expert, independent nonprofit organization whose mission is to work for a fair, just, and safe marketplace for all consumers and to empower consumers to protect themselves.

• New 9/05! We are extremely proud that our website is referenced in an article in the September issue of Consumer Reports® MoneyAdvisor Newsletter about credit card debt. The article was written by Greg Daugherty, co-author of The Consumer Reports Money Book. MoneyAdvisor is a publication offered by Consumers Union®, the nonprofit publishers of the well known Consumer Reports Magazine. Consumers Union® is an independent, nonprofit testing and information organization serving only consumers.

• New 9/05! We are proud that our website was referenced in a segment that appeared on KQTV- Joseph, MO (ABC affiliate) about gas rebate credit cards.

• New 9/05! We are proud that one of our credit education articles written by staff writer Pammila Phillis has been referenced in the September 9th issue of the Southern Digest. The Southern Digest, established in 1928, is the official student newspaper of Southern Univeristy in Baton Rouge, LA.

• (8/05) Curtis Arnold, our Founder and Public Relations Director, interviewed in a segment about credit monitoring services that aired on CNN Headline News. The interview was conducted by Valerie Morris, correspondent for CNN Business News. Valerie anchors CNN Headline News' personal finance segment Smart Assets.

• (8/05) We are extremely proud that our website was referenced in a "Money Matters" segment about minimum credit card payments on The Early Show on CBS. The segment was hosted by Ray Martin, CBS News financial adviser.

• (8/05) We are extremely proud that our website is referenced in an column in the August issue of Consumer Reports® MoneyAdvisor Newsletter about credit card purchase protection plans. MoneyAdvisor is a publication offered by Consumers Union®, the nonprofit publishers of the well known Consumer Reports Magazine. Consumers Union® is an independent, nonprofit testing and information organization serving only consumers.

• (8/05) Curtis Arnold, our founder and public relations director, interviewed in a segment about student credit cards that aired on ABC 13 (Houston). The interview was conducted by consumer reporter Jeff Ehling.

• (8/05) Curtis Arnold, our founder and public relations director, quoted in an article about subprime credit cards that appeared on the front page of the Atlanta Business Journal. The article was written by Jill Lerner.

• (8/05) Special thanks to Rose Marie Willis from the Arkansas Department of Workforce Education (Office of Family and Consumer Sciences) for allowing us to speak to a group of family and consumer science high school teachers about consumer credit issues during a Jump$tart seminar held at the University of Arkansas Cooperative Extension Service. We are proud that Curtis Arnold, our founder and public relations director, serves as the co-chair of the Arkansas chapter of Jump$tart. This event was part of our community outreach program.

• (8/05) We are proud that one of our credit education articles written by Amy Cooper-Arnold has been published in the July/August issue of Young Money Magazine. Young Money seeks to educate college students about personal finance. The magazine is published by InCharge® Institute of America, Inc., a national non-profit organization specializing in personal finance education and credit counseling. Young Money boasts a readership of 750,000 young adults.

• (8/05) We are proud that Ira Stoller, a senior member of our message board, was interviewed by ABC NewsNow (a national broadcast) for a "Money Matters" segment about rebate credit cards.

• (8/05) Curtis Arnold, our public relations director, quoted in an article about credit card reward programs that appeared in U.S. News & World Report. The article was written by Nisha Ramachandran.

• (8/05) Curtis Arnold, our public relations director, quoted in an article about "credit card tricks" that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova.

• (8/05) Curtis Arnold, our founder and public relations director, quoted in Consumer Action's 2005 Credit Card Survey. This survey is one of the most highly regarded consumer surveys in the industry. The survey was led by Linda Sherry (Editor, Consumer Action News), who has testified before Congress regarding consumer credit issues. Consumer Action is a non-profit, consumer advocacy organization founded in 1971.

• (8/05) We are proud that one of our credit education articles by Amy Cooper-Arnold is referenced in the July/August issue of E/The Environmental Magazine. Now in its 16th year, E/The Environmental Magazine is carried by some 6,000 public, college and school libraries. The article was written by Stephanie White.

• (7/05) Curtis Arnold, our founder and public relations director, quoted in an article about rising interest rates that appeared in the Money section of USA Today. The article was written by Kathy Chu.

• (7/05) Curtis Arnold, our founder and public relations director, quoted in an article about subprime credit cards that appeared in the Miami Herald. The article was written by business columnist Harriet Brackey.

• (7/05) We are proud to have been referenced in a consumer credit segment that appeared on KXLY (ABC affiliate in Spokane, WA).

