Credit Card Lessons for Teens
Major credit card issuers are increasingly targeting high school students. Before applying for a credit card online or through the mail, teenagers should be aware of many things. (5/17/02)
Overseas Credit Card Purchase Fees
An overview of the fees associated with overseas credit card purchases levied by credit card companies, including credit card currency conversion fees associated with Visa credit cards and MasterCard credit cards.
(5/13/02)
Prepaid Credit Cards
Prepaid credit cards or gift cards are nice gifts, but be wary of the fees that credit card companines charge to issue these cards.
(5/6/02)
Zero Percent Balance Transfer Offers
The lowdown on 0% balance transfer credit card offers. Are zero percent balance transfers as good as they seem? (5/1/02)
Consumer Advocacy Primer
A primer on becoming an assertive consumer, including tips on obtaining a low interest rate credit card. (4/26/02)
Take Advantage of Low Credit Card Rates
As low credit card rates linger (including low rate balance transfer offers), make every effort to pay down your credit card debt. (4/19/02)
Tips on Negotiating a Lower Rate
Ask and you shall receive a lower credit card rate. How to negotiate the lowest credit card interest rate possible. (4/15/02)
Bigger Balances Mean Bigger Late Fees
Bigger credit card balance means bigger credit card late fees. Several major credit card companies join trend. (4/8/02)
Paying Your Tax Bill with a Card Only if You're Desperate
It's easy to pay your tax bill by credit card. Experts say don't. (4/3/02)
New College Savings Credit Card Rebate Plans
Instead of air miles, earn education dollars with you credit card. New credit card rebate programs help build college funds by allowing you to transfer the dollars you save with rebates into 529 college savings plans. (4/1/02)
Credit Card Rates Hold Steady
Credit card rates hold steady in March and variable interest rate credit cards
have likely reached their low point. (3/29/02)
Dealing with a Debt Collector
How to deal with collection agencies seeking credit card debt repayment.
(3/11/02)
Credit Card Penalties and Fees
Credit card fees keep climbing, including late fees, over-the-limit fees and balance transfer fees.
(3/8/02)
Money-saving Tips for College Students
Money-saving spring break tips for college students, including a quiz about student credit cards.
(3/5/02)
Bad Credit? A Look at Risk-Based Pricing
You may qualify for a unsecured credit card with a high interest rate or a secured credit card, but don't count on qualifying for a low interest rate credit card.
(3/1/02)
Professional Credit Counseling
15 signs you need professional debt-reduction help. These signals let you know it's time to call in a financial fitness expert.
(2/26/02)
Credit Card Interest Rate Survey
Standard and platinum variable rate credit cards inched lower by 2 basis points this week while fixed-rate cards remained ... fixed.
(2/15/02)
Credit Card Fine Print Exposed
Uncovering credit card fine print for credit card balance transfers, fixed rate APR offers, etc.
(2/14/02)
Credit Insurance
Credit card insurance policies, which usually make the minimum payment if the cardholder becomes disabled or unemployed, come under attack by consumer advocates.
(2/6/02)
Credit Card Billing Disputes
Tips on handling credit card billing errors, such as finance charge miscalculations.
(2/1/02)
Growing Smart Card Appeal
Smart credit cards may have appeal in post-Sept. 11 America. (1/25/02)
Creating a Credit Card Payment Schedule
FAQs about paying down holiday bills. (1/21/02)
Bi-Weekly Credit Card Payments
Bi-weekly payments can help lower credit card finance charges. (1/14/02)
Debt Reduction Strategies for '02
Five strategies for 2002 for slashing your debts and saving on credit card interest rates. (1/11/02)
Debit vs. Credit
A look at finance charges, free float, frequent flier miles, debt, etc. (1/4/02)
Closing Card Accounts.
Closing accounts can simplify your life, but will doing so affect your credit score, credit card interest rate, airline miles, etc.? (1/2/02)
Where are interest rates headed in 2002?
Will 2002 witness even more low credit card interest rates? (12/28/01)
Consumer Charging Plummets.
Consumers charging less this holiday season as revolving credit plummets. (12/18/01)
Holiday Balance Transfer Offers.
Beware of holiday balance transfer offers. (12/14/01)
Improving
Credit Scores Can Take Time
There is no "quick fix" when it comes to improving your credit score.
(12/4/01)
Credit
Card Balance Transfers can Save you Cash
Transferring a credit card balance to a card with a lower interest rate
can help save you cash. (11/30/01)
Where
does my Credit Card Payment Go?
Dr. Don: Where does my credit card payment go? And why doesn't more
of my principal get paid off? (11/23/01)
Supreme
Court Decision Hurts Consumers
Justices' ruling helps credit agencies, slaps victims of identity theft
and other credit card fraud. (11/16/01)
A
Plan for Retiring Debt-free
Financial expert Dorothy Rosen lays out the steps to getting rid of
credit card debt before retirement. (11/9/01)
Borrowing
from Retirement Account
Should you borrow from your retirement account to pay off your credit
cards? Pratical advice from Dr. Don. (11/6/01)
Debt
has No Quick Fix.
Getting out of credit card debt works only if you also change your lifestyle.
(11/2/01)
Will
Bioterror Fear Delay Credit Card Payments?
Mail, including your bill payments, has seen only spotty delays due
to anthrax woes. But, wary consumers are giving online bill paying another
look. (10/30/01)
Spooky
Credit Card Ripoffs from Bankrate Vaults
A roundup of the year's ugliest consumer ripoffs and heinous fees leveraged
by your friendly lenders. (10/26/01)
Poor,
Old, Young Live without Credit Cards.
How long would you last without that plastic? Millions of Americans
face that challenge daily. (10/16/01)
Rebuilding
Bad Credit
An 8-step action plan for rebuilding bad credit. (10/15/01)
Debit
Card Fee Fight Could Render your Plastic Useless
Wal-Mart and Walgreen Drug Stores are leading a retailers' rebellion
against Visa U.S.A. Debit cards, not credit cards, are at the center
of the dispute. (10/9/01)
Consumers
Lose When Rates Hit Credit Card 'Floors'
After 9 rate cuts in 10 months, many variable-rate cards are reaching
the minimum APRs allowed in cardholder agreements. (10/4/01)
Fed
Cuts Rates by a Half Point
Rates dip to nearly 40-year low! How will this affect credit card rates?
(10/2/01)
Keeping
Credit Card Bills to a Minimum
Want to keep your credit card bills to a minimum during the holidays?
Think of your card as a short-term loan. (10/10/01)
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