• (7/05) Curtis Arnold, our founder and public relations director, quoted in an article about credit card mergers that appeared on the front page of The New York Times. The article was partially written by Eric Dash.

• (7/05) We are very proud to have been referenced in an article about rebate credit cards that appeared in The Washington Post (Sunday Edition). The article was written by Caroline E. Mayer.

• (7/05) Curtis Arnold, our Founder and public relations director, quoted in an article in Smart Money Magazine (The Wall Street Journal Magazine of Personal Finance) regarding reward credit cards. We are also proud that Ira Stoller, a senior member of our message board, was quoted in the article. The article was written by Maggie Dunphy.

• (7/05) Curtis Arnold, our public relations director, quoted in an article about credit card mergers that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova.

• (7/05) Curtis Arnold, our founder and public relations director, interviewed by Chuck Fishman, producer of the The Wall Street Journal This Morning (Radio Show) regarding credit card mergers. "The Wall Street Journal This Morning" is the leading early-morning business radio program broadcast on 70 stations throughout the U.S.

• (7/05) We are proud to be listed as a Financial Education Resource by the State of New York Banking Department.

• (7/05) We are very proud to have been referenced in an article about minimum credit card payments that appeared in Richmond Tmes-Dispatch (VA). The article was written by consumer reporter Iris Taylor.

• (7/05) Curtis Arnold, our founder and public relations director, quoted in an article about gas reward credit card reward programs that appeared in the The Houston Chronicle. The article was written by Purva Patel.

• (6/05) We are proud to have been referenced in an article about credit cards that appeared in Newsweek Magazine. The article was partially written by Linda Stern.

• (6/05) Curtis Arnold, our public relations director, quoted in an article that appeared in The Wall Street Journal (Sunday Edition) regarding teen credit card usage. The article was written by Andrew Blackman.

• (6/05) Curtis Arnold, our public relations director, quoted in an article about unique credit card reward programs that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova.

• (6/05) Curtis Arnold, our public relations director, quoted by Jane Greig, a writer for the Austin (Texas) American Statesman, regarding overseas credit card usage.

• (6/05) We are very proud that Curtis Arnold, our founder and public relations dir., has been recognized as one of the most intriguing business and political leaders under 40 years old by Arkansas Business Newspaper (40 Under 40 Awards). Congrats Curtis!

• (6/05) Curtis Arnold, our founder and public relations dir., interviewed by Barbara Roberts on KARK's Morning Show (NBC t.v. affiliate) regarding free credit reports.

• (6/05) We are proud that our website was referenced in a consumer segment about credit by Fox News- Chicago.

• (5/05) Curtis Arnold, our founder and public relations director, quoted in an article about balance transfer offers that appeared in the Wall Street Journal (online edition). The article appeared in the a column entitled "Fiscally Fit" written by Terri Cullen.

• (5/05) Curtis Arnold, our founder and public relations director, interviewed by BJ Sams on KTHV - Channel 11 (CBS t.v. affiliate) regarding free credit reports and rebate credit cards. This interview was part of CardRatings.com's community outreach program.

• (5/05) Curtis Arnold, our founder and public relations director, was the guest for an hour-long call-in radio show that airs live on 96.9 FM Talk- WTKK Boston. Various consumer credit subjects were discussed. This event was part of CardRatings.com's community outreach program.

• (5/05) We are proud to have assisted with the research for an article by Eric Dash that appeared in the New York Times regarding credit bureau practices.

• (5/05) We are proud to have assisted with an article about credit card traps that was published in The New Jersey Star-Ledger (Newspaper). The article was written by Dorianne Perrucci.

• (5/05) Special thanks to all of the consumers that stopped by our booth at the 2nd Annual Arkansas Health and Living Expo. We hope that the advice that we dispensed was helpful! We were also proud to be the official sponsor for the various free seminars at the expo, such as the seminar on geriatrics led by author Dr. David A Lipschitz, MD., PhD., who serves as Chair of the Donald W. Reynolds Department of Geriatrics and Director of the Center on Aging at the University of Arkansas for Medical Sciences. This event was part of CardRatings.com's community outreach program.

• (4/05) We are extremely proud that our website is referenced in an column in the April issue of Consumer Reports® MoneyAdvisor Newsletter about rebate credit cards. MoneyAdvisor is a publication offered by Consumers Union®, the nonprofit publishers of Consumer Reports Magazine. Consumers Union® is an independent, nonprofit testing and information organization serving only consumers.

• (4/05) Curtis Arnold, our public relations director, quoted in an article about credit card minimum payments that appeared in the The Fort-Worth Star Telegram. The article was written by Teresa McUsic, the Star-Telegram's "Savvy Consumer Columnist".

• (4/05) Special thanks to Arkansas Lt. Governor Win Rockefeller for signing a proclamation during the 2005 legislative session that declared April as "Financial Literacy for Youth Month"- click here to view a pic of the proclamation signing ceremony! This event was part of our voluntary community outreach program and was done in conjunction with with the Jump$tart Coalition for Financial Literacy. We are proud that Curtis Arnold, our public relations director, is currently serving as co-chair of the Arkansas chapter of Jump$tart.

• (4/05) Curtis Arnold, our public relations director, was interviewed by Mike Essian of WBJU 104.5 FM (Greenville, SC) regarding student credit cards. WBJU is affliated with Bob Jones University. This interview was part of our voluntary community outreach program.

• (4/05) Curtis Arnold, our public relations director, quoted in an article about Capitol One credit cards in an article that appeared in The Oregonian (Portland, OR newspaper). The article was written by columnist Steve Duin.

• (4/05) Curtis Arnold, our public relations director, quoted in an article about "high end credit cards" in an article that appeared on WomensWallStreet.com. The article was written by author Gwen Moran.

• (4/05) Special thanks to Professor Eddie Ary, CPA, CFP, for allowing us to speak to three personal finance undergraduate classes at Ouachita Baptist University about credit card debt and other credit card issues. These speaking engagments were part of our voluntary community outreach program.

• (4/05) We are proud to have assisted with research regarding rebate credit cards for a piece that will be published by Time Inc. Custom Publishing.

• (3/05) We are proud that our website is referenced in an article that appeared in The Wall Street Journal (Sunday Edition) regarding credit card finance charges. The article was written by Kelly Spors.

• (3/05) We are proud that our website is referenced in an column in the March 29th issue of Woman's World (Weekly Magazine) about charity rebate credit cards. The column was written by Marcy Tolkoff, J.D.

• (3/05) Curtis Arnold, our public relations director, quoted in an article about the American Expres Green Card that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova.

• (3/05) We are proud to have sponsored a free teleclass/teleseminar regarding building business credit. The teleclass was hosted by nationally recognized credit expert and author Gerri Detweiler and corporate attorney Garret Sutton, a best selling author and a member of Robert Kiyosaki's, Rich Dad's Advisor Team. This event was part of CardRatings.com's community outreach program. Thanks to everyone who participated and who helped make the seminar a resounding success!

• (3/05) Our website was referenced in a column about credit card terms that appeared in The Pittsburgh Post-Gazette (Pittsburgh, Pa. Newspaper). The article was written by Patricia Sabatini, a business reporter.

• (3/05) Curtis Arnold, our public relations director, quoted in an article about credit card rewards that appeared in The Sunday Chicago Tribune. The article was written by Carolyn Bigda, a reporter for Money Magazine.

• (3/05) We are proud to have helped with the production of an article about credit card debt that appeared in The Wall Street Journal (Sunday Edition). The article was written by Andrew Blackman and featured the inspiring story of Shelley Smith, a mother of two who paid of $40,000 of credit card debt soley through self-help techniques.

• (3/05) Our website was referenced in an article about reward credit cards that appeared in The Arizona Republic (Phoenix Newspaper). The article was written by Brahm Resnik, a business and consumer reporter.

• (3/05) Curtis Arnold, our public relations director, quoted in an article about Capital One credit cards that appeared in The Times-Picayune (New Orleans newspaper). The article was written by Keith Darcé, a business reporter.

• (3/05) We are proud that our website is referenced in an article containing personal finance tips that appeared in the The Fort-Worth Star Telegram. The article was written by Teresa McUsic, the Star-Telegram's "Savvy Consumer Columnist".

• (2/05) Curtis Arnold, our public relations director, quoted in an article about credit card arbitration that appeared in the L.A. Times- Sunday Edition and the Baltimore Sun. The article was written by Eileen Ambrose, personal finance columnist.

• (3/05) We are proud that our website is referenced in an article containing personal finance tips that appeared in the The Fort-Worth Star Telegram. The article was written by Teresa McUsic, a business columnist.

• (2/05) Curtis Arnold, our public relations director, quoted in an article about 0% balance transfer credit card offers that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova. We are also proud that Ira Stoller, a senior member of our credit forum, is quoted in the article.

• (2/05) We are proud that our website is listed as a consumer resource in an article about frequent flier miles by Ed Perkins, a nationally recognized travel columnist and author. Ed is the author of "Online Travel" (2000) and "Business Travel: When It's Your Money" (2004) and he was co-author of the "Consumers Union's annual Best Travel Deals" series.

• (2/05) We are proud that our website is listed as a recommended consumer resource by Liz Pulliam Weston, an award-winning, nationally-syndicated personal finance columnist. Liz is one of the most-read columnists on MSN Money, where her twice-weekly columns reach more than 6 million readers each month. Millions more read her question-and-answer column "Money Talk," which appears in newspapers throughout the country. Her book, "Your Credit Score: How to Fix, Improve and Protect the 3-Digit Number that Shapes Your Financial Future" was recently published by Prentice Hall.

• (2/05) Congrats to Ira Stoller, a senior member of our credit forum, for appearing in an interview on 10 News in San Diego (ABC affiliate). The segment was about double-cycle credit card billing. Curtis Arnold, our founder and public relations director, and Gerri Detweiler, helped to arrange the interview.

• (2/05) Our website was referenced in an article about student credit card debt that appeared in The Roanoke Times (VA). The article was written by Erica Hampton, a student at Virginia Tech.

• (1/05) Curtis Arnold, our founder and public relations director, quoted in an article in the January issue of Consumer Reports® MoneyAdvisor Newsletter about credit card interest rates. MoneyAdvisor is a new publication offered by Consumers Union®, the nonprofit publishers of Consumer Reports Magazine. Consumers Union® is an independent, nonprofit testing and information organization serving only consumers.

• (1/05) Curtis Arnold, our public relations director, quoted in an article that appeared in The Wall Street Journal (Sunday Edition) regarding retroactive interest. The article was written by Kelly Spors.

• (1/05) Special thanks to Consevella James, founder of Treatment Homes, Inc. (THING), which is the first therapeutic foster care program in Arkansas as well as the state's first therapeutic foster care program to be accredited through the Council on Accreditation (COA), for allowing us to teach a group of high school students about credit issues. The presentation was a community outreach effort hosted by the Jump$tart Coalition for Personal Financial Literacy. We are proud that Curtis Arnold, our public relations director, is currently serving as the co-chair of the Arkansas Jump$tart Coalition.

• (1/05) Curtis Arnold, our founder and public relations director, interviewed by Melinda Mayo on KATV's Daybreak Show - Channel 7 (ABC t.v. affiliate) regarding consumer tips about credit reports. This interview was part of CardRatings.com's community outreach program.

• (1/05) Curtis Arnold, our founder and public relations director, interviewed by Marcy Tolkoff, J.D., for an article that appeared in Woman's World Magazine regarding rebate credit cards.

• (1/05) Curtis Arnold, our founder and public relations director, quoted in an article that appeared on MSN Money about the relationship between credit card interest rates and credit scores. The article was written by Liz Pulliam Weston. Liz is author of Your Credit Score: How to Fix, Protect and Improve the 3-Digit Number that Shapes Your Financial Future (October 2004, Prentice Hall). She is also a personal finance columnist for MSN Money and author of the question-and-answer column "Money Talk," which appears in newspapers throughout the country.

• (1/05) Curtis Arnold, our founder and public relations director, quoted extensively in a new book entitled Live Well on Less Than You Think: The New York Times Guide to Achieving Your Financial Freedom by Fred Brock. Mr. Brock was previously a Wall Street Journal reporter and is currently a New York Times business editor. He is also the author of Retire Well on Less Than You Think.

• (1/05) Our website was referenced in an article about credit card debt that appeared in The Arizona Republic (Phoenix Newspaper). The article was written by Brahm Resnik, a business and consumer reporter.

• (1/05) Curtis Arnold, our founder and public relations director, interviewed by Sharon Epperson on CNBC TV's Power Lunch about credit card rebate programs.

• (1/05) Listed as a consumer resource in an article that was published in The Jersey Journal (newspaper). The article was written by Alexandra Fenwick.

• (1/05) One of our credit education articles containing debt tips was reprinted in Jan. issue of Central Arkansas Woman Magazine.

• (1/05) Our website was referenced in an article about personal finance that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova.

• (1/05) Curtis Arnold, our founder and public relations dir., interviewed by Barbara Roberts on KARK's Morning Show (NBC t.v. affiliate) regarding consumer credit card debt following the holiday season.

• (12/04) Curtis Arnold, our founder and public relations director, interviewed by Jason Harper on KATV's MidDay Show - Channel 7 (ABC t.v. affiliate) regarding consumer tips on choosing a credit card. This interview was part of CardRatings.com's community outreach program.

• (12/04) Curtis Arnold, our public relations director, quoted extensively in an article that appeared in The Butner-Creedmoor Newspaper (NC) regarding gas rebate credit cards. The article was written by Lynn Hillman and David Rodgers.

• (12/04) Curtis Arnold, our founder and public relations director, interviewed by BJ Sams on KTHV - Channel 11 (CBS t.v. affiliate) regarding consumer credit card debt during the holiday season. This interview was part of CardRatings.com's community outreach program.

• (12/04) Referenced in an book review of Live Well on Less Than You Think: The New York Times Guide to Achieving Your Financial Freedom by Mike Maza of The Dallas Morning News (newspaper).

• (12/04) Curtis Arnold, our founder and public relations director, interviewed by BJ Sams on KTHV - Channel 11 (CBS t.v. affiliate) regarding consumer credit card debt during the holiday season. This interview was part of CardRatings.com's community outreach program.

• (12/04) Curtis Arnold, our public relations director, quoted in an article that appeared in The Wall Street Journal (Sunday Edition) regarding airline reward credit card offers. The article was written by Kelly Spors.

• (12/04) Mentioned in an article in The Chicago Tribune (Sunday edition) about credit card reward programs. The article was written by Gregory Karp, staff writer for The Morning Call, Allentown, Pa., a Tribune Co. newspaper.

• (12/04) Curtis Arnold, our founder and public relations director, interviewed by Melinda Mayo on KATV's Good Morning Arkansas - Channel 7 (ABC t.v. affiliate) regarding consumer credit card debt during the holiday season. This interview was part of CardRatings.com's community outreach program.

• (12/04) One of our credit education articles was reprinted in the premiere issue of Central Arkansas Woman Magazine.

• (12/04) Curtis Arnold, our founder and public relations director, was the guest for an hour-long call-in radio show that airs live on 96.9 FM Talk- WTKK Boston. Various consumer credit subjects were discussed. This event was part of CardRatings.com's community outreach program.

• (12/04) Curtis Arnold, our public relations director, was interviewed for a NewsProNet television segment regarding gas rebate credit card offers. The segment is made available to affiliate stations throughout the country, including KEYE- Austin CBS, KTRK- Houston ABC and WCPO- Cincinnati ABC.

• (12/04) Curtis Arnold, our public relations director, interviewed on WS Radio - The World Wide Leader in Internet Talk by nationally recognized credit expert and author Gerri Detweiler regarding consumer credit card tips. This event was part of CardRatings.com's community outreach program.

• (12/04) Curtis Arnold, our public relations director, quoted in an article that appeared on BankRate regarding online credit card security issues. BankRate began more than 25 years ago as a print publisher of the newsletter "Bank Rate Monitor" and is listed among the best financial websites by Forbes (Magazine). The article was written by Dana Dratch.

• (12/04) Listed as a consumer resource in an article about low rate credit cards that was published in The Jersey Journal (newspaper). The article was written by Alexandra Fenwick.

• (12/04) We were proud to have educated participants in the Arthritis Foundation's 2004 Jingle Bell Run about credit issues by placing consumer credit information in about 2,000 "goodie bags". We are also proud to have been a financial sponsor of this event, which is an annual fundraiser for the Arthritis Foundation. This effort was part of CardRatings.com's community outreach program.

• (12/04) We are proud that one of our credit education articles written by Rebecca Lindsey has been published in the December issue of Young Money Magazine. Young Money seeks to educate college students about personal finance. The magazine is published by InCharge® Institute of America, Inc., a national non-profit organization specializing in personal finance education and credit counseling. Young Money boasts a readership of 750,000 young adults.

• (12/04) Listed as one of the best credit related sites on the Internet by The Internet Tourbus- Best of Everything. This site, which began in 1995, is edited by Net gurus Bob Rankin and Patrick Crispen and boasts 100,000 subscribers in 130 countries.

• (12/04) Curtis Arnold, our founder and public relations director, interviewed by Jason Harper on KATV's DayBreak - Channel 7 (ABC t.v. affiliate) regarding consumer credit card debt during the holiday season. This interview was part of CardRatings.com's community outreach program.

Find us at your local newsstand! We are featured in Web's Best Bank & Investment Sites. (Part of the award-winning PC Novice Learning Series)


• (11/04) Referenced in a new personal finance book entitled The ABC's of Getting Out of Debt: Turn Your Bad Debt to Good Debt. The author of the book is Garrett Sutton, Esq., a corporate attorney with over 20 years experience. This book is part of the popular Poor Dad Rich Dad Book Series - the original book in this series was on the New York Times Bestsellers List for 209 weeks.

• (11/04) We are proud to have helped solicit consumer interviews for a investigative report on Frontline (PBS) entitled "The Secret History of the Credit Card". This report, produced in conjunction with the New York Times, examined how the credit card industry became so profitable and powerful, and- at a time when the average American family carries ten credit cards- so pervasive. We are also proud to be listed as a consumer credit resource on the PBS website. You can read a related article in the Sunday "New York Times" (11/21/04). The article can be read for free online at NYTimes.com.

• (11/04) One of our consumer education articles dealing with student credit issues has been posted on CreditCardNation.com, the website of Dr. Robert Manning. Dr. Manning is nationally recognized for his expertise involving consumer credit issues. His book, Credit Card Nation (2000), received the 2001 Robert Ezra Park Award for Outstanding Contribution to Sociological Practice from the Sociological Practice Association and his path breaking study, "Credit Cards on Campus," received the 2000 Morris Rosenberg Award from the District of Columbia Sociology Society.

• (11/04) Curtis Arnold, our public relations director, quoted in an article about department store cards written by Eileen Powell, a business writer for The Associated Press. The article ran is numerous newspapers across the country, including The Philadelphia Inquirer and The Miami Herlad.

• (11/04) Curtis Arnold, our public relations director, quoted in an article about gas rebate credit card reward programs that appeared on the front page of The Houston Chronicle. The article was written by Purva Patel and Nelson Antosh.

• (11/04) We were proud to participate in the Fall Carnival at Booker Arts Magnet School by distributing flyers containing consumer credit information and by donating a preloaded gift card to the silent auction. Congratulations to Vernita Daniels, the winner of the gift card. This effort was part of CardRatings.com's community outreach program.

• (11/04) Curtis Arnold, our public relations director, quoted in an article about a recent Supreme Court decision affecting Discover and American Express that appeared on BankRate.com. BankRate began more than 25 years ago as a print publisher of the newsletter "Bank Rate Monitor" " and is listed among the best financial websites by Forbes (Magazine). The article was written by Laura Bruce.

• (11/04) Listed as a "Business & Money Site to See" by Time Warner Book Group, one of the most successful book publishers in the country. In 2002, Time Warner Book Group had a record 56 hardcover and paperback New York Times bestsellers.

• (10/04) Curtis Arnold, our public relations director, quoted in an article about gas rebate credit card reward programs that appeared on SmartMoney.com (affiliated with Smart Money Mag.). The article was written by Aleksandra Todorova.

• (10/04) One of our credit education articles was reprinted in the October issue of Arkansas Health and Living Magazine.

• (10/04) Curtis Arnold, our public relations director, quoted in an article by Betty Lin-Fisher about credit card fees that appeared in the Akron (Ohio) Beacon Journal (Newspaper). Betty is a business writer for the Beacon Journal.

• (10/04) We were proud to have educated participants in the Arkansas Race for the Cure about credit issues by placing consumer credit information in 5,000 "goodie bags". This effort was part of CardRatings.com's community outreach program.

• (10/04) Curtis Arnold, our public relations director, interviewed by Michael Wallace, host of the The Wall Street Journal This Morning (Radio Show) regarding credit card comparison shopping tips. "The Wall Street Journal This Morning" is the leading early-morning business radio program broadcast on 58 stations in the U.S., including WLS, Chicago; WPHT, Philadelphia; KNEW, San Francisco; WTNT, Washington, D.C.; KFTK, St. Louis; and KSL, Salt Lake City.

• (10/04) Mentioned in an article in The Chicago Tribune (Sunday edition) about credit card rate comparison shopping. The article was written by Gregory Karp, staff writer for The Morning Call, Allentown, Pa., a Tribune Co. newspaper.

• (10/04) Our popular consumer reviews section was referenced in an article in the October issue of Details Magazine about airline reward credit cards. The article was written by Clive Thompson. Details recently received a "Gold Medal" by the Society of Publication Designers.

• (10/04) Mentioned in a personal finance article by Reuters that appeared in The Boston Globe (newspaper). The article was written by Linda Stern, a freelance writer who covers personal finance issues for Reuters.

• (10/04) Curtis Arnold, our public relations director, quoted in an article regarding reward credit cards that appeared in the Oct. issue of Bottom Line Personal Newsletter. Bottom Line Personal has a readership of over 2 million, making it, the largest circulation newsletter in the U.S.

• (9/04) Listed as a financial resource by the Kentucky Council on Economic Education, which is affiliated with the National Council on Economic Education.

• (9/04) Mentioned in a segment about credit card rewards programs on Good Morning America (ABC News). The segment was hosted by Mellody Hobson, Good Morning America's Financial Contributor since 2000.

• New 9/04 Curtis Arnold, our public relations director, quoted in an article that appeared in The Wall Street Journal (Sunday Edition) regarding credit card offers that are not consumer friendly. The article was written by Kelly Spors.

• (9/04) Mentioned as a financial resource on the website of Towneley Capital Managment, Inc.. Towneley is a SEC-registered independent investment advisory firm founded in 1971 by Wesley G. McCain, CFA, Ph.D.

• (9/04) Curtis Arnold, our public relations director, quoted in an article that appeared in The Washington Post regarding rebate credit cards. We are also proud that Ira Stoller, a senior member of our message board, was quoted in the article. The article was written by Don Oldenburg, who writes about issues of consumer interest.

• (9/04) We are proud that one of our credit education articles written by Rebecca Lindsey has been published in the Sept. issue of Young Money Magazine. Young Money is published by InCharge® Institute of America, Inc., a national non-profit organization specializing in personal finance education and credit counseling.

• (9/04) Mentioned in an article by Ann Limpert about saving time and money online in The Washingtonian (D.C. Magazine). The Washingtonian is one of the nation's most respected and successful magazines, winning five National Magazine Awards in recent years.

• (9/04) Special thanks to nationally recognized credit expert and author Gerri Detweiler for inviting Curtis Arnold, our public relations director, to participate in a conference call entitled "Choosing the Best Plastic". Curtis fielded questions from consumers related to various credit issues. This event was part of CardRatings.com's community outreach program.

• (9/04) Listed as a consumer resource in a segment about reward credit cards on WSLS Channel 10 (Roanoke, VA NBC affiliate).

• (9/04) Mentioned on the air as a consumer resource in a segment about credit cards on KNDU Channel 25 (Kennewick, WA NBC affiliate).

• (9/04) Featured link on Detroit Channel 7 (WXYZ- ABC News affiliate).

• (9/04) We are proud that one of our credit education articles written by Rebecca Lindsey has been published in the Sept. issue of Military Money Magazine. Military Money is published by InCharge® Institute of America, Inc. in partnership with the National Military Family Association (NMFA). It is part of the Department of Defense's "Financial Readiness Campaign," created and distributed with the support of the Office of the Under Secretary of Defense for Military Community and Family Policy.

• (8/04_ Curtis Arnold, our public relations director, quoted in an article in the August issue of Consumer Reports® MoneyAdvisor Newsletter about store credit card reward programs. MoneyAdvisor is a new publication offered by Consumers Union®, the nonprofit publishers of Consumer Reports. Consumers Union® is an independent, nonprofit testing and information organization serving only consumers.

• (8/04) Curtis Arnold, our public relations director, quoted in an article about reward credit cards in USA Today (Weekend Magazine). The article was written by Jean Sherman Chatzky, editor-at-large for Money Magazine and financial editor for NBC's Today Show. USA Weekend appears in 598 newspapers throughout the country.

• (8/04) Curtis Arnold, our public relations director, quoted in an article in The Chicago Tribune about credit scoring. The article was written by columnist Janet Kidd Stewart.

• (8/04) Curtis Arnold, our public relations director, quoted in an article that appeared on the website of CNN/Money(Magazine) about student credit cards. The article was written by Jeanne Sahadi, senior staff writer.

• (8/04) Curtis Arnold, our public relations director, quoted in an article about student credit cards that appeared in The Arizona Republic (Phoenix Newspaper). The article was written by Brahm Resnik, a business and consumer reporter.

• (8/04) Mentioned on the Clark Howard Show by guest host and personal finance expert Ilyce Glink. Ilyce is an award-winning, nationally-syndicated columnist, television reporter, radio talk show host and best-selling book author.

• (8/04) One of our credit education articles was reprinted in the July/August issue of Arkansas Health and Living Magazine.

• (8/04) Referenced in a segment about rebate credit cards on NBC 4 Television- Columbus, OH. The segment featured NewsChannel 4's Teresa Garcia.

• (8/04) Curtis Arnold, our public relations director, quoted in an article about the AAA gas rebate credit card that appeared in Toledo Blade (Toledo, OH Newspaper). The article was written by Gary Pakulski, a business writer for the Blade.

• (7/04) Curtis Arnold, our public relations director, was a guest on an hour-long call-in radio show that airs live on 96.9 FM Talk- WTKK Boston. Various consumer credit subjects were discussed.

• (7/04) Mentioned in an article about gas rebate cards that appeared in the July issue of the National Association of Convenience Stores Magazine.

• (7/04) Special thanks to Rose Marie Willis from the Arkansas Department of Workforce Education (Office of Family and Consumer Sciences) for allowing us to speak to a group of family and consumer science high school teachers about consumer credit issues during a Jump$tart seminar held at the University of Arkansas Cooperative Extension Service. We are proud that Curtis Arnold, our public relations director, serves as the co-chair of the Arkansas chapter of Jump$tart. This event was part of our community outreach program.

• (7/04) Curtis Arnold, our public relations director, quoted in an article about gas rebate credit cards that appeared in The Arizona Republic (Phoenix Newspaper). The article was written by Brahm Resnik, a business and consumer reporter.

• (7/04) Metioned in a segment about rebate credit cards on The Saturday Early Show on CBS. The segment featured Vera Gibbons, special correspondent from Kiplinger's Personal Finance Magazine.

• (7/04) Curtis Arnold, our public relations director, interviewed by Sharon Epperson on CNBC TV's Power Lunch about identity theft issues. The interview was aired during "Getting Real," a weekly personal-finance segment.

• (7/04) Featured in an article about credit card interest rates in the L.A. Times- Sunday Edition. The article was written by Eileen Ambrose, personal finance columnist.

• (7/04) Featured in an article about secured credit cards that appeared on the website of Kiplinger's Personal Finance Magazine. The article was written by Janet Bodnar, executive editor and a nationally recognized expert in the field of children's and family finances.

• (7/04) Curtis Arnold, our public relations director, quoted in an article in the July issue of Consumer Reports® MoneyAdvisor Newsletter about disposable credit card numbers. MoneyAdvisor is a new publication offered by Consumers Union®, the nonprofit publishers of Consumer Reports. Consumers Union® is an independent, nonprofit testing and information organization serving only consumers.

• (7/04) Featured as a recommended Web resource by Rich Ray, Community Publishing Coordinator of The Florida Times-Union newspaper.

• (7/04) Special thanks to the Lyn Haralson, Community Affairs Associate Specialist - Federal Reserve Bank of St. Louis (Little Rock Branch), for allowing Curtis Arnold, our public relations director, to address various representatives of Faith Based Organizations at a home ownership workshop regarding credit issues. The representatives are working or want to work to improve homeownership in the Delta. The workshop was sponsored by The Family Service Agency (Consumer Credit Counseling Service) and Enterprise Corporation of the Delta. This event was part of CardRatings.com's community outreach program.

• (7/04) Curtis Arnold, our public relations director, interviewed by Sharon Epperson on CNBC TV's Street Signs about reward credit cards.

• (6/04) Curtis Arnold, our public relations director, quoted in an segment on NPR's Morning Edition program (National Public Radio) about fixed rate credit card offers. Morning Edition is the most listened-to morning radio program in the country.

• (6/04) Curtis Arnold, our public relations director, quoted extensively in an article that appeared on the website of CNN/Money(Magazine) about reward credit cards. The article was written by Jeanne Sahadi, senior staff writer.

• (6/04) Curtis Arnold, our public relations director, quoted in an article that appeared in Physicians Financial News about reward credit cards. Since 1983, Physicians Financial News has been a leading non-clinical professional medical publication. The article was written by Janice Rosenberg, a Chicago-based freelance writer specializing in health and business.

• (6/04) Quoted in an article in the July issue of Money Magazine about innovative credit card reward programs. The article was written by Megan Johnston.

• (6/04) Referenced in a personal finance segment by Gerri Willis about travel reward credit cards on Money.com. Willis is a personal finance editor for CNN Business News.

• (6/04) Received multiple references in an article about new credit card reward programs written by Aleksandra Todorova that appeared on SmartMoney.com (affiliated with Smart Money Mag.).

• (6/04) Received multiple references in a free publication about credit repair written by nationally recognized consumer advocate Gerri Detweiler. Gerri is an accomplished author. She has written numerous books including The Ultimate Credit Handbook, which was featured in Money magazine as one of the five best new personal finance books of the year when it was released.

• 5/04 Featured in a segment about gas rebate credit cards on CNN Headline News. The segment featured Vera Gibbons, special correspondent from Kiplinger's Personal Finance Magazine.

• 5/04 Curtis Arnold, our public relations director, quoted in an article that appeared in The Wall Street Journal Sunday (Sunday Edition) regarding redeeming credit card reward points. The article was written by Kelly Spors.

• 5/04 Referenced extensively in a personal finance segment about reward credit cards that aired on CNN Headline News. The segment was conducted by Gerri Willis. Willis is a personal finance editor for CNN Business News.